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Added on July 6, 2012, 10:55 pmFor the Preferred World MasterCard Credit Card,

http://www.standardchartered.com.my/person...-creditcard/en/

Will there be any points for spending below RM1,500?

This post has been edited by Human Nature: Jul 6 2012, 10:55 PM

You get 1.5x ChoicePoints for below RM1500 spends
http://www.standardchartered.com.my/prefer...ore-rewards/en/

Thanks. Oh, just realize that need to have a minimum average daily balance of RM6,000 on the Preferred M2 Account/SuperSalary Account. Not as simple as normal card application

That's for the "Preferred World MasterCard Debit Card spend"

Debit card?
I am confused, to apply for this Preferred WMC credit card, need to open a Preferred M2 Account/SuperSalary Account, and at the same time they will give a Debit card as well?

All this info is from the Preferred Banking page and no mention about the need to open any account at the Card page. So can I simply apply for this card without opening any account?

How do I qualify for Preferred Banking?
- Earn a minimum annual income of RM72,000, take up the Preferred World MasterCard Credit Card and open a Preferred M2 Account/SuperSalary Account/e$aver Account with us

How do I sign-up for Preferred Banking?
- To sign up for Preferred Banking, you need to take up Preferred World MasterCard Credit Card and Preferred M2 Account/SuperSalary Account/e$aver Account.

Are there any fees when I sign up for Preferred Banking?
- The monthly fee of RM50 is waived for the first year. The fees for subsequent years are waived as long you maintain deposits and/or investments of at least RM72,000 or housing loan quantum of at least RM400,000 with us.

So need to open a Preferred M2 Account/SuperSalary Account/e$aver Account. They should at least state this under the card details. Cancel plan. Dont want to open account, just want the card

I already have the e$aver account... so I will go ahead.
You can try to apply the Preferred World MasterCard Credit Card with annual income >RM72,000... just that you wont enjoy the Preferred Banking Relationship Rewards.

Meaning still can just get the CC without the Preferred banking reward.

Just the card package - 2x points if spend above RM1500, no points below RM1500. Not a good deal.

Actually their ChoicePoints redemption not exciting enough.
Under their "Preferred Banking Relationship Rewards", you can extra CP per month (200 CP)

edited:
"New Customers" mean applicants who have not held any Standard Chartered Bank Malaysia Berhad credit card whether as principal or supplementary cardholder within the past 12 months before the applicant's credit card under this Campaign is issued.

This post has been edited by Human Nature: Jul 7 2012, 12:21 AM

alexwsk still hold a valid SCB Credit card... may not be valid.

i'm still holding scb justone
so let's see what the agent says

You are right, i read the statement wrongly.

For your e$aver account to meet the criteria for the Preferred WMC card, do you need to maintain similar to the following?

The criteria didn't say anything about e$aver also... I guess not.
If you don't maintain the minimum RM6k ADB, you will be charged RM50 (which is waived for 1st year)

This post has been edited by ronnie: Jul 7 2012, 01:04 AM

Hi, do any of SC credit card is good for beginner?

I started to run my business in December 2010, that time I apply my current account for business with SC cause no need introducer.

When I applied my current account, the lady asked 'Do you have any cc currently?'.
I said 'No.', she direct reply: 'Oh, then nevermind, SC will never approve your cc if you don't have any cc before and newbie in business'
I was like.....

I wonder, do bank approve easily on cc if that person have account with them? My account current have roughly 50k inside. Every month my transation is around credit 15k and debit 10k.

Is it possible I ask them to give me a cc based on my current account? Cause I need an cc for a business trip this coming 17 July.

AS long you are holding any type of SCB CC. You are not eligible for that offer.

So, unfortunately, alexwsk are not eligible for that.

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Added on July 7, 2012, 3:27 pmBadzvino, its true that the want to apply 1st are very hard to approve. But that does no mean that it wont be approve. I have a lot of customer that is never cards b4 approved in SCB,

This post has been edited by flash1234: Jul 7 2012, 03:27 PM

Just for fun, I submitted a request via fax to "upgrade" my SCB CC to Preferred WMC Still awaiting calls/feedbacks from SCB.

Received call from SBC CC, they claimed only can apply 2 platinum card for Rm400 cashback only.

are you an existing SCB card holder?