Guys,

Need some clarification with regards to credit limit given by banks on your credit card. I have an existing corporate credit card and applied for a personal one 2 weeks ago. I notice the credit limit is not the generic x2.5 to x4 of my basic salary. I remembered asking the credit officer  the impact of my corporate CC with regards to this application of which he clarified that they should be treated as independent cases.  Now the situation seems to be contradictory.

On a similar capacity, I am planning to apply for a CC from a different bank. How would this be assessed as far as credit limit is concerned?  Firsthand experience would be appreciated.

oils and fats   
i got 1.5x but they give another 2x through another scheme but the interest is 30%pa instead of usual 18.8%pa if exceed he first 1.5x, ur corp cc is tied to the company not to you, so ur credit rating doesnt matter... usually MAS controls cc limit quite strictly

not to church... for me is to my parents

church in sg poor? come on la... their asset sometimes up to sgd 1 bill lor... city harvest, new creation, all gila 1...

i got from uob, 3 days... 2 days later the pin... got limit 1 la, tied back to your company's policy

almost all?

From an employer perspective, unless yr MBA is from the TOP unis (i.e. Harvard, INSEAD, etc) the rest are just not worth getting (even the local SG ones) You can never hope to get back yr investments if its not from the TOP unis. Might as well spend time working to get more experience and hopefully get more money instead of wasting it.

18 at heart  , have a lot mid 20 here    i see ..

I think IRAS does the assessments in batches. No way they can do everybody's all at one go.

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Added on July 19, 2011, 11:55 pmIf he's hired as a SG employee, and he is required to travel to KL, the company should be providing accommodation in KL.

If he chooses to stay at home, it could be that he forgoes the accommodation... but if I were him, I would negotiate with my boss. Give him 2 choices... I get my full business travel accommodation ie. hotel stay at RM300 per day or alternatively, the company gives me per diem... say RM200 per day - for a win-win compromise. But he should not simply forgo the accommodation empty handed... at least I wouldn't. I rather check into the hotel to spend the company's money and then go home to sleep.

wow P2 not bad woh  ,  wat industry ?

Previously EP and S Pass were different due to the exlcusion of the picture and fingerprint on EP. But now EP and S Pass look similiar, compared the difference between P1 and P2.

haha, and i was just reading a week or so ago that industry guys were expecting more cars to be deregistered and COE prices to drop a bit. looks like demand > all.
Don't understand what's so great about P1. Any tom d*ck harry start work at 23 @ $2.5k, 10% year-on-year increment, by 35 years old also will have $8k already what. Are you saying that including increments and promotions, that you can't sustain a 10% annual increase?

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Added on July 20, 2011, 5:58 pm
15% flat rate if you are a tax non-resident. that is, you work/stay in singapore less than 183 days in the year. if more than 183 days then you are a tax resident, and the 15% flat rate doesn't apply.

http://www.iras.gov.sg/irasHome/page.aspx?id=230

actually i did mine in Msia for RM60 only (reimburseable upon confirmation). Very simply checkup.
just scan over the one pager result which is out within 15mins waiting. thats it. they didnt ever ask for original and they dun wan to look at the big x-ray film that I have to "carry over" here.

anyone from here is a runner? joining the run for standard chartered singapore marathon run? last day for early bird promotion registration is today i believe

o, unaware on that. too late anyway . which category you are joining? i am in for 10k

Just applied for HSBC Revolution online yesterday. Tomorrow the office boy coming to my office and collect my documents.

ur hometown from KL also?

I'm heading back to kl tmr morning as well via Aeroline.......OUG/old klang road area!!

yes, those in the low level f&b service sector

there're those that are bright and competitive.. but most of them will balik tongsan as they can make better $$$

sometimes no, prcs are selfish and aggressive... but i had seen a few that blend in well... the very young ones

3 of my friends did and got it... paid well too ^^
yes you can, but i would recommend trying first coach first.... leaves at 3pm

pickup at novena, end up at bangsar or 1u

+65 68 222 111

Any bank link both accounts in Malaysia and Singapore and no fee charges for transferring funds in between these two accounts? Eg. HSBC malaysia and HSBC singapore

Is it from Citibank Malaysia to Citibank singapore?

But to do so, u 1st need to open a Citibank acct in Malaysia then thereafter open another Citibank acct in Singapore?

Citibank vs Maybank if I transfer $10K

Citibank = RM24,300
Maybank = My fren got better rate of 2.4523 few weeks ago (= RM24,523 - $15 bank charge) = net gain = RM24,486

So, you get extra RM186 using Maybank