Try it and update us

Yah forgot about that, so it applies to MBB 2 AMEX also. I just transferred 3 autodebit with DiGi from Amex Gold CC to MBB 2 Amex 2 weeks ago

Just posted article on Overseas Transactions. Conclusion MBB Visa vs MasterCard minimal difference BUT as zenquix mentioned before, Alliance MasterCard conversion rate is lower than Alliance Visa. So if you want to get Alliance CC, get the MC. I must thank zenquix for this info on Alliance MC as told my wife to get MC, actually I owe him two - 1) Alliance MC for my wife and 2) MBB Plat MC for me.

Click here to read Overseas Transaction What Card Is The Best? Part II

I also just posted an article where I show you instead of paying installment for unnecessary stuff with your credit card and pay interest, better put in FD, click here to read my article Investment Wealth Retirement is you got like many installment plans with credit card.

Guys, also please go to link below and give your feedback if you agree or don't to a new section or sub-section for Credit Cards.

http://forum.lowyat.net/topic/1788138

by the way, the link number nice, 1788138

This post has been edited by Gen-X: Mar 12 2011, 06:29 PM

Just a little update ...

I used my MBB2 AMEX to purchase my hotel room from Agoda recently. Just before finalizing the transaction, I was given a choice to either be charged in RM or USD. (The RM rate is slightly lower than the USD rate before conversion to RM)

I checked my M2U and it was charged exactly as the RM rate as Agoda mentioned without any surcharge. Bear in mind the transaction listed "AGODA HOOFDDORP NL" which I believe is based in the Netherlands.

Yup ... 5x points for me!
And thanks to the folks who gave me the tip earlier !

This post has been edited by hye: Mar 12 2011, 06:55 PM

Is this a promotion or something ? Didn't know about this at all


Great info. Thanks !

hi need a suggestion here...
it's my first time apply for CC
my salary was RM1800 (basic+fixed allowance)
which bank should i apply??

p/s: for my salary...my company giving in cheque

http://www.americanexpress.com.my/amx_info...-OffersServices

click below link to see table offering free annual fees, best is go apply one from the bank that you do banking with for a start so easier to make payment.

http://creditcardsmalaysia.blogspot.com/20...ual-income.html

This post has been edited by Gen-X: Mar 12 2011, 07:16 PM

Bloody hell !!! With the speed they work, it's probably too late already

thanks for your feedback....
i already tried CIMB, Maybank and AEON
and they all rejected my application...
they all stated that the minimum salary was RM18000/pa
my question is are the bank also look at your EPF statement??
becoz my EPF was deducted from my basic salary which is RM1000

p/s: are the rm18000/pa is base on the EPF deduction??

It is based on gross salary. Your basic salary is RM1k, i guess this is the reason why all your applications were rejected.

Yes, that is expected.
I think both TGV and GSC started to impose service charge for e-ticketing quite some time ago.
With almost 7.5% return from M2Amex, it is only advisable to use e-ticketing for purchase of at least 2 pax.

Thanks for the correction.
I used the wrong word. Shud not say Constitution.
I just wanted to say that GST is imposed by the Government, hence its abolishment must be announced by the Government as well.

---

Added on March 12, 2011, 9:20 pmI'm sorry to hear that.
In fact I am not a Maxis user, but I just wanted to share the news to you guys when I realized that PayPal users can indirectly use Amex to make payment.
Regarding TGV and GSC booking thingy, I also haven't tried out yet. I live in "sankara" place, no cinema here

---

Added on March 12, 2011, 9:33 pmGo to www.payonline.uob.com.my , sign up an account, and you are ready to pay bills.
Only Visa and Mastercard are accepted.
If you have OCBC TITANIUM Mastercard, go ahead, use it. It has got 5% cashback for utilities.

This post has been edited by chemistry: Mar 12 2011, 11:07 PM

You mean I can use ANY BANK's credit card to pay utilities at payonline.uob.com.my?

why don't u go and hv a look urself

If I recall correctly, yes, almost all local banks, including SCB, OCBC, UOB, Citi, HSBC, Al-Rajhi...etc.

Thanks. Say,... if I pay during weekend, will my transaction be recorded as weekend transaction, or recorded as next working day transaction?

From my experience, it will take 1 to 2 working day to be posted in cc account.
Mind to tell me what card are u gonna use? why did u ask about weekend payment? Amex not accepted at payonline yo.

Ah... i was thinking of using the MBB2 Amex

Guys, got major correction to my earlier post on HLB Fortune Visa at my blog. Someone pointed out that the Fortune cash back is capped at RM50 per month. I kind of remembered I read something on it but it was not stated in the brochure. So I called HLB and yes, there is a cap of RM50. But thats not all, to get the 1% cash back, must spend minimum RM1K with the Fortune card!

HLB really innovative.

let's just forget bout this card totally

isn't this a cheating?
I don't find relevant info in its T&C.

haha true, shooting themselves on the foot

---

Added on March 13, 2011, 12:17 amOh ok, thanks. Anyway, as mentioned above, it doesnt accept AMEX. I was actually trying to find ways on how I can pay utilities bill using AMEX during weekends

This post has been edited by Human Nature: Mar 13 2011, 12:17 AM