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 SSPN, Skim Simpanan Pendidikan Nasional

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talexeh
post Jul 4 2019, 02:26 PM

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QUOTE(avinlim @ Jul 4 2019, 02:13 PM)
Going to start the project, but for the 8k tax relief thing...haha.

I am just wondering how the withdrawal and deposit at the same years will be calculated as "simpanan bersih" at their term.
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Simpanan bersih = amount deposited - amount withdrew in the same year
avinlim
post Jul 4 2019, 02:30 PM

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QUOTE(CardNoob @ Jul 4 2019, 02:21 PM)
Obviously cannot.
If entitled, I had done it 10 years ago when it first introduced.
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Ok...nvm...planning to have baby after 2 years also. that time need to open an account for the child?
SUSCardNoob
post Jul 4 2019, 02:31 PM

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QUOTE(avinlim @ Jul 4 2019, 02:30 PM)
Ok...nvm...planning to have baby after 2 years also. that time need to open an account for the child?
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Provided if the government is still going to extend for the tax relief.
vrek
post Jul 4 2019, 04:31 PM

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QUOTE(Jty @ Jul 4 2019, 11:53 AM)
80% sspn-i
20% sspn-i plus

Reason.... (this is before all those ewallet la this la that la)

sspn-i plus can accept credit card... i not enough cash flow that time, so that's that.
Now i do know sspn-i can use bigpay last year, but its a hassle as reported here a lot have to spend time convincing staff can use bigpay. I rather just go hassle free hehe.

Now can use boost pay for both so... thumbsup?
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I went there, take out my BigPay and the staff said "Ohhh, BigPay". The counter staff already familiar. No more hassle.
vrek
post Jul 4 2019, 04:33 PM

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QUOTE(alesi616 @ Jul 4 2019, 12:51 PM)
PTPTN branch got open on Sunday? or u use PTPTN SSPN FPX to pay with BIGPAY ?
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USJ Branch is open 7 days / week.
I use BigPay to deposit into SSPN. They slot in the card, you key in your pin, done.
skty
post Jul 4 2019, 05:31 PM

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QUOTE(vrek @ Jul 4 2019, 04:33 PM)
USJ Branch is open 7 days / week.
I use BigPay to deposit into SSPN. They slot in the card, you key in your pin, done.
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SSPN-i also can use BigPay to top up eh?
besiegetank
post Jul 4 2019, 07:09 PM

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Is using bigpay payment accepted at all PTPTN branch or only certain branch?
saitong09
post Jul 4 2019, 08:39 PM

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QUOTE(talexeh @ Jul 4 2019, 02:26 PM)
Simpanan bersih = amount deposited - amount withdrew in the same year
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If not mistaken the dividend earned also part of the amount deposited

QUOTE(skty @ Jul 4 2019, 05:31 PM)
SSPN-i also can use BigPay to top up eh?
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I thought you only use Boost to top up?
MGM
post Jul 4 2019, 08:54 PM

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QUOTE(saitong09 @ Jul 4 2019, 08:39 PM)
If not mistaken the dividend earned also part of the amount deposited

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Previously yes, but recent years no more. Refer to your SSPN's statement for LHDN.
saitong09
post Jul 4 2019, 08:56 PM

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QUOTE(MGM @ Jul 4 2019, 08:54 PM)
Previously yes, but recent years no more. Refer to your SSPN's statement for LHDN.
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ic, I always top up 6k every year and this year 8k onwards
vrek
post Jul 4 2019, 10:11 PM

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QUOTE(skty @ Jul 4 2019, 05:31 PM)
SSPN-i also can use BigPay to top up eh?
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Yes

QUOTE(besiegetank @ Jul 4 2019, 07:09 PM)
Is using bigpay payment accepted at all PTPTN branch or only certain branch?
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Based on PTPTN's BigPay ad, I would assume all branches.
talexeh
post Jul 4 2019, 10:23 PM

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QUOTE(skty @ Jul 4 2019, 05:31 PM)
SSPN-i also can use BigPay to top up eh?
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You quoted the answer, no? shakehead.gif

This post has been edited by talexeh: Jul 4 2019, 10:23 PM
skty
post Jul 4 2019, 10:32 PM

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QUOTE(vrek @ Jul 4 2019, 10:11 PM)
Yes
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thanks for double confirm.

I try to search through the PTPTN website but can't find any info about this.

I have a few more questions if you don't mind:

1) Using bigpay to pay SSPN-i can only be done over PTPTN counter?

2) Any charge for every top up regardless of the amount?

3) How long does the top up takes to be reflected in the SSPN-i account?
talexeh
post Jul 4 2019, 10:41 PM

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QUOTE(skty @ Jul 4 2019, 10:32 PM)
thanks for double confirm.

I try to search through the PTPTN website but can't find any info about this.

I have a few more questions if you don't mind:

1) Using bigpay to pay SSPN-i can only be done over PTPTN counter?

2) Any charge for every top up regardless of the amount?

3) How long does the top up takes to be reflected in the SSPN-i account?
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1) Yes.

2) No.

3) Around 2-3 working days.
skty
post Jul 4 2019, 10:43 PM

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QUOTE(talexeh @ Jul 4 2019, 10:41 PM)
1) Yes.

2) No.

3) Around 2-3 working days.
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thank you.

it's inconvenience for bigpay unable to top up SSPN-i through other way like agents and online

but glad to know that SSPN-i promote the use of debit/credit card instead of cash payment
avinlim
post Jul 5 2019, 08:25 AM

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QUOTE(talexeh @ Jul 4 2019, 10:41 PM)
1) Yes.

2) No.

3) Around 2-3 working days.
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add one more question.

Those counter @ shopping mall also can perform transaction BP to SSPN-i?
talexeh
post Jul 5 2019, 09:21 AM

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QUOTE(avinlim @ Jul 5 2019, 08:25 AM)
add one more question.

Those counter @ shopping mall also can perform transaction BP to SSPN-i?
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I've only been to PTPTN branches so no idea if those makeshift counters in malls work the same. I believe they should since it'll be senseless to keep lotsa cash with not much security around.
ronnie
post Jul 5 2019, 02:18 PM

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QUOTE(avinlim @ Jul 5 2019, 08:25 AM)
add one more question.

Those counter @ shopping mall also can perform transaction BP to SSPN-i?
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Temporary booths don't accept topups i think
tansam
post Jul 5 2019, 03:24 PM

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Sspn bank Islam pergi sembahyang? Cannot transfer at atm say connection not ok.
besiegetank
post Jul 6 2019, 11:42 PM

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Dear all, just to confirm, if both parents are having separate SSPN account for their child, then are they eligible to enjoy RM8k tax each (RM16k total) for the deposit this year?

Assuming both of them are at 21% bracket, I guess they should max this saving first before venturing into other moderate investments such UT right?

This post has been edited by besiegetank: Jul 6 2019, 11:43 PM
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