Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
125 Pages « < 50 51 52 53 54 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

views
     
TSronnie
post Nov 3 2011, 12:01 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(echoesian @ Nov 2 2011, 11:17 PM)
How come OCBC online cannot pay TM bill? It says only applicable to Credit Card Holders? What does it mean?
*
You got it the other around.
TM Bill can be paid using CASA only ... OCBC Credit Card cannot be use for TM Bill payment.
Alternative is to pay via TM Online or go to your nearest TMPoint
Ah hao
post Nov 3 2011, 11:13 AM

Regular
******
Senior Member
1,619 posts

Joined: Sep 2005
Please advice me getting which card is better for my scenario...

Considering OCBC Titanium and MBB DUO card. Any other card is welcome too.

1. I spend on CC <1k per month.

2. I spend through out the week, not mostly weekend.

3. I only have bank account in MBB, it mean i need to pay RM2 for paying OCBC bills online,through maybank2u.

4. I won't bring 2 CC out even if i apply MBB Duo, i will bring AMEX only(due to more TP) ,i don't like to bring so many cards out.



gerrardling
post Nov 3 2011, 11:16 AM

6 STARS
******
Senior Member
1,684 posts

Joined: Apr 2008


QUOTE(Ah hao @ Nov 3 2011, 11:13 AM)
Please advice me getting which card is better for my scenario...

Considering OCBC Titanium and MBB DUO card. Any other card is welcome too.

1. I spend on CC <1k per month.

2. I spend through out the week, not mostly weekend.

3. I only have bank account in MBB, it mean i need to pay RM2 for paying OCBC bills online,through maybank2u.

4. I won't bring 2 CC out even if i apply MBB Duo, i will bring AMEX only(due to more TP) ,i don't like to bring so many cards out.
*
what are the items u spend on ? just apply for both cards. bring OCBC on weekday, AMEX on weekend. you can OCBC credit card payment using their CDM
Ah hao
post Nov 3 2011, 11:21 AM

Regular
******
Senior Member
1,619 posts

Joined: Sep 2005
QUOTE(gerrardling @ Nov 3 2011, 11:16 AM)
what are the items u spend on ? just apply for both cards. bring OCBC on weekday, AMEX on weekend. you can OCBC credit card payment using their CDM
*
mostly food (3-400) and petrol(200) , movie, tm,utilities bills smile.gif

i am not considering both, as my spending is not much, cant reach the cap i guess.

No OCBC bank near my house, 45minits drive maybe sweat.gif
gerrardling
post Nov 3 2011, 11:24 AM

6 STARS
******
Senior Member
1,684 posts

Joined: Apr 2008


QUOTE(Ah hao @ Nov 3 2011, 11:21 AM)
mostly food (3-400) and petrol(200) , movie, tm,utilities bills  smile.gif

i am not considering both, as my spending is not much, cant reach the cap i guess.

No OCBC bank near my house, 45minits drive maybe  sweat.gif
*
in this case, MBB 2 cards is more suitable for u. For utilities bills, you can do auto debit to AMEX
Ah hao
post Nov 3 2011, 11:29 AM

Regular
******
Senior Member
1,619 posts

Joined: Sep 2005
QUOTE(gerrardling @ Nov 3 2011, 11:24 AM)
in this case, MBB 2 cards is more suitable for u. For utilities bills, you can do auto debit to AMEX
*
auto debit charge ? normally charge rm2 right ?

actually i don like the idea of TP, i prefer cash back, thats y i am in a dilemma...

and plus i not spending mostly on weekend, it make me draw back for MBB duo...



This post has been edited by Ah hao: Nov 3 2011, 11:31 AM
zenquix
post Nov 3 2011, 11:53 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008


this is better suited in the card recommendations thread. However even if you take up the MBB Duo card, you will need to take the Mastercard along as not all places accept Amex.


Added on November 3, 2011, 11:54 am
QUOTE(Ah hao @ Nov 3 2011, 11:29 AM)
auto debit charge ? normally charge rm2 right ?

actually i don like the idea of TP, i prefer cash back, thats y i am in a dilemma...

and plus i not spending mostly on weekend, it make me draw back for MBB duo...
*
Auto-debit has no charge.

If you don't like the flexibility of points, I would just suggest you take the OCBC card and use it like any generic card (swap everything) without taking into account whether the rebate is 1% or 5%.

This post has been edited by zenquix: Nov 3 2011, 11:54 AM
echoesian
post Nov 3 2011, 01:49 PM

Look at all my stars!!
*******
Senior Member
3,294 posts

Joined: Dec 2005


MBB 2 is better than OCBC Titanium but it is only good on weekends
TSronnie
post Nov 3 2011, 02:23 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(echoesian @ Nov 3 2011, 01:49 PM)
MBB 2 is better than OCBC Titanium but it is only good on weekends
*
Both has its own pro and con... that why I have both cards smile.gif
sam240
post Nov 3 2011, 03:31 PM

Look at all my stars!!
*******
Senior Member
3,657 posts

Joined: Jan 2003


QUOTE(Ah hao @ Nov 3 2011, 11:21 AM)
mostly food (3-400) and petrol(200) , movie, tm,utilities bills  smile.gif

i am not considering both, as my spending is not much, cant reach the cap i guess.

