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Credit Card Foreign Exchange Rate
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Mr Gray
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 Oct 19 2019, 06:40 PM
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QUOTE(blackseed202 @ Aug 28 2019, 06:38 AM) thanks i think bank rakyat used the mastercard currency rate without any extra fees. only the 435usd amount was different supposedly 1817.90 the 2.99 and 450usd charged was exact. is it any good? i think bank rakyat has points as well. 1% possibly. Is your card Bank Rakyat Platinum Explorer. Just realised they put on the website zero mark-up fee for overseas usage. I'm so gonna apply for this one. https://www.bankrakyat.com.my/c/personal/ca..._card-31/credit |
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blackseed202
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Oct 21 2019, 06:02 PM
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Getting Started
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QUOTE(Mr Gray @ Oct 19 2019, 06:40 PM) Is your card Bank Rakyat Platinum Explorer. Just realised they put on the website zero mark-up fee for overseas usage. I'm so gonna apply for this one. https://www.bankrakyat.com.my/c/personal/ca..._card-31/creditIts actually really good. Yeah. I got the gold one only. Not much difference anyway. |
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hong999
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Nov 13 2019, 07:11 PM
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New Member
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Affin
Posting Date 10/11/19
Master
Transacted currency CNY 2999.00
Converted MYR 1864.01
0% is 1 CNY = 0.591946 MYR
Conclusion , bye Affin, for charging me 5%.
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inquiries
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Nov 16 2019, 09:36 AM
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Getting Started
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Gosh, 5% from Affin!
Thank you for reporting, I think you are the very first to report Affin's rate here..
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Matchy
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Nov 22 2019, 09:01 AM
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Anyone know whether traveloka airport transfer charge in RM or foreign currency? Planning to use AMEX for payment...
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leetan33
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Nov 24 2019, 03:01 AM
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QUOTE(jiaen0509 @ Oct 14 2019, 01:58 PM) Want to buy something at Singapore. Wonder use Bigpay cheaper or credit card? if XE.com shows 1SGD=RM3.05, mean 3.05 or need 1% for Master rate? Definitely BigPay. It follows the rate below on transaction date (which may happen on the same day or 1-2 days later) with 0% bank fee. https://www.mastercard.us/en-us/consumers/g...t-currency.html |
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Mr Gray
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Nov 29 2019, 04:41 PM
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Date: 26/11/2019
Transacted amount: USD50
Ringgit amount: MYR211.34
Card: Hong Leong I'm Card
Exchange Rate: 4.22672
Mastercard exchange rate: 4.184875
Charges: 1%
Date: 26/11/2019
Transacted amount: USD50
Ringgit amount: MYR209.24
Card: AirAsia Bigpay
Exchange Rate: 4.184875
Mastercard exchange rate: 4.184875
Charges: 0%
Despite advertising I'm card with "No Mark-up On Overseas Transactions", it still charges 1% on top of Mastercard exchange rate.
Conclusion: Bigpay is still the best card out there to transact in foreign currencies.
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!@#$%^
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Nov 30 2019, 05:05 PM
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is it still true that PB quantum visa charges more than PB visa signature?
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!@#$%^
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Dec 1 2019, 05:22 PM
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decided to proceed with PB signature. based on today's visa rate on euro and usd, there is extra 1.25% charge by PB (based on the unbilled sum).
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DoomCognition
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Dec 4 2019, 08:09 PM
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Here's mine. Online purchase from a UK website. Date: 2/12/2019 Transacted amount: GBP £272.10 Ringgit amount: MYR 1507.32 Card: Maybank Visa Barcelona This is what I calculated from Visa's website. Exchange Rate: 5.5395844760 VISA exchange rate: 5.4172203022 Charges: 2.2588% which I have no idea how it is derived.   |
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virgoen8526 P
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Dec 30 2019, 12:49 AM
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New Member
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i hope not out of topic. Any idea if top up BigPay using credit card got cross border charges?
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virgoen8526 P
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 Dec 30 2019, 12:51 AM
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New Member
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QUOTE(blackseed202 @ Oct 21 2019, 06:02 PM) Its actually really good. Yeah. I got the gold one only. Not much difference anyway. got the same question, which Bank Rakyat card please? |
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Sumofwhich
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Dec 30 2019, 12:38 PM
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QUOTE(virgoen8526 @ Dec 30 2019, 12:49 AM) i hope not out of topic. Any idea if top up BigPay using credit card got cross border charges? nope |
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Mr Gray
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Dec 31 2019, 08:09 PM
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QUOTE(virgoen8526 @ Dec 30 2019, 12:51 AM) got the same question, which Bank Rakyat card please? All bank rakyat credit cards have the same benefits. The only cons is you need to go to branch to apply, antiquated website and no mobile apps. |
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neobie
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Mar 30 2020, 12:36 AM
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Getting Started
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UOB YOLO 2.76%
Date: 26/11/2020
Transacted amount: USD225
Ringgit amount: MYR1006.45
Card: UOB YOLO
Charges: 2.76%
Just wondering why nobody posting this year ??
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moosset
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May 10 2020, 01:32 PM
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so basically, most visa/MC takes 1.25% and the bank takes 1%??
so always 2.25%?
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DarReNz
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May 16 2020, 08:24 PM
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looks like PB Visa Sig 1.25% is better than MBB Visa Barcelona 2.25% for any other months except May & Aug
This post has been edited by DarReNz: May 16 2020, 08:34 PM
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cybpsych
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May 16 2020, 09:08 PM
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mbb recently reduced visa/mastercard rate to 1%  |
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DarReNz
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May 24 2020, 08:18 PM
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Posted Date: 17/05/2020
Transacted amount: USD 63.65
Ringgit amount: MYR 287.03
Card: MBB Visa Barcelona
Charges: 4.26 - 4.27%
1 United States Dollar = 4.325004 Malaysian Ringgit
USD 63.65 = RM 275.2865046
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playboy88
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Jun 16 2020, 01:31 PM
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Getting Started
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i try to buy something online using paypal attach with my bigpay master.
USD1000. been charge for RM4400+
not sure is paypal exchange rate issue, or bigpay exchange rate is this high
This post has been edited by playboy88: Jun 16 2020, 01:31 PM
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