SSPN I plus, is with takaful coverage,... But you will need to pay for it.
No need to fish, just deposit money
The 4% is not a confirmed value

Check the sspn site,... Maybe there is a age limit

few years it was < 4%,  mostly 4%.
2004-3%
2009-2.5%
2010-3.25%
2011-3.75%
2012-2014-4.25%

no idea for i did not use... but looking at the picture.....Andriod has.

For instant withdrawal, can withdraw online using bank islam that is linked to your SSPN-i account with 50 cent charge. Other banks cannot link to your SSPN-i account to do withdrawal, only bank islam and bank rakyat can I heard so far.
SSPN-i also have their own online withdrawal feature but it is not instant, need few working days to get the money.

Now giving gold. Any idea what's the value of 1g?

U just purposely open sspn for that 4%? No income tax rebate

Dun thing u can amend 😁

i just scare they revert this condition back without notice then they practised ....

"Pengeluaran hanya boleh dibuat selepas 1 tahun menyimpan. Terdapat 2 jenis pengeluaran iaitu:-

i. Pengeluaran sekali setahun pada kadar 10% daripada baki akaun atau RM500 mengikut mana yang terendah; atau
ii. Pengeluaran 100% atau penutupan akaun SSPN sekiranya penerima manfaat memenuhi salah satu daripada kriteria berikut:-
a. Diterima masuk ke IPT ;
b. Terkeluar daripada sistem pendidikan secara sukarela atau diberhentikan atas sebab-sebab tertentu;
c. Sakit berterusan yang tiada peluang untuk sembuh dengan pengesahan doktor perubatan Kerajaan;
d. Keilatan kekal dengan pengesahan doktor perubatan Kerajaan;
e. Kematian penerima manfaat; atau
f. Kematian pendeposit.

per post 79, page 4

You will get RM260 nett as dividend if there was no balance carried forward from the previous year or no dividend paid out for the previous year.

https://www.ptptn.gov.my/KalkulatorDividen/Utama

Is it true that if u deposited say on 5-Mar n withdraw out in 1April u still get 1 month of dividend?

Hi, i have a 6 digit figure to transfer into sspn for the 1% ganjaran, what is the best way i can do it in 1 go ? I am currently using maybank and the limit is only 30k a day, it will take me few week to complete the transfer.

Hope someone can suggest something more fast to make the transfer.

Thanks In Advance.

Isn't it quite clear from our previous posts here?

Take any period from 5th of month X to 4th of month X+1.

Calculate lowest balance in that period. Per-month dividend given for that lowest balance.

A few examples according to my understanding. Assume account starts with 8k inside before Jan 5th

Example 1

Jan 7 - deposit 8k
Feb 3 - withdraw 12k

Dividend given on lowest balance which is 4k. So you effectively earned NO interest on the 12k you withdrew.

Example 2

Jan 7 - withdraw 7k
Feb 3 - deposit 20k

Dividend given on lowest balance which is 1k. No interest on the 20k deposit (but if you leave it there till the NEXT 4th then you get interest).

Example 3
Jan 7 - deposit 20k
Jan 20 - deposit 10k
Feb 1 - withdraw 5k

Dividend given on lowest balance which is 8k. So all that 15k increase balance won't earn interest.

If the above is correct (which I think it is) then the 'best' way is to keep track of your balance starting the 5th of each month. If you're playing the in/out game, and you deposit large, may as well withdraw it quickly (earns no interest for that month).

But towards end of the month (coming up to 4th of the next month) then it may be worth to leave the sum in. Assuming that the next month you're not going to withdraw.

Put another way, if you know that for example on end Dec you will withdraw 25k, you may as well withdraw on the 5th since you won't be earning interest on that withdrawn sum for the whole 5-31 anyway.

nope,...
so far i think only Guy3288 & Canjeth are known to get gifts for their deposit....

good for you guys.

I think no promise of SSPN interest still higher than SA Simple 

Anyone can intro span agent here ? I wanna make deposit n claim the cash back ... anyone care to intro an agent to me ?

Can you share what's the max amount can be deposited in a single transaction?