No OCBC bank near my house, 45minits drive maybe  sweat.gif
*
You almost has same of my needs and situation, so I choose OCBC and will pay using online transfer from my CIMB (charge 50cent or RM1). Even you transfer from MBB will charge RM2, but when you use about RM500 to get 1% cash rebate, which mean you will get RM5 cash rebate for this amount (assume all are 1%), then you MBB charge you RM2, at the end you still get cash rebate RM3....haha... sweat.gif You still get cash rebate.... cool2.gif

This post has been edited by sam240: Nov 3 2011, 03:32 PM
Ah hao
post Nov 3 2011, 06:57 PM

Regular
******
Senior Member
1,619 posts

Joined: Sep 2005
QUOTE(sam240 @ Nov 3 2011, 03:31 PM)
You almost has same of my needs and situation, so I choose OCBC and will pay using online transfer from my CIMB (charge 50cent or RM1). Even you transfer from MBB will charge RM2, but when you use about RM500 to get 1% cash rebate, which mean you will get RM5 cash rebate for this amount (assume all are 1%), then you MBB charge you RM2, at the end you still get cash rebate RM3....haha...  sweat.gif  You still get cash rebate....  cool2.gif
*
ya, i decided to choose OCBC now nod.gif

don;t like the MBB weekend cashback, i spend most on weekday sweat.gif

and i don want bring so many cards out also, Mastercard settle all biggrin.gif

will go apply tomorrow, hope everything smooth this time wink.gif

btw, 1% discount for movie tickets ? (online or counter?)
MilesAndMore
post Nov 3 2011, 08:26 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008


QUOTE(Ah hao @ Nov 3 2011, 06:57 PM)
btw, 1% discount for movie tickets ? (online or counter?)
Yes. Both.

ccmd
post Nov 3 2011, 08:32 PM

New Member
*
Junior Member
32 posts

Joined: Jun 2010
Have anyone received a call from OCBC asking whether our income is still above RM3000 and wanted us to fax our payslip to them? The caller said it was due to BNM's new ruling, so they had to check whether our credit limit is within 2x the salary. Also told me to fax/email the payslips for the past 3 months.

The number used was 03-27279500.

Haven't had the chance to call their hotline to ask.
echoesian
post Nov 4 2011, 12:11 AM

Look at all my stars!!
*******
Senior Member
3,294 posts

Joined: Dec 2005


QUOTE(ronnie @ Nov 3 2011, 02:23 PM)
Both has its own pro and con... that why I have both cards smile.gif
*
Yes, unless every month you have max out the RM50 limit with OCBC Titanium.
TSronnie
post Nov 4 2011, 12:25 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(echoesian @ Nov 4 2011, 12:11 AM)
Yes, unless every month you have max out the RM50 limit with OCBC Titanium.
*
Unfortunately I do max out every month... so sad not enough rebates.
Ah hao
post Nov 4 2011, 10:36 AM

Regular
******
Senior Member
1,619 posts

Joined: Sep 2005
do u guys/girls know any company that provides rebate for auto billing ?

i only know digi have such things, but my relatives tell me telekom(rm4 rebates, don't know true or not...) and many others have such rebates too, any idea ?
TSronnie
post Nov 4 2011, 10:57 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(Ah hao @ Nov 4 2011, 10:36 AM)
do u guys/girls know any company that provides rebate for auto billing ?

i only know digi have such things, but my relatives tell me telekom(rm4 rebates, don't know true or not...)  and many others have such rebates too, any idea ?
*
TM does offer RM2 rebate per TM service if you opt for Autobilling via TMPoint (not thru OCBC)
echoesian
post Nov 4 2011, 05:00 PM

Look at all my stars!!
*******
Senior Member
3,294 posts

Joined: Dec 2005


QUOTE(ronnie @ Nov 4 2011, 12:25 AM)
Unfortunately I do max out every month... so sad not enough rebates.
*
even though u max out every month but u also need to pay the RM50 GST but anyhow it's just for one time per year
DM3
post Nov 4 2011, 05:01 PM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
u guys receive sms frm ocbc on spending 5k to get 500 cash back?
almost every mth i receive it
shiroikun
post Nov 4 2011, 05:12 PM

Regular
******
Senior Member
1,168 posts

Joined: Jun 2006


QUOTE(DM3 @ Nov 4 2011, 05:01 PM)
u guys receive sms frm ocbc on spending 5k to get 500 cash back?
almost every mth i receive it
*
what is the T&C? first come first serve like SCB bill payment event?

125 Pages « < 50 51 52 53 54 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0218sec    0.25    6 queries    GZIP Disabled
Time is now: 30th November 2025 - 07:58 AM