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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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Human Nature
post Jul 6 2011, 10:44 PM

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OCBC online can pay TNB and astro bill biggrin.gif
yhanwong
post Jul 6 2011, 11:04 PM

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get my card last week. rclxms.gif potongkan the citi cash back plat d.. cool2.gif

here some quick review
1. card is nice colour tone. and its shape also.
2. today get the pin and login to OCBC Online. shocking.gif omg.. what interface is this.. damm sucks and old fashion design. damm confusing also. rclxub.gif (compared to Citibank online banking really good)
3. seriously dont like the OTP when sign in. i get delay on receiving OTP via sms. worst longest is 20minute. whereby it also expired the OTP when i use it. doh.gif need to request again.. sigh~


after read all 26 pages, found out that can't pay using CC for TM bill via OCBC online. kinda like shakehead.gif


quick question.

i am a lazy person, and i do auto debit / auto pay for my pass credit card. which is convince and never have problem.

TM bill - OCBC online? ( this can solve by using autopay, detail here TM autopay
Maxis - Ebilling? << ( can i set it as auto debit at maxis webpage and still enjoy the 5%?)

any auto debit for below?
syabas - OCBC online
TNB - OCBC online

rclxub.gif hassle on changing all autodebit from citibank to ocbc..

This post has been edited by yhanwong: Jul 6 2011, 11:08 PM
chemistry
post Jul 6 2011, 11:15 PM

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QUOTE(shoduken @ Jul 6 2011, 10:40 PM)
huh?? only savings/current account? omg this is retarded.

my online banking on eonbank, citibank and mbf credit card all can pay any bills regardless. how come ocbc like that?
*
well, other banks like HLB and CIMB totally disable credit card from making bill payment, aren't they even worse?
If you wanna pay TM bills, you may register at www.tmonline.com.my and make payment there.


Added on July 6, 2011, 11:20 pm
QUOTE(yhanwong @ Jul 6 2011, 11:04 PM)
TM bill - OCBC online?  ( this can solve by using autopay, detail here TM autopay
Maxis - Ebilling?  << ( can i set it as auto debit at maxis webpage and still enjoy the 5%?)

any auto debit for below?
syabas - OCBC online 
TNB - OCBC online
*
for TM bills, make sure you subscribe to autopay via TM , not OCBC PayMaster.
Others I don't know coz I don't do autopay with these merchants.

This post has been edited by chemistry: Jul 6 2011, 11:20 PM
Human Nature
post Jul 7 2011, 12:10 AM

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QUOTE(yhanwong @ Jul 6 2011, 11:04 PM)
3. seriously dont like the OTP when sign in. i get delay on receiving OTP via sms. worst longest is 20minute. whereby it also expired the OTP when i use it.  doh.gif  need to request again.. sigh~
From my experience, OCBC is the best when it comes to sending SMS OTP, always within 1 minute. If you dont pefere SMS OTP, there are 2 other choices. Refer here:

FAQ Q4
https://www.ocbc.com.my/personal-banking/ma...ALogin20102.pdf
staind
post Jul 7 2011, 07:18 AM

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» Click to show Spoiler - click again to hide... «


Somebody did mentioned that you can pay TM bills using UOB Payonline. I just tried it yesterday.
yhanwong
post Jul 7 2011, 08:23 AM

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QUOTE(staind @ Jul 7 2011, 07:18 AM)
» Click to show Spoiler - click again to hide... «


Somebody did mentioned that you can pay TM bills using UOB Payonline. I just tried it yesterday.
*
yes, i know UOB payonline can. but i prefer is auto debit/auto pay those. as i am lazy to pay bill 1 by 1. i just cross check when statement come.
yhanwong
post Jul 7 2011, 08:37 AM

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QUOTE(Human Nature @ Jul 7 2011, 12:10 AM)
From my experience, OCBC is the best when it comes to sending SMS OTP, always within 1 minute. If you dont pefere SMS OTP, there are 2 other choices. Refer here:

FAQ Q4
https://www.ocbc.com.my/personal-banking/ma...ALogin20102.pdf
*
hi, maybe this is my first time bad experience with ocbc.
the problem is the delay.. the sms is delay. not i dun prefer sms OTP.


