should be good rate right 3.50187? maybe i shall withdraw to my casa now too.

No it is not good rate. means he wants to sell USD to RM. the rate for today in money changer is around the range of 3.58 - 3.60

Unless if he buys USD at 3.5018 then it will be a good rate

This post has been edited by kinabalu: Feb 27 2015, 02:31 PM

Betul...selling USD
huh.. even money changer got better rate
What to do

yes, i know usd to rm... cannot compare to money changer because paypal usually wants to earn more. i have usd in my paypal and will withdraw to my casa when the rate is good. i withdrew few times which is much lower than 3.50.

My advise is not to hold large amount of money in ur paypal account. . ..
Who knows the account could got frozen for no reason.

Maybe Uncle Victor is doing multimillion dollar business there.

lol, if only you can see my name in forbes...

just realised i used up most of my usd recently to buy things online already.
now balance is less than rm400 after conversion, so will be charged if withdraw now.
wait next time la...

Uh guys, I have a stupid question. When using Oanda's currency converter, do I put the currency that I was charged in on the left hand side or right hand side?

Public Bank Visa Signature

Transaction Date: 26 Feb 2015
Posting Date : 27 Feb 2015
Transaction Amount : EUR340
Amount Charged : RM1414.99
Exchange Rate : 4.1617
Forex Rate : 4.0977 on 26 Feb 2015

Fee: 1.561%

AEON Watami Visa CC
Transaction Date: 22-Feb-2015
Posting Date: 25-Feb-2015
Transaction amount: ¥272,584 JPY
Amount charged: 8452.98 MYR

Visa rate 1 JPY = 0.030895 MYR

Visa rate @ 0% fee = MYR8421.48268

AEON fee = 0.374011574883391%

This post has been edited by Jason: Mar 3 2015, 05:18 PM

Wanna ask about Maybank Visa bank surcharge %.

From past discussions I recall it was something like 1.25% or 1.5%.

I checked some of my most recent transactions (based on posting date) and discovered the bank surcharge was 2.26%.

Any other Maybank Visa users notice this?

the increase was reported few months ago

Hi, is your calculation above correct?

I just checked on Visa's website and the JPY exchange rate on 25/2 (posting date) was 0.030649. Using this figure the AEON surcharge is 1.18% not 0.37%.

Oh, I see. I haven't read this thread in a while.

Like that Maybank Visa no longer that attractive for overseas transactions.

Update: I just called Maybank hotline to inquire about what is the admin fee % they charge for foreign transactions. The customer service guy told me 1%. So I told him from my calculation is was 2.26%. So he is going to double check with the relevant dept tomorrow (they are closed now) and call me back. I will update you guys once I hear back from him.

This reminds me of what Miles posted about 18 months ago:

If Maybank still claims it is 1% (when the truth is otherwise) we should all write in to officially complain plus also cc copy to Bank Negara.

This post has been edited by jchong: Mar 3 2015, 10:33 PM

Aeon Visa Watami

Transaction Date: 10 Mac 2015
Posting Date : 12 Mac 2015
Transaction Amount : GDP100
Amount Charged : RM565.75
Exchange Rate : 5.6575
Forex Rate : 5.5627 on 10 Mac 2015

Fee: 1.706%


Aeon Visa Watami

Transaction Date: 11 Mac 2015
Posting Date : 12 Mac 2015
Transaction Amount : AUD209
Amount Charged : RM602.92
Exchange Rate : 2.8847
Forex Rate : 2.8424 on 11 Mac 2015

Fee: 1.488%

Thanks for pointing out, I used transaction date for the exchange rate rather than posting date. Which is incorrect.

AEON Watami CC

Transaction Date: 03 Mac 2015
Posting Date : 05 Mac 2015
Transaction Amount : JPY64400
Amount Charged : RM1984.15

Txn rate charged by bank: 1 JPY = 0.0308097826086957 MYR
Visa txn rate: 1 JPY = 0.030496 MYR

Fee: ~1.02%

Hey all, anyone here know how to check latest MasterCard currency conversion? Their website as of now only shows up to 6th March?

I will be doing an online transaction via PayPal in Philipines Peso.
Options of CC I have :

1. MBB Amex (Have to convert to USD to make payment)
2. HLB Wise Card
3. UOB One Card
4. MBB Master Card.

Which card will offer better conversion rate with least processing fee?

By the way, here's mine

From amount: RM744.42 MYR
To amount: P8,616.30 PHP
Exchange rate: 1 MYR = 11.5746 PHP

As of 22nd Mar 2015

This post has been edited by felicious: Mar 22 2015, 10:48 AM

I will be travelling down to Thailand for holiday.

I only have
OCBC Titanium
AEON Watami
HLB Wise

Lookin at OCBC is the most suitable card to use.

Which card is the best card to use in Thailand?

Thanks for sharing peeps

Aeon watami is a clear winner here