What is pic of my loan? How to use to tell if the house condition or developer is good?

Yup..the actual photo of warisan..cnnot upload la..try to attach but cannot..don't know how..

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Added on June 3, 2011, 2:38 pmPerson incharge（pic) of my loan...mybe she got an experience on the otherlaunching so she know more..

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Added on June 3, 2011, 2:44 pmI'm buying for my family..own stay..corner lot one.consider cheaper compare to bdr puteri(600++) or parkland..nowdays klang properties hs been increased kaw2..there is taman selat damai the corner lot is 300++ i think but leasehold..

This post has been edited by Achoo: Jun 3 2011, 02:44 PM

guys, any comment on the sazean park infront of bayuemas ?

Suddenly there is more interest for the area along the road from the KESAS flyover till Banting.

I already bought mine at AB2 end lot.

No idea bro...did not mention in their specs. Need to see the house build up first.

Hi achoo,

To attach photo.

go to "more options" --> attachement
upload your photo...thats is it....

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Added on June 3, 2011, 4:34 pmIs the Sazean business park in progress?
any sazean owner here? hehe
btw...anyone know where is sazean sales office....to go for a visit...


This post has been edited by wywy2020: Jun 3 2011, 04:34 PM

Sazean i think abit slow...normally a property will start building once 40% buyer are there. (correct me if im wrong - from banker point of view).

The sales office is beside shell station facing kesas highway on the way to port klang.

Hi yeahbaby...

R u a banker....glad to know u....
sad to hear that Sazean is slow...
for me...sazean is important to the popularity of bayuemas...
just like Jusco to bukit tinggi town...

No I'm not a banker...

hi~ yeahbaby~
im staying at klang, now rent apartment at tmn bayu perdana lor~
yup, below 30, but after the house complete, almost 30 also~ haha~ my loan agreement not yet settle, the legal fee and stamp duty very expensive~ :-(
u good lar, gt family member do for your~ save alot~ ^^

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Added on June 3, 2011, 6:44 pmnot only last row, but 2nd row also~ because it facing south. chinese like the house facing south.
also if buy corner or end lot, front must face south and the side must face east, then evening wont get hot sunshine. that's why gt 2 unit of endlot selling price need to top up 2k.

This post has been edited by wind1234: Jun 3 2011, 06:44 PM

Yeah really save a lot and time..Haiyo, don't know mah no means can intro u. All my frens get half discount.

Hi Wind1234,

How much the total loan agreement cost u?
is it based on the loan amount right?
you using bank panel lawyer?

aiyo, u shld tell early mar~ wahhahahaa~ ^^ but my legal fees and stamp duty put in the loan, and banker tell us maybe still can ask from lawyer to rebate.
hopefully can get some rebate lar~

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Added on June 3, 2011, 7:17 pmlegal fees + stamp duty is RM 6k ++. they charge me so expensive, extra 1k!!! :-( must ask for rebate liao!!!
how bout you?
i use bank panel lawyer~

you can try calculate yourself:

loan amount = RM 200,000

a) Legal Fee：
First RM 150,000 = 1.0% (minimum fees of RM 300)
Next RM 850,000 = 0.7%
Next RM 2,000,000 = 0.6%
Next RM 2,000,000 = 0.5%
Next RM 2,500,000 = 0.4%
Excess RM 7,500,000 = Negotiable (not exceeding 0.4%)

Example:
RM 150,000 = 1.0% x RM 150,000 = RM 1,500
RM 50,000 = 0.7% x RM 50,000 = RM 350
Legal Fee = RM 1,850

b) Stamping of Original Loan Agreement
= RM 1,000 (RM 200,000 x 0.5%)

c) Disbursement fees: Title search + Bankruptcy search + Affirmation and etc
~= RM 300 – RM 500

d) Others: Miscellaneous + Transportation
~= RM 150 – RM 300

This post has been edited by wind1234: Jun 3 2011, 07:17 PM

i opt to look for non panel lawyer....

i got a quotation total is near to 6k as well....
but offcourse i loan more...90% compare to ur 200k.

u mean they charge u 1k extra? so in ur loan amount case 5k is a reasonable figure?

Wah 200k loan only!

that 200k is sample only~ i loan more than 90% (included MRTA & lawyer fees)~
my legal fees is 6k plus plus oh~ they charge extra on disbursement fees, Miscellaneous + Transportation
shld be 5k ++, hopefully i can get +- RM5500.

u bought endlot or intermediate?

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Added on June 3, 2011, 7:51 pmno lar~ that one is example~ aduhhhh~ haha~~ im not that rich, ok~ ^^

This post has been edited by wind1234: Jun 3 2011, 07:51 PM

Hi wind1234,
Intermediate only la....i am not that rich....cant afford haha...
Which bank u loan? what is the rate?

Mine snp + stamp duty + others is around 3.9k

As for the loan agreement all free

yeahbaby,

snp is free arr...
so only left loan agreement n MOT.....

haha! u just need pay MOT 3.9k! wahhhh, really save save save!
i need to pay MOT 4.5k ler. pocket dry dry dry~
haha!