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 Credit Card v13

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TeraPox
post Jan 4 2011, 11:38 PM

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QUOTE(erry- @ Jan 4 2011, 11:35 PM)
last year i cancelled my DA Visa by call 3 days before renew date, no prob. but still keeping DA MC till now.

my statement date is 13 each month.
on 13-dec statement shows gst will be charged on 27-jan.

so i cancel it on 24-jan and my next statement on 13-feb dont have the gst (2010) icon_rolleyes.gif

but until now, the card number is still there (on cimbclicks) laugh.gif
*
i cut my CIMB Enrich around a year ago... now it's still appear on CIMBClick... biggrin.gif
erry-
post Jan 4 2011, 11:39 PM

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QUOTE(David83 @ Jan 4 2011, 11:36 PM)
I think it takes 6 months for the cancelled CC number to disappear from CIMBClicks.
*
6 months to dissapear from cimbclicks? its 1 year already, the number still there ~

QUOTE(TeraPox @ Jan 4 2011, 11:38 PM)
i cut my CIMB Enrich around a year ago... now it's still appear on CIMBClick... biggrin.gif
*
haha same here laugh.gif


This post has been edited by erry-: Jan 4 2011, 11:40 PM
SUSDavid83
post Jan 4 2011, 11:41 PM

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So strange, my DA Gold MC is no longer in the CIMBClicks. After first, both DA Gold MC and DA Platinum MC appeared together for few months.

I think CIMBClicks archives CC statements for 6 months.
erry-
post Jan 4 2011, 11:45 PM

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QUOTE(David83 @ Jan 4 2011, 11:41 PM)
So strange, my DA Gold MC is no longer in the CIMBClicks. After first, both DA Gold MC and DA Platinum MC appeared together for few months.

I think CIMBClicks archives CC statements for 6 months.
*
DA give me free upgrade from gold to plat on 2009.

before the card arrived, the plat num is already there for both visa and mc.

after upgrade, both visa and mc gold num still there, until now, including visa plat that i cancelled already too.

Outstanding Balance, Credit Available, and Minimum Payment for all those 3 cards is RM0.00

but no harm at all la ~ brows.gif

hye
post Jan 4 2011, 11:45 PM

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Just ask the bank to remove the old credit card account guys.
My old credit card no. remains in my M2U for years. I had to ask to get it removed and it was gone within 2 weeks after I asked.
SUSDavid83
post Jan 4 2011, 11:51 PM

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Talk about M2U, the Visa Wave that I have cancelled for nearly 2 years still appear. That time, the CS told me that the system will auto remove it.

Guess I have to chit chat with M2U CS again. Calling the CS quite frequent lately.
TeraPox
post Jan 4 2011, 11:58 PM

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QUOTE(David83 @ Jan 4 2011, 11:51 PM)
Talk about M2U, the Visa Wave that I have cancelled for nearly 2 years still appear. That time, the CS told me that the system will auto remove it.

Guess I have to chit chat with M2U CS again. Calling the CS quite frequent lately.
*
2 years?! how great! I had applied for Maybank Classic card 11 years ago.. canceled it 10 years ago... and now, it's still on my M2u...
maocheng
post Jan 5 2011, 12:42 AM

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wanna ask,if cc limit is only 1k and i want to buy something cost 1.5k can i pay seperately rm500 and installment for the 1k?appreciate for the reply,noobie here
erry-
post Jan 5 2011, 12:48 AM

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QUOTE(maocheng @ Jan 5 2011, 12:42 AM)
wanna ask,if cc limit is only 1k and i want to buy something cost 1.5k can i pay seperately rm500 and installment for the 1k?appreciate for the reply,noobie here
*
if the shop allow u, then yes can.

cl 1k or cl availability is 1k? a little bit weird if cl is 1k?

if availability, go settle all ur outstanding la so u can installment all the 1.5k.

or go apply new card so can swipe 1.5k to do the installment

TeraPox
post Jan 5 2011, 12:50 AM

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QUOTE(maocheng @ Jan 5 2011, 12:42 AM)
wanna ask,if cc limit is only 1k and i want to buy something cost 1.5k can i pay seperately rm500 and installment for the 1k?appreciate for the reply,noobie here
*
shouldn't be a problem... but just wondering... what bank will issue a card with only 1k CL?
erry-
post Jan 5 2011, 12:53 AM

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QUOTE(TeraPox @ Jan 5 2011, 12:50 AM)
shouldn't be a problem... but just wondering... what bank will issue a card with only 1k CL?
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thats why. even classic card usually give 3k cl.

go deposit that rm500 cash into credit card acc so the availabiliy cl will be 1.5k, then swipe all 1.5k for installment ~

ronnie
post Jan 5 2011, 12:56 AM

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SCB Internet Banking data not really up to date.... so char
maocheng
post Jan 5 2011, 12:57 AM

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ohh..that is because its sub card..credit limit is only 1k..so,if the shop ok mean shud be no problem right?
erry-
post Jan 5 2011, 01:01 AM

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QUOTE(maocheng @ Jan 5 2011, 12:57 AM)
ohh..that is because its sub card..credit limit is only 1k..so,if the shop ok mean shud be no problem right?
*
oh yea! supp card can be set separate cl with min 1k.

yes if the shop is ok then no prob.
or, ask ur principal card to increased ur cl to 1.5k brows.gif

This post has been edited by erry-: Jan 5 2011, 01:02 AM
maocheng
post Jan 5 2011, 01:03 AM

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haha dat is not my card...my fren...he already request for add 1k more...but dint show up..he rarely use it,so not reli bother bout the CL
erry-
post Jan 5 2011, 01:09 AM

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if rarely use it then why wanna waste rm25 for gst? sweat.gif


Added on January 5, 2011, 1:10 amalso, waste for annual fee (if applicable) for the supp card sad.gif

This post has been edited by erry-: Jan 5 2011, 01:10 AM
chemistry
post Jan 5 2011, 01:24 AM

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QUOTE(ronnie @ Jan 5 2011, 12:56 AM)
SCB Internet Banking data not really up to date.... so char
*
What's wrong with SCB online banking?
TeraPox
post Jan 5 2011, 01:27 AM

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QUOTE(erry- @ Jan 5 2011, 01:09 AM)
if rarely use it then why wanna waste rm25 for gst? sweat.gif


Added on January 5, 2011, 1:10 amalso, waste for annual fee (if applicable) for the supp card sad.gif
*
It's ok. Principle pay Ma.. The gst....


Btw. I believe u need the principle approval for installment oo
erry-
post Jan 5 2011, 01:37 AM

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QUOTE(TeraPox @ Jan 5 2011, 01:27 AM)
It's ok.  Principle pay Ma.. The gst....
Btw. I believe u need the principle approval for installment oo
*
lol laugh.gif

i cut my wife supp card to avoid gst last year tongue.gif

previously my wife use the card only at jusco (i'm at supermarket while she at deparment store).

btw for hsbc and da, installment no need approval from principle, no matter installment at merchant or convert (sms the bank later).

jonuslee
post Jan 5 2011, 01:44 AM

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Guys, i want to ask that does any maybank visa petronas CC user pay GST once their card activated? But when i check my online account since i have maybank account, it shows the credit card number as xxxx-xxxx-xxxx-number and there is no statement balance of RM50.00 of the GST. But Under the account it say payment Due 03-01-2011 and statement date 14 december 2010. But when i want online pay the CC GST, it says the amount pay is more than the statement balance. Can i know what is going on?I collect my cc at Maybank branch. Can any maybank CC user share ur experience?Thanks

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