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Credit Cards HSBC Credit Cards, Discuss about your HSBC CC

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noien
post Dec 26 2014, 02:56 PM

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QUOTE(y2ronan @ Dec 26 2014, 02:50 PM)
I got my hsbc credit card last week but then i didnt receive any unique code. Called the cs and then they said i'm not entitled to it as the promo end at 12 dec. Is this true?  vmad.gif  vmad.gif
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unique code only for ringgit plus subscriber?
it is in the webpage now also.
Sirius
post Dec 26 2014, 03:55 PM

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My first HSBC statement show I spent RM120 in weekend (Tesco and Shell) but the cash back is RM0.25 yawn.gif yawn.gif Should I call CS ? or the cash back come in next bill ?

Thanks
y2ronan
post Dec 26 2014, 04:42 PM

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QUOTE(noien @ Dec 26 2014, 02:56 PM)
unique code only for ringgit plus subscriber?
it is in the webpage now also.
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Yes, I applied the credit card via Ringgit Plus. And by right HSBC should send me the unique code (SMS or email) for me to send over to ringgit plus to claim the tablet, however, the HSBC staff told me the date my application approved is pass the due date. I still saw the promo now!
noien
post Dec 26 2014, 04:45 PM

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QUOTE(y2ronan @ Dec 26 2014, 04:42 PM)
Yes, I applied the credit card via Ringgit Plus. And by right HSBC should send me the unique code (SMS or email) for me to send over to ringgit plus to claim the tablet, however, the HSBC staff told me the date my application approved is pass the due date. I still saw the promo now!
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u still can get the tablet. as for the phone. it is another story.
fly126
post Dec 26 2014, 06:59 PM

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QUOTE(Sirius @ Dec 26 2014, 03:55 PM)
My first HSBC statement show I spent RM120 in weekend (Tesco and Shell) but the cash back is RM0.25 yawn.gif yawn.gif  Should I call CS ? or the cash back come in next bill ?

Thanks
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The 5 or 8% Weekends Cash Back will Credit back to your Account Within Next 2 months rolleyes.gif
HongGuy
post Dec 26 2014, 07:04 PM

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Letter Of confirmation if less than 3 months?

The Bank in Ipoh not approve it with that LETTER.
Is rubbish they said to me
fly126
post Dec 26 2014, 07:18 PM

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QUOTE(HongGuy @ Dec 26 2014, 07:04 PM)
Letter Of confirmation if less than 3 months? 

The Bank in Ipoh not approve it with that LETTER.
Is rubbish they said to me
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At least 3 months Payslips or 6 Months EPF's Contribution You Need- it's a MUST Income Proof doc for Credit Card Application nod.gif
Nowadays, Banks are more Stingy if Compare to last time sweat.gif

This post has been edited by fly126: Dec 26 2014, 07:22 PM
HongGuy
post Dec 26 2014, 07:38 PM

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QUOTE(fly126 @ Dec 26 2014, 07:18 PM)
At least 3 months Payslips or 6 Months EPF's Contribution You Need- it's a MUST Income Proof doc for Credit Card Application nod.gif
Nowadays, Banks are more Stingy if Compare to last time sweat.gif
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3 months later, I gave them my 3 months payslip and they not approve too.
SUSsupersound
post Dec 26 2014, 08:00 PM

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QUOTE(HongGuy @ Dec 26 2014, 07:38 PM)
3 months later, I gave them my 3 months payslip and they not approve too.
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Best time to apply is Feb till May, as you just got your EA and completed tax return.
I'm very reluctant to bring all documents when want to apply a card, usually is my IC only.
If the officer are hardworking, your 12 digit IC is all they need.
CP88
post Dec 26 2014, 08:07 PM

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QUOTE(fly126 @ Dec 5 2014, 11:56 PM)
I Caught in Same Situation before like David83 sweat.gif 
Maybank have Rejected me 2X for MBB2Cards Apps When the time My Cancelled  RHB Cards (CL 20k) still Stick-in My CCRIS for 2 Years as RHB X Remove that from My Report ... shakehead.gif  shakehead.gif doh.gif
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I wonder if we can request RHB to remove from CCRIS since we no longer holds the cc.. hmm.gif
HongGuy
post Dec 26 2014, 08:11 PM

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QUOTE(supersound @ Dec 26 2014, 08:00 PM)
Best time to apply is Feb till May, as you just got your EA and completed tax return.
I'm very reluctant to bring all documents when want to apply a card, usually is my IC only.
If the officer are hardworking, your 12 digit IC is all they need.
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Feb till May? why is that?

