nobody knows exactly what happened to your sspn account/ledger

also, tax relief is by calendar year


so now, do this...

1) year assessment 2022, income tax filing in 2023

start balance on 1 jan 2022
end balance on 31 dec 2022
dividend received in 2022
total withdrawals in 2022

------------

use myptptn app to check your previous tax reliefs



------------


this is the sspn tax relief statement (previous) on the formula:



This post has been edited by cybpsych: Feb 23 2024, 11:36 AM

clearly it's your mistake... and you own up to it. Good.

If it's not, you should never back down and fight for your rights.

I guess they made a mistake?

then bring that statement to LHDN to "teach" them

in maresia we all are 'at the mercy' of the system

but that doesnt mean you must submit lying down
be eaten whole

bite back at least maneuver around to your advantage

Dont just say you cannot do anything.

And that is why i use cc money to play sspni
if you bother to read just see how much i have played it to my advantage
ask the old timers lah. read past posts

If money in after 6th dont get full month dividend you get it in before 6th

If money contributed in EPF only get 1 day interest what for you go deposit early in the month?

And dont say any day deposit also same
and dont ask where mentioned cut off dates?

if you know ,you know
if you dont then....

SSPNi is 6th

KWSP is 31st

ASNB is 1st

they transfer money in to your bank or how?

pay thru shopee can get shopee coin? how to do it?

SSPN is not meant for you to "play" by the way.

If you want to play, play quietly at the side and don't complain if the processing time does not conform to your needs.

Don't bring down the whole ship with you.

"every cent count" is just figure of speech, not coins earning from shopee la

to bank la

This post has been edited by cybpsych: Feb 23 2024, 04:58 PM

errrrrrrrrrrrrr

YA2022 income tax filing in Mar/Apr 2023.

Why only NOW you reported this?


Also, how did you find out "they say" you're not entitled?

again, why NOW "they say" this to you?


have you looked into your efiling, did 8000 amount input (auto/manual) in the correct field?



This post has been edited by cybpsych: Feb 23 2024, 05:05 PM

After 3 exchanges , you have lost the direction
go off main point.

ealier said me at the mercy of SSPNi ....
now warn dont bring sspni down?

The main point is not about sspn playing me
or me playing sspni

It is about knowing when to make your deposits
for SSPNi, for ASNB, for EPF etc.

Bukan semua sama ok?

the sspn web/app dev should be hang to dry.
given so much time, delay launch, etc, still perform like shite.

Yes, this is something new, just recently..
the new SSPni system ?

All the while before this, every EW deposit i made showed the actual
date transactions done, we earned full dividends as planned


ganjaran 1% we want.
dividend also we want
bank's money also we want and this you need to deposit via EW.
my own money sure i will wait, but bank's money cannot wait
you dont use it this month, it's over, cant carry forward.

According to a post shared earlier, the date we see on the new system is not the actual date we deposit but interest calculation will still be based on the actual date we deposit. This is according to what the CS reply. However, there is no way for us to verify if what was said is indeed correct. Maybe can calculate the interest later when the dividend is declared. However, need to keep track of the deposit dates ourselves as that date is no longer shown on the new system.

hopefully so lah this stupid new SSPni system.

not just for current months 2024...

i looked back 2023 EW deposits, all have been changed to later dates also!!
even those deposits done long ago before the silly new system.

Looked back further even 2022 EW deposit dates were also changed!!

Interestingly crucial 1st week deposits affected the most
ini cilakak punya sspni sengaja buat kah?

deposits on 1st -6th would be recorded as 10 or more days later, way past the cut off date of 6th.

deposits after 1st week which would not earn interest for the month ,not affected so much pulak!

eg
11.2.24 stated as 14.2.24
16.2.24v as 20.2.24
19.2.24 as 21.2.24

however if you only use cash FPX, you are not affected.

1.2.2023 as 8.2.2023
15.2.23 as 18.2.23
16.2.23 as 18.2.23

1.12.23 as 6.12.23
20.12.23 as 22.12.23

This post has been edited by guy3288: Feb 25 2024, 10:11 PM

The posting dates have ALWAYS been much later. But the promise that SSPN has always stated is that as long as the actual deposit was done before the date, it would count (transaction date). Just because they change what is showing in system doesn't mean that has changed. Suggest to speak to your PTPTN officer.

Quick question , is the sspn tax relief still available for this year , year 2024?

I get confused when i read up to year 2024 . Does it mean it stops at 2024 or am i still able to claim at 2025 tax for YA 2024.

Bro lets be clear what you are trying to say
did you know what i was trying to say?

There are 3 dates here in every transaction.

(1)Transaction date , the day you do it

(2)System update, few days later
Is this your posting date?

(3)Deposit date as shown in sspni system. recorded date.
Is this your posting date?

You are saying (3) is ALWAYS much later than (1) ?
Are you sure?

i am saying (3) has always been same date as (1)

which day sspni updates it (2) is not important lah
as long as the money is backdated to the day transaction done ie
recorded date (3)= transaction date(1)

But now recorded date is few days later than transaction date!

it is the recorded date which counts for dividend calculation.

This post has been edited by guy3288: Feb 26 2024, 01:22 AM

ok so it means 2025 tax, 2024 YA is the last tax relief for SSPN .(for now)