QUOTE(vaio pavilion @ Mar 10 2011, 08:31 AM)
oh craps that doesnt sound good... its into civic range! -= myforte - naza kia forte owners club =- V10, Leaves You Speechless
-= myforte - naza kia forte owners club =- V10, Leaves You Speechless
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Mar 10 2011, 08:38 AM
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Newbie
9 posts Joined: Jan 2010 |
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Mar 10 2011, 08:45 AM
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Senior Member
1,258 posts Joined: Aug 2008 From: PJ KL KCH |
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Mar 10 2011, 11:29 AM
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Senior Member
1,938 posts Joined: Jan 2003 From: http://blog.saimatkong.com |
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Mar 10 2011, 11:31 AM
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Junior Member
15 posts Joined: May 2005 |
QUOTE(limeuu @ Mar 10 2011, 08:32 AM) I see thanks. Based on picture 84k was the upper limit? 76k is just the sum epo wanted to insure la....Probably the nominal value is around 80k?If 2.0L really sell for 76k for after 1 year i think it's worth buying |
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Mar 10 2011, 02:40 PM
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Senior Member
892 posts Joined: Jan 2003 From: Sg Buloh |
QUOTE(limeuu @ Mar 9 2011, 11:34 PM) if based on the average value of 76k after 1 year, it is a drop on 15k.........which is about 17%........a bit more than the average 1st year depreciation of 15% ...... NO... actually i believe there's no relationship between amount insured & market price.it's up to us on how much we want to insured but normally insurance company not allowed it coz loss profit maaa... eg. if the car not accident for a year. remember no accident. if insured rm10k, premium paid = RM200, they'll get RM200 if insured rm80k, premium paid = RM1000, they'll get RM1000 so u want RM200 or RM1000...??? i put 68k coz don't want to pay high premium. but if u check market price for 2nd hand, the price will hover around 82k i also can insured 10k but pls bear in mind :- - if lost, they'll pay 10k only although market price is higher than that (tell me what car has a value 10k after 1 year...???) - if accident, they'll pay max up to 10k only, the extra u need to top-up also pls bear in mind, above only available via online. via counter may not applicable. u need to follow the amount they propose... QUOTE(ggeatweb @ Mar 10 2011, 11:31 AM) I see thanks. Based on picture 84k was the upper limit? 76k is just the sum epo wanted to insure la....Probably the nominal value is around 80k? meaning what? cheap or expensive?80-82k is the best... If 2.0L really sell for 76k for after 1 year i think it's worth buying |
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Mar 10 2011, 02:54 PM
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Junior Member
15 posts Joined: May 2005 |
QUOTE(epo @ Mar 10 2011, 02:40 PM) NO... actually i believe there's no relationship between amount insured & market price. Means if really 76k it is very cheap, since it is 2.0L.it's up to us on how much we want to insured but normally insurance company not allowed it coz loss profit maaa... eg. if the car not accident for a year. remember no accident. if insured rm10k, premium paid = RM200, they'll get RM200 if insured rm80k, premium paid = RM1000, they'll get RM1000 so u want RM200 or RM1000...??? i put 68k coz don't want to pay high premium. but if u check market price for 2nd hand, the price will hover around 82k i also can insured 10k but pls bear in mind :- - if lost, they'll pay 10k only although market price is higher than that (tell me what car has a value 10k after 1 year...???) - if accident, they'll pay max up to 10k only, the extra u need to top-up also pls bear in mind, above only available via online. via counter may not applicable. u need to follow the amount they propose... meaning what? cheap or expensive? Actually just pointing out to limeuu that probably 76k is not the real value. So based on your info, it's more closer to 82k la, makes sense. Forte still has some value |
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Mar 10 2011, 02:55 PM
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Junior Member
634 posts Joined: May 2005 |
Talking about renewing insurance, let me share my hot and fresh story from 10 minutes ago:
Got my car 2.0 last year (2010) March and want to renew my insurance and call Etiqa. The agent check my record and tell me: Sir, your policy expired in 24th March 2010. We cannot renew for you. Your policy actually started in year 2009 Has anyone of you got your Forte in year 2009? Don't diam diam la, share with me pls, hahahahah...I was really shocked End up, need to call Naza Kia hotline and ask them to settle this. The Naza lady will call Insurance company. Will continue the story later.... |
