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 Credit Card v14, Please read the 1st post before posting

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alexwsk
post Feb 23 2011, 05:04 PM

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QUOTE(chemistry @ Feb 23 2011, 04:58 PM)
hahaha,,this is true.
I was offered Visa Plat as well, just before the implementation of GST. Utilized it fully at GSC, help ppl buy tickets, I myself didn't watch often.
*
luckily najib told his brother the secret - change everyone's anni date to dec and upgrade them, else i thk CIMB will suffer the most. all direct access cards used to come in pairs of master and visa, i thk now most hold only the master

and i have terminated their cards twice, once more than 5 yrs ago and once in 2009 after the refuse to grant me plat. but by end of that yr, almost all became plat automatically sweat.gif


Added on February 23, 2011, 5:06 pm
QUOTE(cheahcw2003 @ Feb 23 2011, 05:00 PM)
Anyone knows abt the one time use credit or debit card that preload with $$?
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preloaded means debit card, go and ask at the debit card thread

This post has been edited by alexwsk: Feb 23 2011, 05:06 PM
chemistry
post Feb 23 2011, 05:10 PM

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QUOTE(alexwsk @ Feb 23 2011, 05:04 PM)
luckily najib told his brother the secret - change everyone's anni date to dec and upgrade them, else i thk CIMB will suffer the most. all direct access cards used to come in pairs of master and visa, i thk now most hold only the master

and i have terminated their cards twice, once more than 5 yrs ago and once in 2009 after the refuse to grant me plat. but by end of that yr, almost all became plat automatically sweat.gif


Added on February 23, 2011, 5:06 pm

preloaded means debit card, go and ask at the debit card thread
*
With the launch of GSC DEAL, I think Visa Plat will gain back some customers especially cinema kaki. The potential savings can be greater than Mastercard, if he/she uses the card everyday.
gerrardling
post Feb 23 2011, 05:22 PM

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QUOTE(chemistry @ Feb 23 2011, 04:55 PM)
At first I got DA Gold, then got upgraded after 1 year. I didn't ask for upgrade, it's the bank's decision.
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initially, what was ur CL when u get the card last time ?
makinglife
post Feb 23 2011, 05:24 PM

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maybank 2 card, any agent can offer better here? pls pm me
winner
post Feb 23 2011, 05:26 PM

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QUOTE(shado @ Feb 23 2011, 04:38 PM)
With annual income RM46k, i have these 2 in mind:
- Maybank2Cards
- OCBC Titanium
- Citibank Platinum (but i says RM48k min sweat.gif)

So, which one should I go for? Other cards recommendation is also welcome  icon_rolleyes.gif
*
Get the first 2 cards, it can't be wrong.


QUOTE(chemistry @ Feb 23 2011, 05:10 PM)
With the launch of GSC DEAL, I think Visa Plat will gain back some customers especially cinema kaki. The potential savings can be greater than Mastercard, if he/she uses the card everyday.
*
To me, my DA VI is useless except for BT. Until now, my DA VI's transaction remains zero. But I will still keep it for the 0% interest BT programme.
chemistry
post Feb 23 2011, 05:26 PM

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QUOTE(gerrardling @ Feb 23 2011, 05:22 PM)
initially, what was ur CL when u get the card last time ?
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When I first got DA GOLD, CL was 8K. After the upgrade, CL became 18K.
winner
post Feb 23 2011, 05:27 PM

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QUOTE(gerrardling @ Feb 23 2011, 05:22 PM)
initially, what was ur CL when u get the card last time ?
*
For your information, CIMB is very generous in granting high CL.
chemistry
post Feb 23 2011, 05:29 PM

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QUOTE(winner @ Feb 23 2011, 05:26 PM)
Get the first 2 cards, it can't be wrong.
To me, my DA VI is useless except for BT. Until now, my DA VI's transaction remains zero. But I will still keep it for the 0% interest BT programme.
*
My Visa Plat is also useless. All the GSC trxn were not mine, I only use it to help ppl buy ticket wink.gif
You can make good profit out of DA VI 'if you want to'.
Thanks to GSC Deal.
shado
post Feb 23 2011, 05:31 PM

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QUOTE(winner @ Feb 23 2011, 05:26 PM)
Get the first 2 cards, it can't be wrong.
*
Then, among the first 2 cards, which one is better? hmm.gif
Some info:
- I pumped Esso petrol
- Shopping
- Auto-billing for telco

Thanks in advance. ..
chocolatepallette
post Feb 23 2011, 05:48 PM

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Anybody knows about Citibank promotion? You can apply in Mid Valley and get your CC in 60 minutes biggrin.gif

http://www.bigsale.com.my/images/user/4253...ti_60min_mv.jpg
winner
post Feb 23 2011, 05:48 PM

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QUOTE(chemistry @ Feb 23 2011, 05:29 PM)
You can make good profit out of DA VI 'if you want to'.
Thanks to GSC Deal.
*
You buy GSC tickets in bulk and sell them later? This kind of business is too small and not my cup of tea.


