I did 4 deposit thru fpx today. Just as normal , i check back the associated account to ensure its recorded. Seems all the deposits are in instantly for Year 2022.

However i then click to Year 2021, and the sum deposited today are also reflected in that particular year and also all the way back many years. Something is seriously wrong with their servers. Just print out the latest statement for safety sake.

check back each sspn account balance in sspn portal

yes, they must do something then only u can link in atm.
last time me also.

With FD rates breaching 3.0% pa, there will be an exodus of funds from sspn once ganjaran rewards are paid.

You guys taking out today?

Based on last round, Ganjaran only masuk 20+ of the month. I started taking out yesterday bit by bit

Online bank transfer (Bank Islam) limit is 25k per day (because you also need another 25k to send out from Bank Islam, 2 transactions, unless you're fine leaving the cash in Bank Islam).

But for the amount I put, gonna have to wait Monday to properly take out the whole thing. Otherwise will take more than a week to slowly pull out.

No need waste time go to BI

Was just gonna post this, I also withdrew at Bank Islam ATM. Limit per transaction 99999.99, but no limit number of transactions. Now lining up to do the bank transfer part out of BI savings account.

Over counter no limit, but charged 50 sen per transfer. I wanted to transfer to 3 different accounts same day, so when they told me got charge I did one transfer online and the other two over counter, 50 sen each.

bro check your account
finally

At your own risk I think. Not sure if anyone has tried before. Let me see what I did with previous ganjaran.

EDIT: Okay for 2020 and 2021 (the only years I have received ganjaran so far) I left the ganjaran amount in (counted it the same as interest/dividend payment).

So for example if I had started the year with 10k, received 300 interest and 1000 ganjaran in that year, I would end the year with 19300 in the account.

Theoretically I could have ended the year with 18300 and still claimed full 8k from income tax, but I never tested this so cannot tell you. This theory is based on the ganjaran amount being listed as "1010 Simpanan Tunai". Perhaps someone else has tested and can tell you that. For me I'm not interested to lose the income tax claim (plus saving a few k more for my kids actual education isn't a bad thing) at my current tax bracket.

ada lobang whack to the max  no  need shy shy..
borrow from banks la ..ever heard people got millions in properties 80% used banks money/loan?
i think can , but do u really need that amount? leave it  can earn interest also.

Will I have any issues if I perform withdrawal every month? I have been depositing but not withdrawing all this while. It is time to take out now since I won't be enjoying any tax relief anyway.

Money was credited that night itself, just a little later than usual.
In general no worry, money always received as expected， doesn't matter which bank

Fastest is BI Atm transfer, instantly.

Ganjaran coming again , anybody planning for it?

If you saved alot in there try withdraw max before campaign starts
Plan WD after 5th of Jan, Feb scared may be late
If you put money in FD, plan maturity by April 23 , then take out put in sspni before campaign ends

Now we forecast announcement when?
Campaign starts and end when...?
Then can plan

https://www.ptptn.gov.my/soalan-lazim/ > Simpan SSPN > Simpan SSPN Prime

if Bank Islam's <--> PTPTP SSPN didnt change - just open a Bank Islam a/c, link your ATM card to SSPN & from then onwards, can withdraw online via Bank Islam's website.  Note - cost $0.50 though XD

Wah. I wish my gaji that high