Daily RM1k deposit per ID, so far i use ok.

yes..sometimes system down.

Aren't it RM999 received by SSPN ?

May I ask from Shopee to SSPN Prime, does it included as ShopeePay wallet transaction limit which is Yearly ​​​​​​​RM 59,999

yes

I got balance RM30K in PTPTN (include pump in 8K this year) and never withdrawal before. Now I plan to withdraw 20K.

I went PTPTN branch this morning. The staff told me if according to my plan above, the withdrawal calculation will be minus this year money pump in RM8K + balance in account RM12K. Meaning it will count as I didn't pump in any money in this year so will not entitle for 8K tax relief for 2024. Is it true?

As what I understand from all the sifu (expert here), the calculation is totally different.

This post has been edited by rinapua: May 28 2024, 12:09 PM

I tried almost everyday . Still same situation

Since you have 30k now, so that means you started the year at 22k.

Only deposits above that 22k will count, so if you withdraw 20k, you only have 10k left, thus you will not be entitled to tax relief for 2024.

Simpanan bersih.
assuming no dividend received value.

You got balance 22k at start of the year
You take out 20k.
You got balance of 2k, then
You added in 8k this year.
Your new balance is 10k.

Your simpanan bersih for this year is -12k (-20k out +8k in)

This post has been edited by MUM: May 28 2024, 01:26 PM

31 Dec 2022 : RM22,000 balance
1 May 2023 : +RM8,000 = RM30k balance
1 Jun 2023 : -RM20,000 = RM10k balance

Tax relief uses NETT deposit for the current year :
+RM8,000
-RM20,000
= -RM12,000

This post has been edited by ronnie: May 28 2024, 01:52 PM

Don't withdraw lah. No other source of funds why need to dip into sspn?

I find this is the easiest to understand noob here

I prefer to use the "ELI5" method to teach newbies

Yes, you are right, if include their RM1 fee then RM1k

you can take out the money, but just put it back in by Dec so that net depo is +8K, then can take it out again in Jan next year if needed.

May I ask did SSPN announce when to deposit to entitle for this year loyalty interest?

This year looks like no such campaign. I did not read posting here. I could hv missed reading it too.

Post #12321

SSPN KL Sentral is permanently closed according to the staff I spoke to over the phone today.

Yikes.
Rental too high ke? Heheheee

Closed since Jan 2024