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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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rayng18
post Nov 1 2011, 12:10 PM

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Just called SCB CS to waive the GST and done immediately with 3 swipes any amount recently
winner
post Nov 1 2011, 12:30 PM

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QUOTE(ronnie @ Nov 1 2011, 01:01 AM)
As they say "Imitation is a form of flattery"

Suggestion for SCB Cash Back Credit Card
1. 5% Cash-Back for Petrol, Dining, Groceries, Utilities, Pharmacies, Cinemas, Bookstores (Monthly Cap : >RM50)
2. 1% Cash-Back for other spends
3. No ChoicePoints will be given
4. Annual Usage Bonus of RM50
5. Free-for-life (i.e. no AF)
6. Immediate Cash-Back posting (2-3 days after transaction is posted)
*
Not good enough. SCB JustOne Titanium MC which gives 5% cash back for ALL transactions made on Fridays and 2% cash back for ALL transactions made on non-Fridays (subject to maximum cash back of RM600 per year) could easily beat your wish list.

My wish is to get a card which could give 5% cash back for ALL types of transactions.


QUOTE(teikwing @ Nov 1 2011, 09:22 AM)
yup same error message. tried since last night before 12am.  doh.gif
*
I am an existing SCB online user and yesterday I made an online standing instruction for a payment of RM300 from my SCB JustOne Titanium MC to Astro to be made on 1-11-2011. Hopefully the transaction was automatically done at 12.00am today.
Human Nature
post Nov 1 2011, 12:31 PM

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QUOTE(ronnie @ Nov 1 2011, 11:33 AM)
ARM code is required for SCB Online Banking account created with CC initial stage. ARM code = to tag your SCB online banking to particular branch code.

It may take from 24 and up to 72 hours to be updated by the Acount Services team. I guess I won't get to get my RM100 sad.gif if they doesn't activate by today.
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I never recall having any ARM code before and this is the first time I register for bill payment too.

Dont worry la, I am keeping my finger cross that the 20000 is still not yet filled for 1 week tongue.gif
WaCKy-Angel
post Nov 1 2011, 12:34 PM

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Just applied online this morning...hope get approved smile.gif
TSronnie
post Nov 1 2011, 12:39 PM

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After some scolding and anger words, the ARM code was activated within 15 minutes...and made the payment at 12.30pm.

High hopes that I'll be in the first 20,000 Eligible Customers.. or better yet, win a Coffee Bean & Tea Leaf RM10 voucher, or BEST, win the Macbook Air


Added on November 1, 2011, 12:40 pm
QUOTE(winner @ Nov 1 2011, 12:30 PM)
Not good enough. SCB JustOne Titanium MC which gives 5% cash back for ALL transactions made on Fridays and 2% cash back for ALL transactions made on non-Fridays (subject to maximum cash back of RM600 per year) could easily beat your wish list.

My wish is to get a card which could give 5% cash back for ALL types of transactions.
I am an existing SCB online user and yesterday I made an online standing instruction for a payment of RM300 from my SCB JustOne Titanium MC to Astro to be made on 1-11-2011. Hopefully the transaction was automatically done at 12.00am today.
*
Let me update the wish list then.... hahahaha
Check out the wish list on post #3 ....

This post has been edited by ronnie: Nov 1 2011, 01:15 PM
Human Nature
post Nov 1 2011, 03:14 PM

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I receive the following message after bill payment. Consider done right?

QUOTE
Your request has been submitted for processing. Please check later to confirm the status of the transaction under Payments / Transfers History. Please be informed that transactions performed after 6.00pm will be processed on the next day


Hope still eligible icon_rolleyes.gif
jovigrunge
post Nov 1 2011, 07:09 PM

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I'm considering of applying inifinite card.

1. What is their annual fee?

2. Can I withdraw cash from the cash machine?

Any more info that I should know pros and cons?

TQ! wub.gif

Explorer II
post Nov 1 2011, 08:03 PM

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QUOTE(jovigrunge @ Nov 1 2011, 07:09 PM)
I'm considering of applying inifinite card.

1. What is their annual fee?

2. Can I withdraw cash from the cash machine?

Any more info that I should know pros and cons?

TQ!  wub.gif
*
1. Annual fee is RM800. But i think they still have the offer of 2 years fee waiver. For waiver of 3rd year annual fee, you have to spend a minimum of RM10k on the card during the 2nd year. I can't seem to find this in black and white, but this is according to my Relationship Manager.

2. Yes. The cash advance limit assigned to me is 90% of my credit limit. However, I would advise against utilizing this facility due to the high interest rate charged, except in the event of an emergency.

You do know that you have to be an SCB Priority Banking customer in order to apply for the card? AFAIK, this is the best card issued in Malaysia for domestic and international airport lounge access privilege.

This post has been edited by Explorer II: Nov 1 2011, 08:14 PM
alexwsk
post Nov 1 2011, 08:16 PM

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QUOTE(ronnie @ Nov 1 2011, 10:49 AM)
You will need a bill number to fill up, if not mistaken.
You can always reuse a bill you had paid previously.
*
don't need bill reference
just need bill account number


Added on November 1, 2011, 8:54 pm
QUOTE(jovigrunge @ Nov 1 2011, 07:09 PM)
I'm considering of applying inifinite card.

1. What is their annual fee?

2. Can I withdraw cash from the cash machine?

Any more info that I should know pros and cons?