What you mean by the officer is hardworking and all i need to get him is my IC number?
How? How is that possible?
SUSsupersound
post Dec 26 2014, 08:20 PM

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QUOTE(HongGuy @ Dec 26 2014, 08:11 PM)
Feb till May?  why is that? 

What you mean by the officer is hardworking and all i need to get him is my IC number? 
How?  How is that possible?
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If you are an employee, you should be getting your EA from Feb till March. March till April is for you to complete the tax return.
And with your IC number, they can have an overview on your EPF, CTOS and what ever record.
Also, if your salary bank in to the bank you are going to apply the card(for this case HSBC), it will be much easier as they have your record.
fly126
post Dec 26 2014, 08:20 PM

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QUOTE(CP88 @ Dec 26 2014, 08:07 PM)
I wonder if we can request RHB to remove from CCRIS since we no longer holds the cc..  hmm.gif
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YES You Can, just Call RHB ask them to Do So nod.gif
I Called them to Complain for This Reason rolleyes.gif
fly126
post Dec 26 2014, 08:25 PM

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QUOTE(HongGuy @ Dec 26 2014, 07:38 PM)
3 months later, I gave them my 3 months payslip and they not approve too.
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Try Applied with Other Bank... icon_idea.gif
HongGuy
post Dec 27 2014, 12:03 AM

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Is there a way to get credit card without anything? and being jobless too?
fly126
post Dec 27 2014, 01:00 AM

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QUOTE(HongGuy @ Dec 27 2014, 12:03 AM)
Is there a way to get credit card without anything?  and being jobless too?
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It's a Compulsory Rules from BNM: You Need to have a min. Monthly Income of RM2,000 or RM24,000 p.a to get a Credit Card nod.gif
or
Signup a Private Banking Account with Initial Deposit RM200,000 will have a Complimentary Credit Card from the Bank, If You're Jobless Super Rich... whistling.gif
or
if You Rich Enough, Put Your $$$ in FD Pleading for Credit Card... rolleyes.gif

This post has been edited by fly126: Dec 27 2014, 01:15 AM
HongGuy
post Dec 27 2014, 01:55 AM

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QUOTE(fly126 @ Dec 27 2014, 01:00 AM)
It's a Compulsory Rules from BNM: You Need to have a min. Monthly Income of RM2,000 or RM24,000 p.a to get a Credit Card  nod.gif
or
Signup a Private Banking Account with Initial Deposit RM200,000 will have a Complimentary Credit Card from the Bank, If You're Jobless Super Rich... whistling.gif
or
if You Rich Enough, Put Your $$$ in FD Pleading for Credit Card... rolleyes.gif
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nope. there are many other ways... you dunno...
cybpsych
post Dec 27 2014, 07:28 AM

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QUOTE(HongGuy @ Dec 27 2014, 01:55 AM)
nope. there are many other ways...  you dunno...
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then why asking here?

just keep applying, once successful, tell us about it.
OPT
post Dec 27 2014, 09:33 AM

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QUOTE(HongGuy @ Dec 27 2014, 01:55 AM)
nope. there are many other ways...  you dunno...
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Mind sharing? tongue.gif
HongGuy
post Dec 27 2014, 02:57 PM

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QUOTE(cybpsych @ Dec 27 2014, 07:28 AM)
then why asking here?

just keep applying, once successful, tell us about it.
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okok. but what the easiest bank to apply?

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