Just want to confirm here, any websites like groupon that are using ipay88 as the payment gateway, if it is dining related, u can get 5%

This post has been edited by gerrardling: Nov 14 2011, 09:10 AM

Hi, just to share my thought. If u have both MBB Amex and ocbc titanium and u r doing groceries/petrol on weekends, u might as well use Amex becoz
1. Amex is not widely accepted, whereas ocbc titanium is. It's better to max out ur Amex rebate 1st rather than ocbc
2. For Amex u got 5% rebate + 5tp, which translated itself as 2.5% rebate in the basis that for 2000tp u can redeem a rm10 voucher on selected merchants. Ocbc titanium only 5% rebate.

TM told me the rebate is RM2. OCBC claimed that phone utility bill rebate is 5%. How did you get RM6 from Citi Bank? Which types of credit card?

Tq

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Added on November 14, 2011, 10:59 amI get my spouse to apply for it since her spending is not that high and I will max rebate from both cards


This post has been edited by gsc: Nov 14 2011, 10:59 AM

5% rebate for Kenny Rogers 1-Utama.

ALL dining place will get u 5% rebate

not really. it still depends on their registered code eg. hagen diaz.

if we reg our titanium card for autobilling via digi (not ocbc online) will we get the 5%?

if we reg for autobilling via ocbc online do we still get rm5 rebate from digi & bonuslink pts?

Sorry for late reply. I got the call last Thursday. I'll call OCBC CS tomorrow to verify then

For Penang folks,

5%:
Baskin Robbins (Sg Dua)
Sushi King (E-Gate)


@Ronnie,
want to update to your first thread?

This post has been edited by sam240: Nov 14 2011, 10:44 PM

yeah..agreed with your thoughts. just that for the last month, i have maxed out MBB amex, dat is why i chose titanium to pay for carrefour.

mana tau, only 1% rebate. if use the amex at least i have 2.5% rebate in term of TP dang...

Give em a call and inquire.

beside amex, is OCBC 1% cash rebates for other purchases are considered highest compare to other credit cards

no. SCB just one Titanium offer much higher cash rebate value. But that card no longer accept application already. HLB offer the same 1% uncapped

This post has been edited by gerrardling: Nov 15 2011, 02:11 PM

The 1% is cap together with the 5% up to RM50 per month.

I applied OCBC titanium card using their terminal beside the ATM, I am very impressed by their efficiency. The card was approved instantly with the credit stated on the computer screen.

I also applied MB 2 Amex card but give up. Even with my current approved credit card from other Bank, May Bank need documents.

Credit card ? Approved instantly ? That's news to me.


Many banks no longer accept existing card as reference for new application. Starting from next year, all banks will do the same by insisting you to submit your income document.

Is that terminal at OCBC HQ ?

i see..that's why they didn't take my citi card for application.
Just email them my tm bill and now my card is on the way..

time to switch some of my bills to OCBC..

I applied in Penang, OCBC Bishop Street. I was surprised too to read from the screen....something like
"your application is successful and your credit limit is xxxxx..." The card was delivered to me in less than a week after the OCBC staff called me to confirm address etc

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Added on November 15, 2011, 3:00 pmI applied in Penang, OCBC Bishop Street.

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Added on November 15, 2011, 3:03 pmIf they need income document then those credit card promoters in the shopping mall will be out of biz.....very much prefer using existing card as reference

This post has been edited by gsc: Nov 15 2011, 03:03 PM

You dont have to furnish any income documents, or you already have saving/current account with them?