It can onlybe withdrawn to own single name account.

The problem with auto debit is a difficult 1. Not only with sspn but with all credit cards.



This post has been edited by magika: Feb 8 2023, 05:28 PM

All account are group together. If any account bearing your name is withdrawn, then whole group with your name are not eligible for the campaign.

Depends on which side of the fence you are on. For retirees , sspn during low fd rates years has shown to give decent dividends especially with the ganjaran bonus coupled with fast and effortless online withdrawal. If the dividend par with last year then most probably most of us will be in for the ganjaran only and immediate withdrawal after the lock in period.

No mention of sspn tax relief extension...

Imagine lots of mass withdrawal this year..


This post has been edited by magika: Feb 24 2023, 05:56 PM

Ptptn need increase dividend rate if not confirm mass exodus.

Give me 3.5% and 1% ganjaran will be okay..

Abit disheartening that all mainstream media was not aware of it, meaning it could be inaccurate.
2 things are missing from the 2 pdf documents, sspn tax relief and epf add contribution, which are all M40 favourites.


This post has been edited by magika: Feb 25 2023, 10:22 AM

Withdraw after 5th lah...

Touchpoint is recylced from last budget as everything is also ciplak as MPs are saying. So it seems epf voluntary contribution may not see an increase as even sspn pegawai are unsure of the tax relief.


This post has been edited by magika: Feb 27 2023, 07:09 PM

Got geran sepadan i think

It would be an interesting year with the tax relief not being extended. It would need a few months when tax payers of M40s realised it. Would then see whether sspn will declare how much they collected versus withdrawals.

Without tongkat will these types or majority of tongkat based schemes makes it on their own ?



This post has been edited by magika: Mar 1 2023, 10:14 AM

Most T20s dont withdraw for the yearly tax relief.


Most suckered by budget of income tax reduction for M40s , whereas tax relief reduced.

Quite number of contributors has withdrawn most of their funds by this time poising to re contribute back once ganjaran is announced. Just an afterthought, possible that no more ganjaran for this year or more strict revised tnc. Going to be quite disappointing for lots of contributor if it materialised. Must restrategise new investment option.

Nobody dare answer but it seems so.

So we settle the issue of kwsp dividend, now waiting for sspn dividen/ganjaran. Any speculation ?

With tax relief gone, 3% will be suicide for sspn, should be slightly more 3.2 to 3.4 %.

Yup promo rate is 4% or more. But enlighten me where to find fd that you can withdraw anytime without interest penalty , maybe a month interest penalty.

Cancel auto debit need go ptptn office ?

Not a very good idea for merchant auto debit as cancelling is pain in the arse.

That borang is auto debit, not cancel ?