prefer clear all outstanding balance so that bank would not charge u any interest

i thought if pay at least the minimum amount .. bank wont charge interest edi ..

Sure! I only pay full amount, never pay minimum amount and definitely before due date. That's my simple principle of using CC.

DEFINTELY a Principle for everyone who uses a CC

Ya, pay full, don't have any worry

definitely not..you'll be charged for interest as long as there is outstanding balance in your account (after the due date)

Like this everyone pays minimum lo and keep the extra money in bank for FD.
The interest is counted based on your outstanding balance. No joke on the interest.

Enjoy lowest finance charge of 8.88% per annum on your outstanding retail balance. All you need to do is promptly settle minimum payment, 5% of the outstanding balance or a minimum of RM25.

anyone knows where to download the form for autopay the utility bills? planning to do autopay via amex

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

After waiting for approx. 2 weeks, finally managed to get the letter from Maybank via snail mail and with its notification that my application has been rejected.

I made another attempt to request for a replacement card again today and everything went smoothly. A Malay guy answered my call and didn't ask a lot of questions like why do i want to get a replacement card.

CS : Good Afternoon ! How can i help you ?
Me : Hello ! I want to request for a replacement card please.
CS : Sure. Can i get your card number ?
Me : xxxx xxxxxx xxxxx
CS : Hold on please
Me : Sure
CS : Mr. ... ... ...
Me : Yes. That's me.
CS : You want a replacement card just for the AMEX ?
Me : Yes. Just the AMEX. And can you please waive the replacement card fee ?
CS : Yes ... no problem. Replacement card is always free anyway ...
Me : [surprise] ... oh ... yeah ???
CS : Yeah. So which branch do you want me to send it to ?
Me : rrr ... can you send it to my house ?
CS : You'll be home all the time ?
Me : Yeah
CS : Ok ... (confirming my house address)
Me : Yes. Correct. When can i get it ?
CS : By next week
Me : Alright. Thank you.
CS : Ok. Have a nice day. Bye.

Such a friendly chap. I'm also deeply surprised when he said replacement card is always given out free because the last CS i talked to said a fee is chargeable. Anyway, my experience with Maybank is always a pleasant one thus far

Anyway, have any of you noticed anything wrong with the Treatpoints in your card account ? I've used both my MBB2 AMEX and MBB2 VISA and the TP in my MBB2 VISA is missing. I do however noticed an increase in the TP of my MBB2 AMEX which i suspect they may have transferred the TP accumulated through my MBB2 VISA over to my MBB2 AMEX account. Is this normal since i didn't request so ? I'm not sure if there is any missing TP, will only find out when the next statement comes next month.

This post has been edited by MilesAndMore: Apr 19 2011, 05:11 PM

Mine is my MBB2 amex treat point go to Amex gold Membership point

Hey, salary of 2400 really cant apply for Maybank 2 card ah

No but you may still give it a shot.

Just try to apply

my basic less than that but they called me to offer me the card.

They didn't ask u reason???

Actually I'm much more surprised to the fact bro MilesAndMore remembered so much details about the conversation.
Wow !

This post has been edited by hye: Apr 19 2011, 05:17 PM

the system will show that MilesAndMore using his MBB2AMEX all over the world and they straight away will assume his card damage. hahaha

Miles - getting card with Plat