Thanks. On second thought, I am still wondering whether to get OCBC Tita card. Most of my spending is on weekends. For weekdays, I never do grocery shopping. I do pump petrol during weekdays but my petrol bill is low and also, if I use Maybankard 2 Amex, I will get equivalent of 2.5% in points. Sometimes, I do have fancy meals at hotels or restaurants in the weekdays. Do I get 5% cash back for all of them like Maybankard 2? Did I miss out anything?

Thanks

OCBC or Maybank is better?

Get both....

Every month, my OCBC Titanium 5% discount cap is fully utilised.

Maybankard 2 Amex, not many places accept it other than use it to pump petrol at weekend.

So, the rest of utilities bill, I paid them using SBC Business Platinium 0.5% nia + Points.

Which cc has better choice to use after OCBC?

citibank cashback platinum, 5% on petrol, rm30 cap

is the online application efficient, how fast usually does it take to be approved if applied via their website?

i'd say application via email is quite fast. it takes about 10 days, from the date forms emailed till the date received the card.

did they call u after the application for confirmation?
coz i just faxed my form and ic copy, so far no confirmation yet...

anyone paid with their unifi bill and got 5% rebate?? can i do auto pay for unifi?


This post has been edited by janson_kaniaz: Apr 11 2011, 08:29 PM

pls check ur statement if u have made the 0% balance transfer to your OCBC Titanium.

I did mine last month. transfer 5k, retail spending 1k, make payment 1.2k before due. today statement got interest charge ~rm10. call the call center to check & they told me the system calculate my 5k transferred as normal spending & charge accordingly, which is not rite. so, they will cancel the interest charge.

will update once the interest being revoke.

yes. they called for confirmation. you can follow up the status few days after you faxed over the documents.


i'm thinking of doing the BT... your incident has stopped me from proceeding. Pls share with us on the interest revoke. tks

Langkawi Saga Duty Free Shop @kuah - 5% rebate
Langkawi DFZ & Wawasan @P.Cenang - 1% rebate

Sometimes paying cash gives better discount eg. 1 litre Bailey only RM49 cash but rm60 if using CC.


This post has been edited by MGM: Apr 12 2011, 02:45 PM

This is the problem when credit card and BT share the same account in view of the payment hierarchy. The best is BT with CIMB/DA, where a separate BT account will be purposely opened so that payment for BT and credit card will not be messed up.

Baskin Robbin, bangsar - 5% rebate
Fah Lian Herbs & Food, OUG - 5% rebate

My application (a few weeks ago) was not being processed after my CC copy failed to fax through. At the same time, received my MBB2 and didnt re-fax. Now contemplating to apply again since Amex isnt widely received and can only be used on weekends.

1. Taking KFC as an example, Why is it necessary to list the location at 1st post? In the event where we get 1% instead of 5%, isnt it a clear cut case that KFC is under dining?

2. What are the MCC codes for? Please tell me that we dont have to remind the cashierto key in the specific code?

Thanks

same thing happen to me
interest charge rm10
will call them tommorow


wta: izzit the 5% rebate capped to rm50 only?

Yes, capped to RM50 monthly.

damnn i tot was yrly cap rm600

wasted last month spend 7k wasted

why you never read my articles in my blog. I keep repeating that OCBC cash back capped at RM50 month.

If you spend so much in a month, read my article on Maybankard 2 cards below where I did a comparison vs OCBC Titanium Master Card.

http://creditcardsmalaysia.blogspot.com/20...an-express.html

@Human Nature:
1. There are cases such as Carrefour Tropicana City Mall gets 1% rebate eventhough it's should be under Grocery.

2. The MCC code is programmed into the EDC terminal by merchant bank. The cashier wont know the MCC.

Thanks. Once I succesfully get the card, I can contibute for eligible places in melaka

---

Added on April 12, 2011, 10:10 pmCant seem to recall this on their offer previously, sounds good:



This post has been edited by Human Nature: Apr 12 2011, 10:10 PM