1 month Malaysia are having 2100 being sued bankruptcy, so it is possible for the quota reached, since who can tell this except the bank.

Well, if the bank want to play dirty, nothing we can do also.

I never bother much on the promotion each banks gives.
Just imagine you set the target to get the watch, but at the end get nothing.
On HLB, someone also not getting his fan
With the reason his name was not in the database
And we need to serve the AF and GST also, getting more cards are not a good step for now.


This post has been edited by supersound: Oct 5 2014, 05:40 PM

I got nothing to swipe, since my monthly average are at rm2000. Already have 2 cards that able to cover all.

Just give a try.
I won't try HSBC unless they are giving 15% of cash back.
The only bank that keep on rejecting my application

5 times only

Just for the sake of fun.

Last time I got a free lunch from the officer
I tell her sure reject but she does not believes. So sideback 1 lunch

Is it? Maybank I only use IC to apply, WISE use IC+EA.
I got case with HSBC actually, where a join account on my deceased grandmother with me was left idle for > 7 years. I argued with them on this.

3 times within how long?
Mine are within 15 years, so average 3 year apply once.

No wonder, actually 2nd time you can wait 1-2 years or you have significant change(increment) on your salary

Well, basically they don't require a single supporting document to approve a credit card application, just your IC number only already enough.

Trust me on this, if you borrow a loan before and settle it within short period of time(20 years housing loan done on 7 years), never default any credit card payment and have savings/FD account with a bank(for my case with Maybank for 20years and having decent amount of FD with them), for sure any application will be easy.
My income don't have rm180k a year, but if I were to apply Maybank's Visa Infinite also can get it approved. But I won't be paying the rm500 of AF and force my self to spend rm50000.

No problem man, here just 9pm, but I still have to sleep. 4am have to wake up and work.
Sweet dream to you also

Yup, rm very poor, so have to be a foreigner

Where you apply your credit card?
always buying online?

You mean doing online transaction using apps?

Any of the financial institution in Malaysia won't tell you clearly all the time. You need to dig your self on all the facts.

Is lucky that I can't gt this card from 2001

No doubt they have lots of branches in the world, but Malaysia's HSBC still Malaysia's HSBC.