It's called EzyPay Plus to convert a purchase after swipe into installment:

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

EzyPay is convert a purchase into installment at merchant during on-the-spot of purchase.

This post has been edited by David83: Apr 18 2011, 02:20 PM

Yes, Maybankard but Ezypay only for participating merchants am I right?
As for CIMB Direct Access, one can convert any purchase to installment. Not sure if Maybank has something like this?

Got. Refer to the upper post called EzyPay Plus.

EzyPay is only available for participating merchants but not for EzyPay Plus.

This post has been edited by David83: Apr 18 2011, 02:22 PM

just check maybank2u notice there's 2 new card added MBB2 amex and mastercard ..

Oh thanks, missed out your post.
But *gulp* 9% interest.
DA is much lower.

I'll continue using DA for this kind of purchase. Maybankard for normal purchase.

This post has been edited by fruitie: Apr 18 2011, 02:34 PM

hope to get the 10k TP will be in by then

Yes. MBB is a blood sucker!

I was wondering the same thing too.

Took beyond86's advice and called the CS. In my case, my statement's date is on the 24th of every month (the statement date varies from one individual to another). So, I will have 20 days after the statement date to pay off the amount.

Oh ya, I forgot to ask the CS just now. Is it possible to clear off the amount before the statement date (in my case, before the 24th)? Is it advisable? Have anyone tried it before? if yes, what will the outstanding amount? RM 0.00?

Another thing is, let's say I have paid the amount on the 26th, how long does it usually take for the system to update this? Through online banking, for instance.

This post has been edited by fuu: Apr 18 2011, 09:47 PM

My statement is 28th every month, but im always fully settle the outstanding balance before 28th, sometime even paid more than outstanding balance.
I paid over counter, it updated in M2U immediately

I see. That's good. I wanted to do that, but not sure if can or not. Thanks for the clarification.
In that case, does your statement appear as RM 0.00? If you sometime pay more than the outstanding balance, does it appear as -RMx.xx?
Just curious.

ya, appeared RM0.00 if pay exact the outstanding bill, if pay more appeared -RMx.xx

Yes. You can clear your outstanding before the statement date but i don't get why do you want to do that. The bank is generous enough to give you 20 days counting from then statement date for you to settle your outstanding balance. So, why not take advantage of it ? I always pay like 2-3 days before the due date


It depends on the 26th for that particular month falls on which day and is the next day a public holiday ? And also the time you transferred the money out through online banking, whether you did that before the bank's cut-off time or after. You can learn more about Interbank GIRO (IBG) in this thread.

get the card on last week..so far happy with it

Well, previously I was swiping my cards happily. And the amount of money in my savings account still untouched. So, I keep thinking I have that amount of money. Then, each time I swipe the card, I have to keep in mind that I still have this much of actual amount after deduction, so I do not overspend and put myself in debt. That is why I thought of settling it earlier. Not a good idea?

Alright, I will refer to the IBG thread. Thanks for the info.

As long as you spend within your means, you don't need to keep looking at your bank account balance.
Are you a shopping maniac?

Ahem, first time cc user ma that's why feel excited.

Nope, I am not (because I can't afford to be a shopping maniac), although sometimes very tempted But, I will try to get it off my mind by walking around the shopping centre. After the temptation had subsided, then I am safe, haha.

Oh oh, I feel regret now.

How does the 20 days take into calculation?
For e.g., my current CIMB DA's due date is every month's 3rd, I usually pay on the 28th or 29th using GIRO, that's why I have to pay earlier to avoid any late payment. I can buy a stuff on the 24th and it is only reflected on 27th but I can pay it in the following month's 28th or 29th. I didn't get any penalty though, is this how the calculation works?

Your statement date should be around 12th - 16th every month right ? Transactions made on the 24th are to be billed to the next statement, which is why you there is no interest for this as long as you make the payment in full and on-time before the next due date.

Cool! Got it! OK, I'll just forget about this 20-day thingy, kinda confused me at one point of time. My understanding was correct earlier.
Yes, it is billed every month's 13th if I'm not mistaken.
So put it in a simple way, as long as I pay before 3rd, then I'll be safe eh?

Just make sure you make full payment (preferably) or the minimum amount as stated in your monthly statement before the due date, which is also stated clearly in your monthly statement then yeah, you'll be safe

This post has been edited by MilesAndMore: Apr 19 2011, 02:47 AM