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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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numerical
post Apr 12 2011, 11:59 PM

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got snail mail from OCBC --> rejected... mad.gif

thesoothsayer
post Apr 13 2011, 07:22 AM

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QUOTE(Gen-X @ Apr 12 2011, 09:20 PM)
why you never read my articles in my blog. I keep repeating that OCBC cash back capped at RM50 month.

If you spend so much in a month, read my article on Maybankard 2 cards below where I did a comparison vs OCBC Titanium Master Card.

http://creditcardsmalaysia.blogspot.com/20...an-express.html
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Good post. Think I'll switch my Citibank Cashback Platinum for a Maybank 2 Amex card soon.
MilesAndMore
post Apr 13 2011, 09:02 AM

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Places in Kota Kinabalu that can get 5% cash back from OCBC Titanium MasterCard.
- SESB (Sabah Electric) via OCBC Online
- Astro via OCBC Online
- TM via TMOnline
- Upperstar Cafe (Lintas Branch)
- Equatorial Restaurant Tanjung Aru Plaza
Human Nature
post Apr 13 2011, 09:09 AM

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QUOTE(MilesAndMore @ Apr 13 2011, 09:02 AM)
Places in Kota Kinabalu that can get 5% cash back from OCBC Titanium MasterCard.
- SESB (Sabah Electric) via OCBC Online
- Astro via OCBC Online
- TM via TMOnline
- Upperstar Cafe (Lintas Branch)
- Equatorial Restaurant Tanjung Aru Plaza
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Question: For payment using OCBC online banking system, do you need to hold a SACA or just the CC is sufficient? thanks
MilesAndMore
post Apr 13 2011, 09:13 AM

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QUOTE(Human Nature @ Apr 13 2011, 09:09 AM)
Question: For payment using OCBC online banking system, do you need to hold a SACA or just the CC is sufficient? thanks
Just the credit card will do.

chemistry
post Apr 13 2011, 10:39 AM

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QUOTE(Human Nature @ Apr 13 2011, 09:09 AM)
Question: For payment using OCBC online banking system, do you need to hold a SACA or just the CC is sufficient? thanks
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OCBC Credit card holders can access to OCBC ONLINE, but can only pay to selected payees.
For instance, if you try to pay TM bill using credit card account, you will be declined and cannot proceed.
prempenang
post Apr 13 2011, 11:06 AM

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QUOTE(chemistry @ Apr 13 2011, 10:39 AM)
OCBC Credit card holders can access to OCBC ONLINE, but can only pay to selected payees.
For instance, if you try to pay TM bill using credit card account, you will be declined and cannot proceed.
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cant pay tmbill?
so inconvinient like this sad.gif
donpapachino
post Apr 13 2011, 11:07 AM

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QUOTE(zcatz @ Apr 12 2011, 11:14 AM)
pls check ur statement if u have made the 0% balance transfer to your OCBC Titanium.

I did mine last month. transfer 5k, retail spending 1k, make payment 1.2k before due. today statement got interest charge  ~rm10. call the call center to check & they told me the system calculate my 5k transferred as normal spending & charge accordingly, which is not rite. so, they will cancel the interest charge.

will update once the interest being revoke.
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i also did BT & i didnt know the above, until i check my statement.

february, retail 377, paid 450, march statement comes, retail interest kena 2.84

march, retail 596, paid 650, april statement, rebate on interest paid -1.42, monthly interest 0.02 & 7.27. (wonder why got 2 lines of interest & rebate on interest??)
QUOTE(prempenang @ Apr 12 2011, 08:42 PM)
same thing happen to me
interest charge rm10    vmad.gif
will call them tommorow
wta: izzit the 5% rebate capped to rm50 only?
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u called already?
TSronnie
post Apr 13 2011, 11:11 AM

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QUOTE(donpapachino @ Apr 13 2011, 11:07 AM)
i also did BT & i didnt know the above, until i check my statement.

