Yeah my 4th March deposit already reflect.

As I understand from discussing with PTPTN agent, you won't miss dividend payments. Dividend payments are calculated based on the recorded date in system, not on when system display is updated. I asked this before because the molpay method often takes like 2+ weeks.

If you actually read what I said, it is the recorded date (which is what is shown in the left most column) which counts for dividend calculation. NOT when the system display is updated (which is when you actually can see the transaction online). You are arguing something totally different.

Anyway your answer is basically "don't believe the person who actually works there, instead you should believe me" because I didn't like what I saw previously on one occasion (which actually is a totally different situation from what the original question was). You win lor.

Is there any limit on the amount per withdrawal request?

If I withdraw on between 6-30 of each month & deposit back before 5th on the following month, will I still entitle for the dividend for each month when SSPN announce dividend in the following year?

Hi, based on my deposited and withdraw for year 2021 for SSPN prime, i suppose to get 1.2k interest if based on their calculator, but at the end my interest only RM150. is it something wrong?

ya, i deposit in before 5th of every month and withdraw it after 8th of every month.
i think i need go one round ptptn office for more clarification

not sure whether this is official or not (it seems there are tonnes of sspn website).

but if i were to follow this interpretation:
1. it's not 18 but until 29 instead. am not sure whether only age is governing factor or must have proof that the child is still a student?
2. solely judging from the information, it would suggest that i can open another account for my second child once my first reaches the condition i.e. 29 years old.

anybody else can confirm my assumptions please?

we are currently operating on me contributing to 1st child and wife to 2nd child.
means i need to switch to 2nd child once the 1st hits 29 right?
should i open the account now or later? any difference?

many thanks for your reply.

can i claim 8k tax relief if im single?

If you are having 60k and below of cash to play with, then EPF will be your best choice.

Bear in mind EPF voluntary contribution linited to RM 60k per annum, withdrawal only once every 30 days after your previous withdrawal

Hi Guys,

Just wanted to ask.. How come i don't see any dividends for my SSPN ya?
I've deposited since 2020 and not withdrawn a single cent since then

This is pretty awesome compared to the current SSPN's 14 days of waiting time. Would you know the limit per withdrawal?

I see, thanks for the info! Then I will have to terminate my account on my coming birthday then.

I dont have kids so the account is for self usage only, so if reaching age 29 i cant get any more divident or i cant cash out anymore then might as well cash it all out.
My account opened on 2021 so theres no ganjaran benefit.

When is the payout?
Do we need to keep the funds earmarked for ganjaran until 6-Aug to be eligible for July interest?

since when can?

when was it ended?

Hi. im currently considering saving in sspn for my newborn baby.

Im totally new to sspn and would like to clarify a few thing to see if i understand it correctly

1. sspn prime is the one i should got for as sspn plus looks like insurance to me.

2. tax rebate is 8k/y, and must be fresh funds. if i withdraw x amount, it must be deducted from any fresh deposit i added for the same yr for the rebate. what if i only withdraw and do no deposit? or deposit the following yr?

3. does it matter if i open an acc under my name or my newborn baby's name? or acc holder must be an adult, or is there joint acc? does it affect the tax rebate?

4. does the dividend affect the tax rebate? IE if i have 8k + 100 divd, and i withdraw the divd, does that need to be deducted from the funds for that yr.