thanks for the input. added in first post already

sweet thanks!

MBF: Call to cancel.

Already cancel Citibank Cash Back Platinum by calling the CS since they didn't waive the annual fees for me.

I sent the termination letter to CIMB using email instead of fax. The cancellation request has been forwarded to the respective department.


This post has been edited by Human Nature: Aug 16 2011, 12:29 PM

Something to share. A CIMB staff (I believe from the card retention department) called to offer 7500 points to offset the GST. Only 75% because it is a gold card and upgrading is too much of a hassle. I didnt take the offer. I would have retained it if given full points to offset, for the Eraman discounts though, but my request was declined lol.

According to the CS, CIMB will send a notification letter upon the succesful termination of my card, which is good

Just wanted to know more about this credit card cancellation..

Let say I wanted to cancel one of my credit card, but the outstanding balance is quite a lot..can I request to pay in installment? or is there any other better way of doing it? as I want to clear my debts, the best way is cancel credit card..

which email u sent to ?

cardcentre@cimb.com

thanks for the input. Added in the first post already

i think u need to clear the debts first before cancellation is allow

For the benefit of credit card users who wishes to cancel their credit card but are not aware why WRITTEN CONFIRMATION OF CANCELLATION FROM THE BANK is important.

Should you not received a confirmation from the bank, the credit assigned to you might possibly remain in your credit book a.k.a CCRIS report.

Should you want to apply any other loan /new cards, it will come a point that your application be rejected and reason not known. Why? Because you are overly "credited" by bankers which you are not using the credit and even worse, you have cancelled the credit card (but CC bank did not informed to BNM to update that).

Anyway, even if the bank did not provide you with the cancellation confirmation, the sky is not falling apart, just ajak your kawan-kawan sekalian find a day to BNM to print out your own CCRIS report. If you see the credit card you have cancelled 5yrs ago and still in the report, you can accumulate all your anger and vent it to the CC banker all at once. :-D

It happens to someone I know. He had cancelled 2 cc (with RM15K limits each) some 2 yrs ago. And recently he wanted to get a new cc but was being rejected 3 times from different banks. And his stories made up what I've typed on the above. He got his new card one week after he fire his anger at the 2 banks issued the previous 2 cc.

Just received SMS notifying that my card has been cancelled. 7 days.

Thank you very much.. Just cancelled my DA through this no.. =)

Although I had the highest credit limit among all credit cards for this card, but not much benefits can get from DA anymore..

use it for BT anywhere, added the phone no in first post already

Haha.. thought of that as well.. but need to monitor the BT.. and earn not much from it.. not worth the effort

Having same case as above, so the RM50 GST is charged no matter what?

When is the best time to cancel the card after approval?

why want to apply if wish to cancel?

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Added on September 3, 2011, 11:54 amit depend on bank, if never use the card, they wont charge for GST

This post has been edited by beyond86: Sep 3 2011, 11:54 AM

The poster above is also having the same dilemma, got 2 cards approved. Anyway may i know which bank is that?