february, retail 377, paid 450, march statement comes, retail interest kena 2.84

march, retail 596, paid 650, april statement, rebate on interest paid -1.42, monthly interest 0.02 & 7.27. (wonder why got 2 lines of interest & rebate on interest??)

u called already?
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Rebate interest is the current promo of 50% interest rebate for OCBC Titanium until July 2011
donpapachino
post Apr 13 2011, 11:17 AM

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QUOTE(ronnie @ Apr 13 2011, 11:11 AM)
Rebate interest is the current promo of 50% interest rebate for OCBC Titanium until July 2011
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yup, but how come got charged retail interest in the first place. very confused already on how the BT works.

so far tried pizza hut giant BK5 & secret recipe alor star (pacific) confirm 5% rebate. biggrin.gif
prempenang
post Apr 13 2011, 11:20 AM

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no
i not yet call
waiting for statement first

i saw online on the interest charged

if they dont refund, i will cancell teh card immidiately
andy_lyy
post Apr 13 2011, 11:26 AM

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huhu... DA BT no problem at all.... i applied 3 times in a row for 3 months... it is approved in few days.. no interested charged~~ tis month getting 4th~~ hehe..
donpapachino
post Apr 13 2011, 11:37 AM

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QUOTE(prempenang @ Apr 13 2011, 11:20 AM)
no
i not yet call
waiting for statement first

i saw online on the interest charged

if they dont refund, i will cancell teh card immidiately
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sure can settle, but takes time.

if cancel, then all the BT done how? unsure.gif

QUOTE(andy_lyy @ Apr 13 2011, 11:26 AM)
huhu... DA BT no problem at all.... i applied 3 times in a row for 3 months... it is approved in few days.. no interested charged~~ tis month getting 4th~~ hehe..
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no cimb cc, but maybe can keep spare; just for their BT. long-term maybe worth to pay rm50 GST just to utilise their BT. hmm.gif
andy_lyy
post Apr 13 2011, 11:49 AM

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CIMB DA 0% BT is available for limited time. are you sure you wanna keep it?

i m gonna to cut it if no better promotion although just upgraded to platinum~
janson_kaniaz
post Apr 13 2011, 12:04 PM

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may i know wats the BT tat u guys are talking about? how come they charged u guys?
donpapachino
post Apr 13 2011, 12:08 PM

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QUOTE(janson_kaniaz @ Apr 13 2011, 12:04 PM)
may i know wats the BT tat u guys are talking about? how come they charged u guys?
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ocbc 0% for 6 months promo. its not really 0%, as long as u pay ur retail spending in full, technically it should be 0% for 6 months. then the BT pay a bit.

but we guys here, even when we pay retail in full, still got charged. so there must be 'other' t&c not disclosed or misleading or simply their mistake. unsure.gif
Human Nature
post Apr 13 2011, 01:51 PM

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Since this card ia bascially 'useless' after spending RM1000 assuming all 5% rebate transaction, what is the CL that comes with your card?
MilesAndMore
post Apr 13 2011, 03:09 PM

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QUOTE(prempenang @ Apr 13 2011, 11:06 AM)
cant pay tmbill?
so inconvinient like this sad.gif
www.tmonline.com.my


QUOTE(Human Nature @ Apr 13 2011, 01:51 PM)
Since this card ia bascially 'useless' after spending RM1000 assuming all 5% rebate transaction, what is the CL that comes with your card?
A few thousands only.

This post has been edited by MilesAndMore: Apr 13 2011, 03:11 PM
Gen-X
post Apr 13 2011, 04:00 PM

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QUOTE(MilesAndMore @ Apr 13 2011, 03:09 PM)
www.tmonline.com.my
A few thousands only.
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A few thousand can be 3K to 100K tongue.gif
MilesAndMore
post Apr 13 2011, 04:08 PM

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QUOTE(Gen-X @ Apr 13 2011, 04:00 PM)
A few thousand can be 3K to 100K  tongue.gif
Less than Ten Thousand to be precise biggrin.gif


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