Interesting. I was in the same situation as you but in a milder form. I hate the weather in UK the most and most of the time managed to survive through their local chinese dishes from take out shop to satisfy my cravings. I can start counting my left over hairs now XD. It wasnt a decision to quit based on emotions. I was struggling to cope with my life there, the economic situation was also bad, very few opportunities for career advancement as well.
I think oversea grads chances to get a job in a MNC in Malaysia is high- qualification on paper is looked upon highly here haha, I dont regard myself as a big shot genius as what youve said, just being lucky coupled with some determination.

This is my story.

Canada.
Studied in Canada for 3.3 yrs in Canada, weather is f-ed, cold cold cold. During the time there I never went back to Malaysia. I was achieving a lot there. Became well known. There was a price to pay, I had depression. Was very moody and could not sleep. Had to work, volunteer, and go to school.
On the bright side, had a great Taiwanese gf. Lasted 10 yrs and we just broke up. I am very heart broken right now.

Japan.
Since people knew about me and though I could apply for a job in Japan. So I was in Japan for a year. Japan was different from what people expected. Looking in from the outside u cant get the real picture unless u live there.

Taiwan
Taiwan was like Malaysia in a way but way better. People are nice. I was there for 1.5 yrs until i got disillusioned with life and left her to get a grip on reality and life.

China
By the time I was China I was feeling fine. China is an incredible place. Unlike Japan which looks good from the outside but not really great inside, China is the opposite. From the outside China looks bad but when I was there I had a great time. Met lots of cool people. This is where I broke up with my Taiwanese gf.

Singapore
Since breaking up having no support network, I'm moving to a place that is bit more familiar to heal my soul. My mother is in Singapore, so, this is the best place for me. I will be there really soon like next Monday or something. Was there off and on for my interviews.

I have lived my life to the fullest and I have one regret; I lost her.

Living in so many countries I believe I come out stronger now.

The sad thing is coming from my background now its hard for me to live in Malaysia. I look at this country and I am seriously disappointed. Its not moving forward; instead, its moving backwards. Last Sunday when I was having dinner at a Malay area, I saw a young girl wearing a veil; she must think its fashionable, but she knows not the repercussion of an Islamic state.

Money I dont have much, but stories and experience I do have bag full.

In two years I plan to come back to Malaysia and do day trading.

If if things go as planned I can live anywhere in the would. I would probably live in Taipei/Phuket/China depending on the season.


Well thats my live story. As for now I am waiting to see who is my next life partner!

Sorry if I am a bit long winded!

You have interesting stories to tell and sorry to hear about your relationship. Time will heal.

May I ask what you will be working as in Singapore? Sounds like investment banking.

Thanks, you're right time will heal my wounds.

I was thinking about that but I could not pass my CFA.

I am an English Teacher.

Investment Banking is a great field but I dont think I would be able to do it.

The whole world is in a mess because of banking; well thats my own opinion and another story. If you know about the American mortgage fall out and how it happened you will know why.

Oh, one more bit, my major was international business management. So I do know a bit about finance.

Question, If u were to choose between a Diploma from Cambridge or a Masters from Monash, which would you choose?



This post has been edited by perkinsonline: Apr 12 2011, 02:26 AM

Teaching, honourable profession that is!
Yeah, but most money comes from investment banking, the pressure is there, can't imagine how those fund managers tolerate the stress level. Its already that stressful looking at the index for a 3 dollar share that I bought recently.
For your question, since you have a choice to do a masters, I suspect that you have already obtained your bachelor degree. In terms of course content, I suspect a master course will benefit you. I see no point moving a step backwards and learn something that you probably already know. I am not sure on which level are you planning on do your teaching but to teach in a university as a lecturer you will need at least a Masters in the relevant subject. Although Cambridge reputation exceeds Monash and employers do check out in this point when they hire their people, it's still not worth it. Another thing I can advise is for you to check the university ranking table for the specific course that you will be taking if you into comparing university's qualification.

Thanks.

