Got a call from Maybank today, they offered me Maybankard 2 Gold Card, I'm just a fresh grad so not like you guys here have Platinum Card.

Hope this is a good deal. Since I already have a CIMB Direct Access MasterCard, this time I chose for Amex+Visa. Read from this thread, it seems good comments eh?

I know but used to have a Visa but got terminated last month because of expiring soon.
I prefer Visa somehow but since I already got a MC from CIMB so this time just chose Visa back.

I think I have not seen any service tax on my CIMB Direct Access if I'm not mistaken. Already got it for about a year now, whatever I swiped reflects on my bill and without service tax.

Oh is it? I'm sorry, I'm pretty new to these CC, I only know to swipe. I gotta check my statement when I go back hometown then.
How much is that? I'm sorry again because this seems to be OT on this topic.

Yes, I just recalled that I have paid that in my first statement. Sorry, bad memory.

So, for this MBB2, I'll need to pay RM 100 for 2 cards?

Thanks guys for the prompt reply!
Now I can't wait for the cards to arrive my office!

Yes, I can't wait for the Starbucks because I'm working in KL Sentral and KL Sentral outlet is one of the participating outlets


This post has been edited by fruitie: Apr 16 2011, 05:32 PM

How can I check on the application status besides calling them? Any way I can check via online? 14 days for the cards to reach me seems so long!

Oh really? Should be approved I assume because they called me to offer me.
Yes, I have a savings account with Maybank, so it will appear another additional one tab on M2U?

For the Starbucks promotion, I can order any type of coffee or just certain types? I love Java Chips and Frap.

Can these cards convert any purchase to installment? Something like CIMB Direct Access?

Yes, Maybankard but Ezypay only for participating merchants am I right?
As for CIMB Direct Access, one can convert any purchase to installment. Not sure if Maybank has something like this?

Oh thanks, missed out your post.
But *gulp* 9% interest.
DA is much lower.

I'll continue using DA for this kind of purchase. Maybankard for normal purchase.

This post has been edited by fruitie: Apr 18 2011, 02:34 PM

Oh oh, I feel regret now.

How does the 20 days take into calculation?
For e.g., my current CIMB DA's due date is every month's 3rd, I usually pay on the 28th or 29th using GIRO, that's why I have to pay earlier to avoid any late payment. I can buy a stuff on the 24th and it is only reflected on 27th but I can pay it in the following month's 28th or 29th. I didn't get any penalty though, is this how the calculation works?

Cool! Got it! OK, I'll just forget about this 20-day thingy, kinda confused me at one point of time. My understanding was correct earlier.
Yes, it is billed every month's 13th if I'm not mistaken.
So put it in a simple way, as long as I pay before 3rd, then I'll be safe eh?

Sure! I only pay full amount, never pay minimum amount and definitely before due date. That's my simple principle of using CC.

Like this everyone pays minimum lo and keep the extra money in bank for FD.
The interest is counted based on your outstanding balance. No joke on the interest.

4 working days since they called me last Friday... I'm still waiting for it to appear on my M2U....

I just called Maybank CS and they haven't received my application because those CC marketers will actually compile all applications and submit one shot.
So, she asked me to wait for another 7 working days.

I don't know, these people are working for Maybank.
I checked with the CS, and she confirmed those are Maybank staffs. Well, they called to offer me.
No intention to apply actually.
It's OK la, wait for a few more days.