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 SSPN, Skim Simpanan Pendidikan Nasional

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Barricade
post Apr 18 2024, 11:43 PM

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QUOTE(mamamia @ Apr 18 2024, 08:03 PM)
Is this paydy governed by BNM or it is just using the fasspay as payment gateway?
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Yes according to here

https://public-assets.fasspay.com/ew/partner/ccv/faq_en.html
tshuihow
post Apr 19 2024, 12:41 AM

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What is the admin fee to top up paydy with credit card?
cybpsych
post Apr 19 2024, 08:16 AM

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QUOTE(Barricade @ Apr 9 2024, 08:22 AM)
user posted image
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QUOTE(tshuihow @ Apr 19 2024, 12:41 AM)
What is the admin fee to top up paydy with credit card?
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LostAndFound
post Apr 19 2024, 04:10 PM

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QUOTE(guy3288 @ Apr 18 2024, 09:53 PM)
want to ask
Bank ISlam ATM transfer  sspni money out
is it limited to only 1 transfer in  a month or something?

i tried to transfer out some money, failed, 'time out'

any one has managed to transfer sspni money out
via bank islam ATM , more than once or twice a month on same sspn account?
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The higher net worth individuals here have done multiple times a month on same SSPN account, no issue. Subject to 50k daily limit if doing transfer online. Most efficient way is to have a second Bank Islam account (different person, perhaps your spouse), transfer one shot 50k to them. Then they receive the funds and transfer out to your intended target.

If you only have your own Bank Islam account, transfer 25k out to your account, then transfer that 25k out to your intended target. Takes twice as long (and double RM0.50 charged which is per SSPN transaction).
guy3288
post Apr 19 2024, 10:59 PM

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QUOTE(LostAndFound @ Apr 19 2024, 04:10 PM)
The higher net worth individuals here have done multiple times a month on same SSPN account, no issue. Subject to 50k daily limit if doing transfer online. Most efficient way is to have a second Bank Islam account (different person, perhaps your spouse), transfer one shot 50k to them. Then they receive the funds and transfer out to your intended target.

If you only have your own Bank Islam account, transfer 25k out to your account, then transfer that 25k out to your intended target. Takes twice as long (and double RM0.50 charged which is per SSPN transaction).
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thanks yes can withdraw multiple times. must be that ATM machine problem,
when i failed to get money at ATM i thought SSPNi has changed the 'rules'
later at night i managed to transfer out using Bank Islam online transfer.

PS,
If only 1 bank islam account and need to take out sspni money RM100k.
you must use BI ATM card

ATM transfer from sspn into B Islam, no limit.
Bank islam transfer out can do upto RM100k a day per account
even though limit stated RM50k
MGM
post Apr 20 2024, 03:08 AM

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QUOTE(guy3288 @ Apr 19 2024, 10:59 PM)
thanks yes can withdraw multiple times. must be that ATM  machine problem,
when i failed to get money at ATM i thought SSPNi has changed the 'rules'
later at night i managed to transfer out using Bank Islam online transfer.

PS,
If only  1 bank islam account and need to take out sspni money  RM100k.
you must  use BI ATM card

ATM transfer from sspn into B Islam, no limit.
Bank islam transfer out can do  upto RM100k a day per account
even though limit stated RM50k
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Quite some time ago total BI online transfer in&out limited to 50k daily cos I couldn't do more than that. Nowadays no chance to test cos smaller sspn amount.
guy3288
post Apr 20 2024, 09:10 AM

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QUOTE(MGM @ Apr 20 2024, 03:08 AM)
Quite some time ago  total BI online transfer in&out limited to 50k daily cos I couldn't do more than that. Nowadays no chance to test cos smaller sspn amount.
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from 2022 i had found out can IBFT out 50k + 30k

QUOTE(guy3288 @ May 25 2022, 06:37 PM)
From B Islam Savings i can transfer out online RM80k per day to another bank.
on paper stated  limit RM50k.
may be bugs,
so far i could trf Duit now out RM50k on website,
then another RM30k using  B Islam Apps.

