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Credit Cards Ways to CANCEL your credit card, Updated since 30/07/12

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MilesAndMore
post May 2 2011, 11:54 PM

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QUOTE(deity01 @ May 2 2011, 11:31 PM)
u guys just beware of the banks stupid tricks!!!!
No worries. EON Bank will soon be a history. A wedding between EON Bank and Hong Leong Bank is underway. Oh no ... this just reminds me. Hong Leong Bank is another crook bank too. Man, a holy matrimony of two crooks. A monster they are going to become ohmy.gif doh.gif

beyond86
post May 3 2011, 06:37 AM

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QUOTE(MilesAndMore @ May 3 2011, 12:54 AM)
No worries. EON Bank will soon be a history. A wedding between EON Bank and Hong Leong Bank is underway. Oh no ... this just reminds me. Hong Leong Bank is another crook bank too. Man, a holy matrimony of two crooks. A monster they are going to become  ohmy.gif  doh.gif
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HLB take over Eon Cap
scorpionade
post May 13 2011, 09:25 PM

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Thanks for the info!!!!
jeremyk
post May 18 2011, 10:21 PM

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I just wrote in & terminated the HLB card but included the line ... due to my current financial situation, I had to terminate this card.. blah blah.....

Guess wat.. no CS ppl called me to reconsider the termination... gd...
amores
post May 20 2011, 06:14 AM

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for cimb i think can go to places where got special for credit card like in sunway pyramid smile.gif
kei18kun
post May 20 2011, 09:11 PM

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just cancelled my SCB card yesterday at branch, just now already call from CS to maintain the card, just need to swipe 3x any amount will give points to waive it
TSgerrardling
post May 20 2011, 09:41 PM

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scb is so nice, keep giving points and waiver
kei18kun
post May 20 2011, 11:23 PM

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no choice lah since their card not much use, still mbb2 the best card to have
ShinChan88
post May 27 2011, 10:00 AM

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Hey, how long i need to hold the standard chartered credit card? i just get it last month, and i find out that the card is not as good as others bank such as citibank and maybank which got lots of privillage such as priority line for TGV, discounts bla bla bla, just call them and cancel? no penalty charges?


Added on May 27, 2011, 10:05 am
QUOTE(gerrardling @ May 20 2011, 09:41 PM)
scb is so nice, keep giving points and waiver
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Hey, honestly speaking i dun think Standard Chartered bank credit card is good, just like when u shop in harvey norman, they got free installment plan for all bank, except Standard chartered. And if u want to transfer ur balance to installment plan. wow, they charge u damm high interest, 5.99% for 6 to 9 months, 6.99 for 12 months and 7.99 for 18 months, so high.

My CIMB only charge 2% for 10 months installment, 4% for 20 months and 5% for 30 months, i think Standard Chartered is sucks

This post has been edited by ShinChan88: May 27 2011, 10:05 AM
uhlaw
post May 27 2011, 09:11 PM

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Just want to confirm. Once the card is approved and we dont even activate the card, will we still be charged for government GST RM50?
bingozero
post May 27 2011, 10:03 PM

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QUOTE(uhlaw @ May 27 2011, 09:11 PM)
Just want to confirm. Once the card is approved and we dont even activate the card, will we still be charged for government GST RM50?
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Yes
Gen-X
post Jun 12 2011, 11:56 AM

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I just called UOB CS to cancel my wife's Visa supp card. Last time, when I terminated my MC, they make me go to the branch.
Xxr0xr0xX
post Jun 12 2011, 08:39 PM

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I over use but I paid it up. No problem to cancel my Amex.
ronnie
post Jun 13 2011, 09:32 AM

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QUOTE(ShinChan88 @ May 27 2011, 10:00 AM)
Hey, how long i need to hold the standard chartered credit card? i just get it last month, and i find out that the card is not as good as others bank such as citibank and maybank which got lots of privillage such as priority line for TGV, discounts bla bla bla, just call them and cancel? no penalty charges?


Added on May 27, 2011, 10:05 am

Hey, honestly speaking i dun think Standard Chartered bank credit card is good, just like when u shop in harvey norman, they got free installment plan for all bank, except Standard chartered. And if u want to transfer ur balance to installment plan. wow, they charge u damm high interest, 5.99% for 6 to 9 months, 6.99 for 12 months and 7.99 for 18 months, so high.

My CIMB only charge 2% for 10 months installment, 4% for 20 months and 5% for 30 months, i think Standard Chartered is sucks
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You can cancel the SCB credit Card anytime... agent's commission will be taken back if you cancel within 6 months.
milentechie
post Jun 13 2011, 10:58 AM

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WTA
Do I have to inform the service providers which I signed up via MB AutoPay Bill when I terminated the credit card? I thought it is not necessary as long as I continue paying up the bills by any other means.
Any experience?
TSgerrardling
post Jun 15 2011, 09:15 AM

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QUOTE(milentechie @ Jun 13 2011, 10:58 AM)
WTA
Do I have to inform the service providers which I signed up via MB AutoPay Bill when I terminated the credit card? I thought it is not necessary as long as I continue paying up the bills by any other means.
Any experience?
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not sure about it. i think bank will inform the service provider about the termination for auto debit
Phonzy
post Jun 23 2011, 03:38 PM

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Question, if I apply for credit card in both companies, then both approved and they sent to me house address. Then I feel like cancelling one of them, I have not used it or activated it before. Can I cancel it just like that? Do I incur any cost? How do I do it?

Thanks sifus..
terryfu
post Jun 23 2011, 07:08 PM

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I just make a phone call to cancel my cards. If they ask me to walk in or pass them the card, I tell them I mail it to them long long time ago already. Very fast, no hassle. If they send me statement or anything funny, I just call and complain. All the calls are recorded anyway.
TSgerrardling
post Jun 23 2011, 07:20 PM

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QUOTE(Phonzy @ Jun 23 2011, 03:38 PM)
Question, if I apply for credit card in both companies, then both approved and they sent to me house address. Then I feel like cancelling one of them, I have not used it or activated it before. Can I cancel it just like that? Do I incur any cost? How do I do it?

Thanks sifus..
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yes you can cancel it. diff bank with diff policy, some might force u to pay rm50


QUOTE(terryfu @ Jun 23 2011, 07:08 PM)
I just make a phone call to cancel my cards. If they ask me to walk in or pass them the card, I tell them I mail it to them long long time ago already. Very fast, no hassle. If they send me statement or anything funny, I just call and complain. All the calls are recorded anyway.
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whichbank u are talking about ?
Phonzy
post Jun 23 2011, 09:41 PM

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mine is hsbc

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