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 SSPN, Skim Simpanan Pendidikan Nasional

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MUM
post Feb 9 2022, 11:26 AM

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QUOTE(poweredbydiscuz @ Feb 9 2022, 10:35 AM)
For own SSPN Prime account without children, is it possible to make a nomination like EPF?
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looking at the application form,....

https://www.ptptn.gov.my/images/fail/borang...-SSPN-Prime.pdf

and online version
https://www.ptptn.gov.my/esmas-open-acc-web/#/openAccount

it has a column to fill in that...



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poweredbydiscuz
post Feb 9 2022, 12:28 PM

 
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QUOTE(MUM @ Feb 9 2022, 11:26 AM)
looking at the application form,....

https://www.ptptn.gov.my/images/fail/borang...-SSPN-Prime.pdf

and online version
https://www.ptptn.gov.my/esmas-open-acc-web/#/openAccount

it has a column to fill in that...
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Thanks.

Just now live chat on their website, the agent said can make nomination with this form:
https://www.ptptn.gov.my/images/fail/borang...2018-Pin.-3.pdf
Afterburner1.0
post Feb 9 2022, 01:10 PM

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Sspn when will declare dividend for 2021 ? Alredi mid feb now
cempedaklife
post Feb 9 2022, 06:15 PM

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QUOTE(poweredbydiscuz @ Feb 9 2022, 12:28 PM)
Thanks.

Just now live chat on their website, the agent said can make nomination with this form:
https://www.ptptn.gov.my/images/fail/borang...2018-Pin.-3.pdf
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should/can we nominate ppl even if its our child account? hmm.gif
poweredbydiscuz
post Feb 9 2022, 09:18 PM

 
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QUOTE(cempedaklife @ Feb 9 2022, 06:15 PM)
should/can we nominate ppl even if its our child account?  hmm.gif
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You may try to ask them via live chat, they are very efficient.

If I'm married I would put my spouse's name as nominee. In case unfortunate event happened, it will ease the process.
cempedaklife
post Feb 9 2022, 09:47 PM

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QUOTE(poweredbydiscuz @ Feb 9 2022, 09:18 PM)
You may try to ask them via live chat, they are very efficient.

If I'm married I would put my spouse's name as nominee. In case unfortunate event happened, it will ease the process.
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You are right. I missed the point coz both my wife and I have separate SSPN acc, I forgot we can/should put each other.

I don’t even remember if I have nominated during acc creation coz the info is not there on the online portal.
flashy4896
post Feb 12 2022, 03:49 PM

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Hi guys, my own sspn account under my name open since university time, and im reaching 29 years old this year June . I must closed the account? can i continue to deposit money in even after 29 years old?
tan_aniki
post Feb 12 2022, 03:55 PM

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QUOTE(flashy4896 @ Feb 12 2022, 03:49 PM)
user posted image

Hi guys, my own sspn account  under my name open since university time, and im reaching 29 years old this year June . I must closed the account? can i continue to deposit money in even after 29 years old?
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u need to close ur parent link to ur name sspn acc and open ur own sspn acc under ur own ic as the previous acc is under ur parent ic
flashy4896
post Feb 12 2022, 04:04 PM

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QUOTE(tan_aniki @ Feb 12 2022, 03:55 PM)
u need to close ur parent link to ur name sspn acc and open ur own sspn acc under ur own ic as the previous acc is under ur parent ic
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no, this account open under my IC, it is not related to my parent actually. so i not necessary need to close the account and i can just continue to use it?
magika
post Feb 12 2022, 07:12 PM

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QUOTE(flashy4896 @ Feb 12 2022, 04:04 PM)
no, this account open under my IC, it is not related to my parent actually. so i not necessary need to close the account and i can just continue to use it?
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Can use but cannot claim tax relief as no child registered

flashy4896
post Feb 12 2022, 07:18 PM

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QUOTE(magika @ Feb 12 2022, 07:12 PM)
Can use but cannot claim tax relief as no child registered
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i see. all the while im just using it for take the interest and withdrawal only. s i just leave it like this and continue to deposit will do right even im exceeded 30 years old
magika
post Feb 12 2022, 07:30 PM

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QUOTE(LostAndFound @ Dec 5 2021, 05:09 PM)
Accounts which are closed will still show in their system. But it is actually 'closed'... but still can receive money.

