using maybank2u and bcb e-channel..so far..both are goog but maybank2u still ahead coz they more recepients..

Interbank fund transfer takes time to process. My friend experience roughly the same situation as yours when he tried to transfer money from Maybank to PB.

I thought the time take to process is same as the time frame stated in their website?

Maybank: Send before 11am and the fund is available on the same day...

I don't know ... perhaps it was a transfer from PB to Maybank. I can't remember much. It's quite some time already.

I believe it happened because of the fraud case. But I think this measurement is totally crap.

Believe it or not I've spent one hour scratching my head thinking for a password. And most of the time I can't remember it when I log-in. It brings so many problems to the users

This cannot be accepted, refer below

Your Username cannot contain 3 or more identical characters in a row (e.g. "aaa101", "user999", "abbb10")

Your Password cannot contain 3 or more identical characters in a row (e.g. "aaa101", "pwd999", "abbb10")

With that, Citibank customer service would have to put up with more "my account has been locked" problems. Good luck to them.

I'm fine with most except the "cannot have more than 3 consecutive characters" rule. It's the funniest rule i've ever seen in public websites and I don't understand how it helps citibank become more secure.

This post has been edited by samurai1337: Aug 13 2006, 09:57 AM

It's a way of ensuring users do not choose passwords that are too easy to crack. They probably did a historical finding on passwords that customers use, and many of them might have similar patterns.

hmm, i tot my impractical 50-char alphanumeric username & password were good enough to fit the rules

anyway, i dont hv citibank account, but an example of simple & effective password would be MONDAY911DECEMBER or MON9DAY11. i always use two common dictionary words and join/break them with numbers. using BM or even other dialect/slang words would be a good choice too.

This post has been edited by acougan: Aug 13 2006, 12:22 PM

using channel-e(BCB) no probs till now

Nice way to come up with a password there.

In my case, I would spell a phrase (name, sentence, idiom) in Thai. Since the Thai character set uses both alpha and numeric sections of the keyboard, it would be hard to crack. And also conforms to the password policy.

anyone uses ocbc online banking before?
questions:
1. is there any extra fees?
2. how to apply?
3. what functions is available in the internet banking?
- can we set bpay? (direct debit to pay bills or manual pay to bills company)
- can we 'pay anyone'? (means to any account)
- can we transfer funds to and from fixed deposit?

havent used any internet banking in msia before, using westpac bank of melbourne internet banking and it's really good. There's this account call MaxIdirect with 5.26% annual interest - not fixed deposit, rather like a savings bank account where u can only transfer funds thru internet or phone banking. is there such account in any banks in msia?

% rate in Malaysia banks are very unattractive compared to OZ.

all the features u are looking for are offered at most online banks, except for "can we transfer funds to and from fixed deposit?" i know maybank allows online placement of FD and auto-debit on maturity. Hong Leong or BCB, dont allow this. sorry, no experience with OCBC.

This post has been edited by acougan: Aug 16 2006, 02:15 PM

If I put money in Maybank FD via online, can I withdraw/cancel the FD via online too in case of emergency? Or do i need go to home branch ?

in cases of emergency, u either collect the FD certificate at your home branch or ask the home branch (in case of different states) to courier it to u. online cancelling or withdrawal is not offered. (not sure about phone banking)

i advise ppl who apply online mb2u FD to opt for duration 1 month only to avoid all the hassles in cases of emergency.

This post has been edited by acougan: Aug 16 2006, 02:43 PM

best security still is maybank?

No way. Definitely is HSBC due to their physical security token.

nope
a group of scientist or student in a uni in england/UK managed to crack into HSBC with just 8 tries...
i read that article somewhere....

let me look for it...

citibank its the best so far for me...

when it comes to online banking, doesn't the weakest link of their security system lies in the average customers & the PCs they use to login? so best security is an informed & vigilant online customer

I heard that Citibank has a high figure of fraud cases.