?
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later on found out could do 50+50 = 100k a day!
2023

This post has been edited by guy3288: Apr 20 2024, 09:34 AM


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oks911
post Apr 20 2024, 11:55 AM

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I closing sspn plus account.. the agent said they will deduct 500 from the amount due to the money is from free money from government in 2016 (I couldn’t remember got such thing) ..but well, I decided to give up 500 and proceed to close the account.
MUM
post Apr 20 2024, 12:15 PM

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QUOTE(oks911 @ Apr 20 2024, 11:55 AM)
I closing sspn plus account.. the agent said they will deduct 500 from the amount due to the money is from free money from government in 2016 (I couldn’t remember got such thing) ..but well, I decided to give up 500 and proceed to close the account.
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If it is this GS500 incentive.
https://www.google.com/amp/s/www.bharian.co...-500000-pelajar




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oks911
post Apr 20 2024, 12:29 PM

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QUOTE(MUM @ Apr 20 2024, 12:15 PM)
yaya.. this one.. it is ok.. i tak mau d..
wjleong15
post Apr 20 2024, 12:34 PM

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QUOTE(oks911 @ Apr 20 2024, 12:29 PM)
yaya.. this one.. it is ok.. i tak mau d..
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Instead of closing why not leave that 500 until your kid 18yo?
oks911
post Apr 20 2024, 01:54 PM

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QUOTE(wjleong15 @ Apr 20 2024, 12:34 PM)
Instead of closing why not leave that 500 until your kid 18yo?
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Good question .. the reason is because I want switch to another SSPN plus package. The system don’t allow multiple SSPN plus account. So I got to close this account and open new one .
MGM
post Apr 20 2024, 03:05 PM

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QUOTE(oks911 @ Apr 20 2024, 01:54 PM)
Good question .. the reason is because I want switch to another SSPN plus package. The system don’t allow multiple SSPN plus account. So I got to close this account and open new one .
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Most would prefer Prime than Plus, why u choose that, for the insurance?
Nom-el
post Apr 20 2024, 05:01 PM

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QUOTE(guy3288 @ Apr 20 2024, 09:10 AM)
from 2022 i had found out can IBFT out 50k + 30k
later on  found out could do 50+50 = 100k a day!
2023
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This is because the limit is separate for both web and app. Btw, there is another 30k limit for FPX.
guy3288
post Apr 20 2024, 05:33 PM

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QUOTE(Nom-el @ Apr 20 2024, 05:01 PM)
This is because the limit is separate for both web and app. Btw, there is another 30k limit for FPX.
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you tried that on Ambank, MBSB, Alliance bank, maybank, PBB, CIMB?
can you do the same there?
tan_aniki
post Apr 20 2024, 10:14 PM

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If the total insurance till 18 years old exceeded RM500 than better don't keep it
oks911
post Apr 21 2024, 12:11 AM

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QUOTE(MGM @ Apr 20 2024, 03:05 PM)
Most would prefer Prime than Plus, why u choose that, for the insurance?
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Yes.. Berlian
kechung
post Apr 23 2024, 01:05 PM

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QUOTE(guy3288 @ Apr 19 2024, 10:59 PM)
thanks yes can withdraw multiple times. must be that ATM  machine problem,
when i failed to get money at ATM i thought SSPNi has changed the 'rules'
later at night i managed to transfer out using Bank Islam online transfer.

PS,
If only  1 bank islam account and need to take out sspni money  RM100k.
you must  use BI ATM card

ATM transfer from sspn into B Islam, no limit.
Bank islam transfer out can do  upto RM100k a day per account
even though limit stated RM50k
*
Apart from Bk Islam card, is there any other bank card can be use to withdraw SSPN? Eg. Bk Rakyat
cybpsych
post Apr 23 2024, 01:16 PM

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QUOTE(khai0412 @ Jan 12 2024, 06:59 PM)
Need to hv bank rakyat ATM card first, max withdrawal amount rm1500 per time, charge rm1 or rm0.5 (I forgot liao, pernah tried)😅
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QUOTE(kechung @ Apr 23 2024, 01:05 PM)
Apart from Bk Islam card, is there any other bank card can be use to withdraw SSPN? Eg. Bk Rakyat
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shared above....
heata
post Apr 23 2024, 02:01 PM

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QUOTE(cybpsych @ Apr 17 2024, 09:39 PM)
yeah, you can try ask the bank.
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So the MCC for paydy is 7399 (Business, not else where classified) according to CIMB

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