TQ!  wub.gif
*
you want to apply visa infinite, yet u want to withdraw cash from the card? doh.gif


Added on November 1, 2011, 8:56 pm@ronnie, to simplify things into one line only
i want a card that gives unlimited 5% on anything everyday :lol


Added on November 1, 2011, 8:57 pm
QUOTE(winner @ Nov 1 2011, 12:30 PM)
I am an existing SCB online user and yesterday I made an online standing instruction for a payment of RM300 from my SCB JustOne Titanium MC to Astro to be made on 1-11-2011. Hopefully the transaction was automatically done at 12.00am today.
*
normally it is process around 8am on that specific date


Added on November 1, 2011, 9:02 pm
QUOTE(Human Nature @ Nov 1 2011, 03:14 PM)
I receive the following message after bill payment. Consider done right?
Hope still eligible  icon_rolleyes.gif
*
that is their standard reply
you should be able to see the status change to successful now

This post has been edited by alexwsk: Nov 1 2011, 09:02 PM
TSronnie
post Nov 2 2011, 07:34 AM

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Anybody knows what does the "Copy" link under SCB Internet Banking Payment History do ?
alexwsk
post Nov 2 2011, 08:46 AM

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QUOTE(ronnie @ Nov 2 2011, 07:34 AM)
Anybody knows what does the "Copy" link under SCB Internet Banking Payment History do ?
*
why don't you just click on it rolleyes.gif
Human Nature
post Nov 2 2011, 09:03 AM

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QUOTE(ronnie @ Nov 2 2011, 07:34 AM)
Anybody knows what does the "Copy" link under SCB Internet Banking Payment History do ?
*
it is a function for you to replicate the payment details, so no need to key in the figures anymore
TSronnie
post Nov 2 2011, 10:09 AM

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QUOTE(Human Nature @ Nov 2 2011, 09:03 AM)
it is a function for you to replicate the payment details, so no need to key in the figures anymore
*
Great feature to use : For the next payment in 1 Dec 2011
jovigrunge
post Nov 2 2011, 03:25 PM

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QUOTE(Explorer II @ Nov 1 2011, 08:03 PM)
1. Annual fee is RM800. But i think they still have the offer of 2 years fee waiver. For waiver of 3rd year annual fee, you have to spend a minimum of RM10k on the card during the 2nd year. I can't seem to find this in black and white, but this is according to my Relationship Manager.

2. Yes. The cash advance limit assigned to me is 90% of my credit limit. However, I would advise against utilizing this facility due to the high interest rate charged, except in the event of an emergency.

You do know that you have to be an SCB Priority Banking customer in order to apply for the card? AFAIK, this is the best card issued in Malaysia for domestic and international airport lounge access privilege.
*
Firstly, thank you for your generous insight of info on this infinite card privilege. Yes I do know about SCB Priority Banking customer stuff. Thank you! notworthy.gif

QUOTE(alexwsk @ Nov 1 2011, 08:16 PM)
November 1, 2011, 8:54 pm
you want to apply visa infinite, yet u want to withdraw cash from the card?  doh.gif

I have my purpose of asking, right? whistling.gif





MGM
post Nov 4 2011, 10:47 AM

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QUOTE(ronnie @ Oct 31 2011, 03:04 PM)
A good reason never to do Auto-Debit with utilities bill... so that we can join contest like this.
*
Lets say you sign up with TM autodebit using OCBC TI cc with billing date on 15th of the month.
If you pay the utility bill using SCB cc with an estimated amount before the billing date.
Would TM still autodebit on the OCBC TI cc when the balance is -ve ?

This post has been edited by MGM: Nov 4 2011, 01:01 PM
TSronnie
post Nov 4 2011, 11:10 AM

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QUOTE(MGM @ Nov 4 2011, 10:47 AM)
Lets say you sign up with TM autodebit using OCBC TI cc with billing date on 15th of the month.
If you pay the utility bill using SCB cc with an estimated amount before the billing date.
Would TM still autodebit on the OCBC TI cc when the amount is RM1 or -ve RM
*
IMHO, TM will still deduct the same amount (lazy system), so you get -ve amount next month.
MGM
post Nov 4 2011, 02:37 PM

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QUOTE(ronnie @ Nov 4 2011, 11:10 AM)
IMHO, TM will still deduct the same amount (lazy system), so you get -ve amount next month.
*
But the bill will include the payment made using SCB cc and let say the final balance is Rm10 so TM autodebit should just charge rm10 using the OCBC TI cc.
alexwsk
post Nov 4 2011, 06:45 PM

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QUOTE(MGM @ Nov 4 2011, 02:37 PM)
But the bill will include the payment made using SCB cc and let say the final balance is Rm10 so TM autodebit should just charge rm10 using the OCBC TI cc.
*
ican confirm that if the balance is oledi -ve, TM will not autodebit anymore
Clareen
post Nov 5 2011, 02:41 PM

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I just got approve my first credit card from SCB it's platinum cc so may i know what's the benefits of using this cc? thanks
alexwsk
post Nov 5 2011, 05:07 PM

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QUOTE(Clareen @ Nov 5 2011, 02:41 PM)
I just got approve my first credit card from SCB it's platinum cc so may i know what's the benefits of using this cc? thanks
*
just plain platinum or business plat?
plain plat does not have much benefit, check it out here

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