Definitely leave RM20 behind as in future its very troublesome to reopen the same name account as once closed it still remain in the system albeit inactive.

This post has been edited by magika: Feb 24 2022, 08:33 PM

I did a large withdrawal( deposited less than 2 week) in one of my account also today. Basing on my past experience it will be àvailable tomorow night if done early today. However due to recent crediting of dividend then i expect it to be a few days slower.

Nope not urgent. Going to redeposit in my wife account for the measly 1 % . I wrongly anticipate the dividend date and sumore with problems in my other accounts, made it worse.

Actually i should have withdrawn earlier one of my wife accounts( tidy sum init) but this year has been a bit hectic so missed out.


This post has been edited by magika: Feb 24 2022, 08:59 PM

So where is it going to ? I retire early too and equities situation is going to get worse, then nowhere to go liao. I was at Maybank today because i was contacted and told that ASM is available. Nearly got con, it was ASM3 coupled with VP.

Withdraw yesterday before 5pm today 10pm fund is in my bank. Awesome

How to use credit card ?

Ok thanks

Not going that road. I did a transfer from Maybank2u to sspn and amount was not relected instantly. Using fpx like what i did just now, instant update . Fpx max 50k per day, even with 2 account going to take me sometime.

This post has been edited by magika: Feb 25 2022, 10:49 PM

Nope from my name to my wife name account. How we calculate also lose less than two weeks dividend or deposit after 5 lose 31 days. Not taking out until 5 Feb 2023.

KDI i still not fully understand the good and the bad, so better steer clear until i am sure.


This post has been edited by magika: Feb 26 2022, 11:11 PM

Closing account will cause it to be not fully closed as happens to me. So i forsee it will be difficult to reopen back the same name account. The closed account will be hanging as sspn system is still half past six.

2021 ganjaran is for those open before 2018

Then in 2023 u have to deposit double in Dec 2023 in order to qualify.

Russia deposit ? Oh no it went up to 20 %

This post has been edited by magika: Mar 2 2022, 05:35 PM

No need counting. Once entered the system its yours and furthermore the number of days in the account will be entitled to normal dividend as well.

No cutin or cutoff date. Once transferred in account considered 1% is done deal but of course must not withdraw 31 July. I got it a few years already. If you wish to get the normal dividend included then of course must deposit before 5th of the month.


This post has been edited by magika: Mar 3 2022, 10:42 PM

Over the counter or online ?

I withdraw a few times online , a few small amount and 2 very large amount , all the next night in bank accoint after 10pm

This post has been edited by magika: Mar 4 2022, 08:03 PM

If you use fpx then should be instant. Other than that have to wait a number of days. I use fpx only as not comfortable in not seeing it in the account.

It is instant upon deposit ( on webpage ) and so far also have not received any email receipt.


This post has been edited by magika: Mar 7 2022, 01:24 PM

You need to read further back

This post has been edited by magika: Mar 8 2022, 12:30 AM