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ks98
post Jul 7 2011, 08:41 AM

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QUOTE(yhanwong @ Jul 7 2011, 08:23 AM)
yes, i know UOB payonline can. but i prefer is auto debit/auto pay those.  as i am lazy to pay bill 1 by 1. i just cross check when statement come.
*
For my case, i registered auto-pay for my TM bill and still get the 5% case rebate from OCBC. Of course, the RM2 TM rebate (what a stingy rebate scheme from TM).


Added on July 7, 2011, 8:43 am
QUOTE(yhanwong @ Jul 7 2011, 08:37 AM)
hi, maybe this is my first time bad experience with ocbc.
the problem is the delay.. the sms is delay. not i dun prefer sms OTP.
*
so far, i don't face the delay problem. Almost get it immediately.

This post has been edited by ks98: Jul 7 2011, 08:43 AM
ruztynail
post Jul 7 2011, 10:00 AM

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i get the sms OTP quite immediately also.
ubuntu
post Jul 7 2011, 10:09 AM

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QUOTE(yhanwong @ Jul 7 2011, 08:37 AM)
hi, maybe this is my first time bad experience with ocbc.
the problem is the delay.. the sms is delay. not i dun prefer sms OTP.
» Click to show Spoiler - click again to hide... «
I have the same experience too, delay only happen at night time. If you use their internet banking at day time, it won't have such problem.
yflai1
post Jul 7 2011, 10:10 AM

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Past week or so has been experiencing delays in the SMS OTP as well. Just ask for another one, and it will immediately send.

QUOTE(ruztynail @ Jul 7 2011, 10:00 AM)
i get the sms OTP quite immediately also.
*
TSronnie
post Jul 7 2011, 10:13 AM

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QUOTE(yhanwong @ Jul 7 2011, 08:37 AM)
hi, maybe this is my first time bad experience with ocbc.
the problem is the delay.. the sms is delay. not i dun prefer sms OTP.
*
Care to share which Telco ? I bet it's Digi, right ?
MGM
post Jul 7 2011, 11:55 AM

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QUOTE(ronnie @ Jul 7 2011, 10:13 AM)
Care to share which Telco ? I bet it's Digi, right ?
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I am using DIGI and I always get the OTP after a few seconds.
andyfriends
post Jul 7 2011, 12:05 PM

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after a long wait, finally got the 1k cash prize which i wont credited into my acc, since may.

milentechie
post Jul 7 2011, 02:22 PM

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QUOTE(MGM @ Jul 7 2011, 11:55 AM)
I am using DIGI and I always get the OTP after a few seconds.
*
Same here. I am on 016. Usually, I got it in a few seconds. Never happened to me before until this morning.

I experienced the lag > 10-15 mins, still no OTP sent out from OCBC even after I requested a few times. sad.gif

Same thing also happened to me when I was using Maybank2U a few hours ago. sad.gif


This post has been edited by milentechie: Jul 7 2011, 06:13 PM
yhanwong
post Jul 7 2011, 03:21 PM

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QUOTE(ronnie @ Jul 7 2011, 10:13 AM)
Care to share which Telco ? I bet it's Digi, right ?
*
maxis postpaid here.. running on 2g network full bar.. haha


i dun think is nighttime or daytime issue. cause just now 11am i try. also same. sms come after 30minte.. shocking.gif late 30min~ rclxub.gif
aeiou228
post Jul 7 2011, 04:07 PM

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Maxis postpaid user here and sometimes slow sometimes fast. If more then 1 min not received just click the resend button. Usually you will receive 2 OTP within few secs. Use the latest one.
TSronnie
post Jul 7 2011, 04:10 PM

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Tonight there's scheduled maintenance on OCBC Internet Banking site. Maybe they are fixing the problem.

My 2 OTP came from +6014.... number instead of the normal 6xxxx
apalumau
post Jul 7 2011, 04:47 PM

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actually how do we earn the cash rebate for utility ??

my internet banking wont allow me to open payee account =.=
do we just have to go to the TNB/tmnet counter to pay via cc ?
lingling
post Jul 7 2011, 04:47 PM

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Anybody know is TM autopay RM2-Rebate applicable for pure streamyx bill (not including phone bill) or not ?
my phone bill and streamyx bill is separated to 2 statement

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