Got counter staff accidentally entered into my wife's closed account before. Took a few visits to settle that.

The closed account will not show in other provider (e.g. S**pee, K**le etc). No guarantee will get interest or not also. If I were you I just open new one.
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You are right about that. So after making that mistake, i did another one in Jan 2022. I visited the sspn office near my place, and the counter staff assured me that the account is still active and has been auto activated upon my previous fpx.
I transferred another deposit in but this time using Maybank pay. A week later the deposit is nowhere to be found unlike fpx which shows immediately. Took me a few weeks to get all my funds back. Even if you close your account but online your account will still be showing and using fpx it will enter but other than that like using Maybank pay the fund will be stuck somewhere. Horror if you did not monitor it then.


magika
post Feb 12 2022, 07:36 PM

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QUOTE(flashy4896 @ Feb 12 2022, 07:18 PM)
i see. all the while im just using it for take the interest and withdrawal only. s i just leave it like this and continue to deposit will do right even im exceeded 30 years old
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Yes you can do that but deposit n withdraw is not a good idea as there is the cut out date which will cause losses in dividend calculation. I am also using it for temporary parking in place of placing fixed deposit at the moment.

I would advise you not to close your accoun but maintain RM20 inside as you imagine the problem i am having with my closed account will occur when you try open another account later with your own name.

This post has been edited by magika: Feb 12 2022, 07:49 PM
flashy4896
post Feb 12 2022, 07:51 PM

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QUOTE(magika @ Feb 12 2022, 07:36 PM)
Yes you can do that but deposit n withdraw is not a good idea as there is the cut out date which will cause losses in dividend calculation. I am also using it for temporary parking in place of placing fixed deposit at the moment.

I would advise you not to close your accoun but maintain RM20 inside as you imagine the problem i am having with my closed account will occur when you try open another account later with your own name.
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yeah, i will keep my account for the time being as this account is under my onw name and ic. should be no issue as im always deposit money in.
tan_aniki
post Feb 12 2022, 10:28 PM

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QUOTE(flashy4896 @ Feb 12 2022, 04:04 PM)
no, this account open under my IC, it is not related to my parent actually. so i not necessary need to close the account and i can just continue to use it?
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then no need concern about the 29
Afterburner1.0
post Feb 13 2022, 08:44 AM

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When will sspn announce dividend ? Any idea ?
cybpsych
post Feb 13 2022, 08:50 AM

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QUOTE(cybpsych @ Jan 19 2022, 06:35 AM)
QUOTE(Afterburner1.0 @ Feb 13 2022, 08:44 AM)
When will sspn announce dividend ? Any idea ?
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LostAndFound
post Feb 15 2022, 05:11 PM

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QUOTE(Kaptain_Planet @ Feb 22 2021, 04:33 PM)
user posted image

kaching 😝
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QUOTE(optional1988 @ Feb 23 2021, 09:56 AM)
user posted image

Get ready for tomorrow.
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Last year was starting Feb 24... This year what's your prediction? I cleared out account to RM20 already, waiting to put back for this promo.
MUM
post Feb 15 2022, 05:20 PM

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QUOTE(LostAndFound @ Feb 15 2022, 05:11 PM)
Last year was starting Feb 24... This year what's your prediction? I cleared out account to RM20 already, waiting to put back for this promo.
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If i am not mistaken, there was a year they hv a condition set that, not prior withdrawal made in the last x years....
LostAndFound
post Feb 15 2022, 05:53 PM

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QUOTE(MUM @ Feb 15 2022, 05:20 PM)
If i am not mistaken, there was a year they hv a condition set that, not prior withdrawal made in the last x years....
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In which case the money stays in my bank account then biggrin.gif the last 2 years haven't had that condition, just no withdrawal during (and last year for 2 months after) campaign period. At worst I lose 2 months interest.

 

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