QUOTE(shado @ Feb 23 2011, 05:31 PM)
Then, among the first 2 cards, which one is better? hmm.gif
Some info:
- I pumped Esso petrol
- Shopping
- Auto-billing for telco

Thanks in advance. ..
*
It depends on your spending pattern. If you are not a big spender, you can opt for OCBC Titanium MC. Do note that the maximum cash back per month is RM50 only. If you spend more, you get NOTHING - NO cash back and NO reward points.

Maybankard 2 Amex is good, as it gives UNLIMITED 5x TPs everyday plus additional 5% cash back on weekends (subject to a maximum cash back of RM50 per month). However, Amex is not widely accepted in Malaysia and overseas at this point in time. You need to have other cards like MC or VISA as a backup.

Most of us get the 2 cards above, to enjoy the cash back and points to a greater extent.
chemistry
post Feb 23 2011, 05:53 PM

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QUOTE(winner @ Feb 23 2011, 05:48 PM)
You buy GSC tickets in bulk and sell them later? This kind of business is too small and not my cup of tea.
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I worked in a shopping mall previously. I went to GSC everyday to make only one offer (as specified in T&C). One month down the road, can make around RM100-120.
eric84cool
post Feb 23 2011, 06:06 PM

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what's the fax number to submit the form + document for MBB 2 plat card?

This post has been edited by eric84cool: Feb 23 2011, 06:07 PM
WhiteWing
post Feb 23 2011, 06:10 PM

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QUOTE(alexwsk @ Feb 23 2011, 04:55 PM)
i believed CIMB upgraded almost all their cc holders back in Dec, 2009 laugh.gif
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this is no. I was with CIMB for more than 4 years. I didn't see any card upgrade from my site and now I wanna terminate it .
bingozero
post Feb 23 2011, 06:30 PM

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QUOTE(makinglife @ Feb 23 2011, 05:24 PM)
maybank 2 card, any agent can offer better here? pls pm me
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QUOTE(eric84cool @ Feb 23 2011, 06:06 PM)
what's the fax number to submit the form + document for MBB 2 plat card?
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Just fill in this form
http://www.maybankard2cards.com.my/form.php
alex_cyw1985
post Feb 23 2011, 06:33 PM

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hi all,

it is worth to take the cash given by Citibank @ 0.28% interest per month?

it say will charge into my CC for installment.
WhiteWing
post Feb 23 2011, 06:43 PM

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QUOTE(alex_cyw1985 @ Feb 23 2011, 06:33 PM)
hi all,

it is worth to take the cash given by Citibank @ 0.28% interest per month?

it say will charge into my CC for installment.
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Alex,that is the lowest % that I see so far. Not bad but decision still yours smile.gif, cheers.
Underhill
post Feb 23 2011, 08:27 PM

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Maybank pre-selected me for Maybank 2 Cards + 10000 treat points. I don't know why they keep on sending pre-selected cards for me everytime there's a new card. It's getting annoying. Platinum but the min. income requirement is just RM5k a month, and no access to KLIA lounge. Bleh tongue.gif

This post has been edited by Underhill: Feb 23 2011, 08:28 PM
winner
post Feb 23 2011, 08:33 PM

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QUOTE(Underhill @ Feb 23 2011, 08:27 PM)
Maybank pre-selected me for Maybank 2 Cards + 10000 treat points. I don't know why they keep on sending pre-selected cards for me everytime there's a new card. It's getting annoying. Platinum but the min. income requirement is just RM5k a month, and no access to KLIA lounge. Bleh tongue.gif
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You are lucky to be selected for the free 10,000 TPs, which can be use to offset the RM50 service tax later. That means, your Maybankard 2 cards are FOC in terms of AF as well as service tax for first year.
Gen-X
post Feb 23 2011, 09:01 PM

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QUOTE(eric84cool @ Feb 23 2011, 06:06 PM)
what's the fax number to submit the form + document for MBB 2 plat card?
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did you even bothered to check out the last few pages where someone asked the same question and 3 perosn answered it with 3 different numbers. You can click my link below on MBB Dua for the into you want.

QUOTE(shado @ Feb 23 2011, 05:31 PM)
Then, among the first 2 cards, which one is better? hmm.gif
Some info:
- I pumped Esso petrol
- Shopping
- Auto-billing for telco

Thanks in advance. ..
*
If mainly for the above 2 types of transactions. then OCBC Titanum because you get 5% everyday.

To read about Maybankard 2 cards vs OCBC Titanium MasterCard, click below link to my blog on MBB Dua

http://creditcardsmalaysia.blogspot.com/20...an-express.html

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