for overseas hotel booking with agoda:

book through Maybank Visa or MasterCard Agoda.com Promotion and save 6% OR

book through HSBC Home and Away Privileges using Premier World MasterCard or Visa Singature and enjoy 7% and 6% discount respectively. 5% discount for HSBC Gold credit cards OR

book with Citibank PremierMiles ot Platinum and get 7% discount and other cards 5%.

As for overseas transaction, based on lowest rate, yes, use MBB Visa and MasterCard UNLESS you have Premier cards that earns you 5X to 10X points.

Use Citibank PremierMiles 3 times overseas and get FREE taxi ride home in Klang Valley

So using Amex on weekends still better that using mbb mc right?

Wawasan Sentosa (Midvalley) is back as Money Master (Midvalley)... http://www.moneymaster.com.my/index.php

Brand new website with graphs to track up/down

which cc is best for spending ££ or €€ ??

Maybankard Cherry Visa
Transaction date : 24 Aug 2012
Posted date : 26 Aug 2012
Amount charged in foreign currency : TWD 867.00
Amount billed in MYR : RM 90.77
Final exchange rate : TWD100 = RM 10.47
VISA Exchange Rate on 26 Aug 2012 is TWD100 = RM10.34

PBB D2D
Transaction date : 26 Aug 2012
Posted date : 28 Aug 2012
Amount charged in foreign currency : TWD 506
Amount billed in MYR : RM 52.98
Final exchange rate : TWD100 = RM10.47
VISA Exchange Rate on 28 Aug 2012 is TWD100 = RM 10.40

As usual, the rate is even cheaper than TWD cash you can buy at any local money changer. Big thumbs up to MBB VISA/MC

Yes, it was way cheaper than buy twd cash at our local money changer lolz.... Local money changer need 10.78

Is there any difference in the exchange rates if you use Maybank debit card as opposed to credit card?

Thailand - Chiang Mai - My cash exchange:
THB: 10,000
MYR: 1,004
Exchange Rate: 0.1007

Citibank Premier Miles
Posted date : 27 Aug 2012
Amount charged in foreign currency : THB2,290
Amount billed in MYR : RM232.17
Final exchange rate : 0.1013843

Citibank Premier Miles
Posted date : 27 Aug 2012
Amount charged in foreign currency : THB8,240
Amount billed in MYR : RM835.41
Final exchange rate : 0.1013847

Exchange rate from Visa: 0.099387

Citibank Premier Miles
Posted date : 28 Aug 2012
Amount charged in foreign currency : THB3,090
Amount billed in MYR : RM315.04
Final exchange rate : 0.1019547

Exchange rate from Visa: 0.099949

Citibank Premier Miles
Posted date : 29 Aug 2012
Amount charged in foreign currency : THB2,990
Amount billed in MYR : RM304.85
Final exchange rate : 0.1019565

Exchange rate from Visa: 0.099949

Seem that I get charged 2.01% instead of 1% bank charges.
What is stated in their website is still 1%:
https://www.citibank.com.my/english/common/...erCode=MYAPSLN3


This post has been edited by b00n: Sep 13 2012, 09:33 AM

Bro, even if the card issuer states 1%, usually the effective rate will be close to 2% or even higher.

Click here to see a table comparing various cards exchange rate for overseas transactions posted at previously at My Credit Cards. Please note, that time Alliance Visa got no 1% fee, now Alliance Plat no more competitive - click here to see Alliance Visa higher than CIMB.

Conclusion, from my years of usage, the card that offers the lowest conversion rate for overseas are Maybank Visa or MasterCard.

Sifu Gen- X

if compare MBB visa or master against Hong Leong MATTA, which one offer lowest conversion rate for overseas transaction?

This post has been edited by leafy: Sep 14 2012, 12:31 PM

MBB VISA/MC for sure

oh....

xie xie ni....

leafy, I see that my sifu MilesAndMore has answered your query

And leafy Bro, read lah first page next time, Grand Master MilesAndMore has complied most of the necessary info in respect to overseas transactions admin fee with our credit cards including posting the links for Visa and MasterCard conversion rate.

This post has been edited by Gen-X: Sep 14 2012, 05:26 PM

My Exchange rate:
TWD 100 = RM10.68


EON Platinum Mastercard
Posted date : 25 Aug 2012
Amount charged in foreign currency : TWD 289.00
Amount billed in MYR : RM 30.44
Final exchange rate : 0.105329

EON Platinum Mastercard
Posted date : 25 Aug 2012
Amount charged in foreign currency : TWD1,120.00
Amount billed in MYR : RM 117.93
Final exchange rate : 0.105295


Mastercard Exchange rate on 24/08/12: 0.103241 (No exchange rate available on 25/08/12)

EON Platinum Mastercard
Posted date : 27 Aug 2012
Amount charged in foreign currency : TWD 3,599.00
Amount billed in MYR : RM 379.24
Final exchange rate : 0.105374

EON Platinum Mastercard
Posted date : 27 Aug 2012
Amount charged in foreign currency : TWD 4,200.00
Amount billed in MYR : RM 442.59
Final exchange rate : 0.105379

EON Platinum Mastercard
Posted date : 27 Aug 2012
Amount charged in foreign currency : TWD 2,165.00
Amount billed in MYR : RM 228.12
Final exchange rate : 0.105367


Mastercard Exchange rate on 27/08/2012 = 0.103561

EON Platinum Mastercard
Posted date : 28 Aug 2012
Amount charged in foreign currency : TWD 25,920.00
Amount billed in MYR : RM 2,737.97
Final exchange rate : 0.105632


EON Platinum Mastercard
Posted date : 28 Aug 2012
Amount charged in foreign currency : TWD 6,740.00
Amount billed in MYR : RM 711.96
Final exchange rate : 0.105632


Mastercard Exchange rate on 28/08/2012 = 0.103908

EON Platinum Mastercard
Posted date : 29 Aug 2012
Amount charged in foreign currency : TWD 3,969.00
Amount billed in MYR : RM 420.67
Final exchange rate : T0.105989


EON Platinum Mastercard
Posted date : 29 Aug 2012
Amount charged in foreign currency : TWD 1,590.00
Amount billed in MYR : RM 168.53
Final exchange rate : 0.105994


Mastercard Exchange rate on 29/08/2012 = 0.103953

EON Platinum Mastercard
Posted date : 31 Aug 2012
Amount charged in foreign currency : TWD 16,620.00
Amount billed in MYR : RM 1,767.03
Final exchange rate : 0.106319

Mastercard Exchange rate on 31/08/2012 = 0.104357

maybank VISA PLATINUM

12/9

114 GBP --- rm575.49--- rate 5.048



citibank PREMIER MILE VISA SIGNATURE
12/9

43.01 GBP ----rm 218.74 ---- rate 5.085


conclusion...

maybank rate cheaper...


hope this info useful

---

Added on September 20, 2012, 6:29 pm just wana know..

if i use master debit card instead of credit card

will it be cheaper?

This post has been edited by SANGKANCIL2000: Sep 22 2012, 06:06 PM

Hi all. Here is some info i have regarding maybank master/visa card.

Payment in USD via Paypal for Ebay Purchases.

Maybank World Mastercard

USD8000 = MYR25371.00

Maybank Visa Infinite

USD8000 = MYR24785.40

Transaction Date: 19-09-2012

1st time i read visa is lower than master

1st time I saw VISA rate are lower than Mastercard.... for a same bank... Usually is mastercard are lower...

And the difference is great!