Yes but the coupons refresh every week.

Tier 1 RM20k deposit get 30 days capped RM10k
Tier 2 RM50k deposit get 30 days capped RM30k
Tier 3 RM80k deposit get 30 days capped RM60k

So I deposit lumpsum RM80k per week, I can get all three coupons. 30 days capped RM100k.

We can discuss in moomoo thread

This post has been edited by Barricade: Oct 3 2025, 01:51 PM

how do u withdraw the money? counter no limit but any idea can withdraw to joint name bk acc?
if BI app only RM50k per day right?

go BI ATM trf to BI, walk into bank get money stat.
rentas the remaining get all same day

no BI acacount, go ptpn office,
get money in 2 or 3 days

I have some questions:

1. If I open account for my child, do I choose "anak kandung" and do I name myself as the beneficiary?

2. If I put in RM1,000 today, can I withdraw the money freely? Is there lock-in period? Do I need to submit any application, bring birth cert etc?

3. Is withdrawal done online, at PTPTN counter, or at any bank counter?

4. Is there any minimum balance requirement? Can fully withdraw all RM1,000 but not close the account?

u mean BI atm tranfer to BI no limit perday?
rentas how much will be charge?

1. Your child is the beneficiary.

2. No lock-in period for SSPN Prime.

3.
a) Online is limited to RM1K per withdrawal per day. You'll need to wait until the money is in your bank account before you can make another withdrawal.
b) Alternatively, you can withdraw at the counter for whatever amount you want & wait a few days for the money to be in your bank account.
c) You can also link your Bank Islam account to your SSPN account. This way you can make instant transfer but limited to RM50K per day.

4. RM20.

EDIT: Looking at your post history here, you've been in this thread since 2024 so not sure why you're asking newbie question.

This post has been edited by talexeh: Oct 6 2025, 07:36 AM

Is withdrawal only at PTPTN branches or any banks (selected?)?

You can withdraw from either at PTPTN branch or Bank Islam, provided you've opened an account at Bank Islam & have it linked to your SSPN account.

i take all out today, 50 sen fee each time
instantly sent out to KDI, balance later will put in other EW

rentas 2.50, money received in 1hr

This post has been edited by guy3288: Oct 6 2025, 02:15 PM


Attached thumbnail(s)

Can withdrew >700k from one BI account on the same day?
Can already withdraw on 6-Oct, not 7th, sorry didnt do for many years.

yes, done that also, but i ask for banker cheque since what open HSBC premium acc fd 4.28% 6 months
BI charged rm3.5 for banker cheque. Seem wrong decision as i need wait for 2 days to clear the cheque if compare to rentas 1 hour

can and i have placed them all in..
to earn interest tonight
except Rm28.5k stuck in my son CIMb...on hold...

from KDI 4% , KAF 5% to Atlas 3.88% finally Rize Boost 3.3%
tomorrow will remove the 3.3% go to Moomoo 4.8%

2 days interest ?RM170 gone...

Which Moomoo MMF can get 4.8%?

Max withdrawal is 100k via BI?
All this while I tot 50k/day only via BI
How you do that? Thru BI counter or BI ATM?

Is it just me or there's an issue logging into BIMB?

No problem, just did sspn>BI>otherCASA using BIMB-WEB.

This post has been edited by MGM: Oct 7 2025, 02:57 PM

Wew, just found out that my username has been deleted.

Apparently once you stop logging into BIMB for 180 days, they'll set your account into dormant status & delete your online presence with the bank.

Now I have to go to the ATM to create my account & have it activated again.

Hmmm I wonder if Lazada has stopped accepting sspn payments ?

It’s a cycle

Some people called it chipsmorel

Yeah but I think this time it went down on Friday and hasn't been up since, at least during the times I've checked.... Usually Saturday will go down and Monday will be up again