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Mar 10 2011, 03:19 PM
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Junior Member
290 posts Joined: Sep 2006 From: Kepong + KL |
QUOTE(twtang @ Mar 10 2011, 02:55 PM) Talking about renewing insurance, let me share my hot and fresh story from 10 minutes ago: wth...in my case , its different...during signing my final agreement with my SA, he asked me what insurance I want...and I take etiqa...so after 5 month waiting for my policy to arrive, suddenly RHB insurance came and not etiqa...I'm so speechless...Got my car 2.0 last year (2010) March and want to renew my insurance and call Etiqa. The agent check my record and tell me: Sir, your policy expired in 24th March 2010. We cannot renew for you. Your policy actually started in year 2009 Has anyone of you got your Forte in year 2009? Don't diam diam la, share with me pls, hahahahah...I was really shocked End up, need to call Naza Kia hotline and ask them to settle this. The Naza lady will call Insurance company. Will continue the story later.... This post has been edited by prominen: Mar 10 2011, 03:20 PM |
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Mar 10 2011, 03:22 PM
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Junior Member
76 posts Joined: Apr 2010 |
hahaha.. better deal with prisc.. by fortezens to fortezens..
but have cons la with her company.. not advisable for those with EWP to sign up with AIA. |
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Mar 10 2011, 03:24 PM
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Junior Member
290 posts Joined: Sep 2006 From: Kepong + KL |
those that applied EWP, what insurance do u guys recommend me to renew? currently mine is RHB...is Allianz ok? I want to sync it with EWP insurance easier...
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Mar 10 2011, 04:18 PM
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Newbie
0 posts Joined: Feb 2011 |
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Mar 10 2011, 04:27 PM
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Junior Member
408 posts Joined: Feb 2008 From: puchong |
hi all,
will be joining forte family soon... choose SX 1.6 .. haha.. |
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Mar 10 2011, 04:36 PM
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Senior Member
3,466 posts Joined: Jan 2003 From: PJ, Malaysia |
question...
when you pay the rest of downpayment? during signing the hire purchase agreement or after? basically once the HP agreement signed, how long is the process to get the car out from showroom? |
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Mar 10 2011, 05:05 PM
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Senior Member
586 posts Joined: Jan 2003 |
QUOTE(iZuDeeN @ Mar 10 2011, 04:36 PM) question... like my case..i pay the rest of the downpayment when i signed the HP agreement.when you pay the rest of downpayment? during signing the hire purchase agreement or after? basically once the HP agreement signed, how long is the process to get the car out from showroom? i collected the car abt 5 days after paying d full downpayment.. hope this help |
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Mar 10 2011, 05:15 PM
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Senior Member
3,466 posts Joined: Jan 2003 From: PJ, Malaysia |
k....thx
basically i can sign my HP either tomm or Monday and hopefully can get the car out by end of next week... actually got the loan approve from PB with 2.73% but waiting for Affin they say can give 2.68%..dunno when they can get it done |
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Mar 10 2011, 05:46 PM
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Senior Member
892 posts Joined: Jan 2003 From: Sg Buloh |
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Mar 10 2011, 06:32 PM
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Newbie
0 posts Joined: Feb 2009 |
Hello guys sorry this is abit out of topic
Mazda Rx-8 Year : 2004 Auto 4 Speed Bodykit included Silver (newly painted) Well maintained, 30k Mileage |
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Mar 10 2011, 06:49 PM
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Junior Member
171 posts Joined: Mar 2010 From: Perth, Western Australia |
Dang!! I wish i had that RX8...is a nice car..too bad, i cant owned it and maintain it...
This post has been edited by XionCity: Mar 11 2011, 02:05 AM |
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Mar 10 2011, 07:28 PM
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Newbie
9 posts Joined: Jan 2010 |
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Mar 10 2011, 07:29 PM
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Senior Member
1,258 posts Joined: Aug 2008 From: PJ KL KCH |
My final interest rate from Hong Leong turns out to be 2.69% for 5 years... Lol... Will need to wait until next week only can get my car...
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