Right now I am contemplating two options. Get my masters and get stuck in the rat race (work life) or get out and do day trading which entails studying by myself; which I am not good at.

I have been wanting to do day trading since a long time ago but never had the guts to do.

One of my old friends is currently doing it in London. He was a lawyer with his masters; he got sick of working for people and eventually went into it.

He's doing okay.

Talking about trading. I think holding a stock for a long time or short time is an emotional roller coaster ride. We need to master our emotions and have a game strategy. Easier said than done actually.

A little bit of rush, but I die die wanna try it, good deal. PMed you ade.

My company do practice MVC and AVC, but in different method. Ours is increment on top of our basic salary, more like a bonus.

MVC based on team performance and AVC based on individual performance.
Monthly would be MVC and yearly is AVC.

For last month, we got 12% MVC.

This post has been edited by Joshua_0718: Apr 12 2011, 08:48 AM

Seldom?
Hwz da frequency?

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Added on April 12, 2011, 10:32 amWatz da diff between MVC n AVC?
When these 2 happen, hw wud it affect us?
Will our salary get adjusted?

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Added on April 12, 2011, 10:36 amHi guys,

I was fillin up da Sform, i'm concerned if i did it incorrectly.
N i hv doubts on da followin, can any1 assist?


5A: Education Details - Period of study
I do not remember the exact date, am i supposed to put 1st of the month?

PART 7 – APPLICANT’S EMPLOYMENT DETAILS - Period (DD-MM-YYYY)
As it's stated clearly, Period (DD-MM-YYYY) is required. But some of the part time jobs, i may not remember the exact date i started.
Would that be a problem if i just put the year and month?

This post has been edited by Semper Fi: Apr 12 2011, 10:36 AM

I think u should just put the 1st of the month should be fine.......for both your education qualification as well as employment details

Hi,

R u sure?1st of da mth r fine?Wil they go thru every single details?
M jz wori if they dun approve my Spass/Epass.
Wat r da chances here?

I put 1st of the month when I applied.
Our certs do not have the start day, only the month and year.
Unless you know the exact date, just put 1st

I did this for both my EP application and my PR application...i got both approved...what do u think?

Lolx! M wori mer
So u did da same for ur employment history? Those p/t jobs dat u worked afta SPM n etc. I mean i reali dun rmb da exact start date for those.

work on 1 p/t job....which was only for 3months long......yes like i've said...for the employment history..for those that i can recall...eg based on payment slip/termination letter then i will use those dates...else i'll put it 1st of the month

Remember that your start date should fall on the weekdays. XD
I don't think part time job is needed on the form, the reason they ask you to fill that section is to gauge whether you have relevant experience to your applied position. If your part time job (maybe an internship) is relevant then its worth mentioning.

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Added on April 12, 2011, 1:50 pmI think it all boils down to what you really want to do as a career. It doesnt matter how other people are doing, its a matter of your interest and your capability in that area. For me I would like to have a stable job with stable income. As for additional income, I would do some investment including trading stocks.


This post has been edited by mea05key: Apr 12 2011, 01:50 PM

I would like to clarify on the Life Insurance tax relief. Anyone done it before? I have sent it to IRAS waiting for their reply.

Any idea which are the correct one?

- Claim 7% of capital sum insured / actual premium paid (whichever lesser) for life insurance if policy was bought in your name or your wife’s name. Premiums paid for insurance policy on your child’s life are not allowable.
In the quick guide, it mentioned the above.

- The amount of relief you may claim must not be more than 7% of the insured value of your life or your wife's life.
When filling, in the guide information, it shows the above, not the amount premium paid or whichever lesser.

This Life insurance tax relief will not be taken into account when your CPF relief is max capped out....just like in the MY version of RM8k 'deductions' from the EPF relief. That's if u have CPF contributions

I do not have any CPF contribution.

From IRAS website is this oneInsurance relief either 7%/actual premium paid(whichever lesser)

Noted with thanks. Now I got the confirmation. The quick guide when filling the form is confusing.
Thanks again.