Web Applications Which online banking you are using ?, which one is good ?
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 Aug 4 2006, 09:35 PM
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Senior Member
590 posts Joined: Aug 2005 
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QUOTE(David83 @ Aug 4 2006, 09:20 PM) What's so confusing? I felt that it's rather straight forward. 'future fund transfer' & 'fund transfer history' are not implemented well. 'future fund transfer' also have no receipt. "Future Funds Transfer History" <- if this is not a little confusing, then i dunno what is  This post has been edited by acougan: Aug 4 2006, 09:40 PM |
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Aug 4 2006, 11:34 PM
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All Stars
15,192 posts Joined: Oct 2004
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Anyone here has public bank credit card and using public bank internet banking?
My friend claimed that can use public bank internet banking to pay bills using public bank credit card linked to the internet banking. Can confirm? |
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Aug 4 2006, 11:38 PM
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All Stars
52,874 posts Joined: Jan 2003
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There's Credit/Debit Card Payment under Payments/Recharge.
I don't have a CC from PB. So don't know how it works. Sorry ... |
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Aug 4 2006, 11:46 PM
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Elite
878 posts Joined: May 2006 From: Kuala Lumpur, Penang, Bangkok, Singapore  
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Hey, I just noticed Citibank has upgraded their online banking login process. We now have to register a user Id, and now the password is alpha-numeric (must have at least 1 number and 1 alphabet).
Pretty secure. |
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Aug 4 2006, 11:49 PM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(sunbeams @ Aug 4 2006, 11:46 PM) Hey, I just noticed Citibank has upgraded their online banking login process. We now have to register a user Id, and now the password is alpha-numeric (must have at least 1 number and 1 alphabet). wow, let me have a look!Pretty secure. |
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Aug 4 2006, 11:52 PM
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All Stars
52,874 posts Joined: Jan 2003
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I still have not much high faith on Citibank as their fraud case is pretty high. Sorry ...
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Aug 4 2006, 11:53 PM
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Elite
878 posts Joined: May 2006 From: Kuala Lumpur, Penang, Bangkok, Singapore
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QUOTE(sunbeams @ Aug 4 2006, 10:46 PM) Hey, I just noticed Citibank has upgraded their online banking login process. We now have to register a user Id, and now the password is alpha-numeric (must have at least 1 number and 1 alphabet). But just like the old method, the force you to use the popup keypad. But now it's worse. IT's a pop-up keyboard!Pretty secure. |
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Aug 5 2006, 12:00 AM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(sunbeams @ Aug 4 2006, 11:53 PM) But just like the old method, the force you to use the popup keypad. But now it's worse. IT's a pop-up keyboard! why the keyboard all are upper case.. how to switch to small capital letter? |
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Aug 5 2006, 12:03 AM
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All Stars
52,874 posts Joined: Jan 2003
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The login method is quite similar to DiGi OCS on-screen numeric keypad.
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Aug 5 2006, 12:19 AM
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Elite
878 posts Joined: May 2006 From: Kuala Lumpur, Penang, Bangkok, Singapore
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QUOTE(David83 @ Aug 4 2006, 11:03 PM) The login method is quite similar to DiGi OCS on-screen numeric keypad. Welcome to a new world of revealing passwords to onlookers!
I did a simple experiment with my colleagues: Silently stand behind me and guess what is my password. 3 out of 5 guessed it correctly. Unless I increased my mouse-clicks-per-second speed to 5 or accelate my mouse velocity to 100cm/s, it is relatively easy for onlookers to figure it out. So, never login to Citibank online banking at places where you might be noticed. |
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Aug 5 2006, 12:26 AM
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All Stars
52,874 posts Joined: Jan 2003
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It's like Windows on-screen keyboard. Thanks for the tips ... guess not going to activate Internet banking if I got a Citibank account.
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Aug 5 2006, 12:31 AM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(sunbeams @ Aug 5 2006, 12:19 AM) Welcome to a new world of revealing passwords to onlookers! got any idea how to turn off the upper case?
I did a simple experiment with my colleagues: Silently stand behind me and guess what is my password. 3 out of 5 guessed it correctly. Unless I increased my mouse-clicks-per-second speed to 5 or accelate my mouse velocity to 100cm/s, it is relatively easy for onlookers to figure it out. So, never login to Citibank online banking at places where you might be noticed. |
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Aug 5 2006, 12:32 AM
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Senior Member
590 posts Joined: Aug 2005
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QUOTE(sunbeams @ Aug 5 2006, 12:19 AM) Welcome to a new world of revealing passwords to onlookers! haha, mb its best we do our online banking after working hours on our own pcs with our backs against the wall .............. So, never login to Citibank online banking at places where you might be noticed. ................ y don't they jumble up the keys & position? its not like customers need to 'type' in qwerty format or anything? send ur post to citibank CS and wait for the reaction. i'm quessing its case-insensitive!? / This post has been edited by acougan: Aug 5 2006, 12:33 AM |
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Aug 5 2006, 12:35 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(acougan @ Aug 5 2006, 12:32 AM) haha, mb its best we do our online banking after working hours on our own pcs with our backs against the wall True ... they should try to mimick DiGi OCS. The numeric keypad is randomly placed. y don't they jumble up the keys & position? its not like customers need to 'type' in qwerty format or anything? send ur post to citibank CS and wait for the reaction. i'm quessing its case-insensitive!? / |
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Aug 5 2006, 12:45 AM
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Elite
878 posts Joined: May 2006 From: Kuala Lumpur, Penang, Bangkok, Singapore
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QUOTE(jack2 @ Aug 4 2006, 11:31 PM) got any idea how to turn off the upper case? The latest login method assumes all alphabets are upper case. You don't have to option to mix upper and lower case characters in your password. |
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Aug 5 2006, 12:47 AM
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Elite
878 posts Joined: May 2006 From: Kuala Lumpur, Penang, Bangkok, Singapore
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QUOTE(David83 @ Aug 4 2006, 11:35 PM) True ... they should try to mimick DiGi OCS. The numeric keypad is randomly placed. The previous PIN number method (using purely numbers only) did implement the number juggling approach. If I'm not mistaken, Citibank was actually the first to come up with this idea, followed by DiGi OCS. |
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Aug 5 2006, 12:48 AM
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All Stars
52,874 posts Joined: Jan 2003
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Then why they change it?
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Aug 5 2006, 12:49 AM
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Elite
878 posts Joined: May 2006 From: Kuala Lumpur, Penang, Bangkok, Singapore
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QUOTE(acougan @ Aug 4 2006, 11:32 PM) haha, mb its best we do our online banking after working hours on our own pcs with our backs against the wall I can almost picture the chaos that would happen if they jumble up the entire keyboard. Imagine a 40+ year old housewife who doesn't have much exposure in computers trying to frustratingly locate the alphabet 'A' over a miniature keyboard. y don't they jumble up the keys & position? its not like customers need to 'type' in qwerty format or anything? send ur post to citibank CS and wait for the reaction. i'm quessing its case-insensitive!? / Better keep it this way for now. |
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Aug 5 2006, 12:58 AM
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Elite
878 posts Joined: May 2006 From: Kuala Lumpur, Penang, Bangkok, Singapore
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QUOTE(David83 @ Aug 4 2006, 11:48 PM) Then why they change it? To make it even more secure.With the previous PIN number method, the PIN consist of 6 numbers. If someone were to use a brute force hacking method, by theory, you could guess it at most after 6 to the power of 10 tries (60,466,176). Now, the new password requires at least 6 until 50 characters. Opening up the combination beyond the constraints of pure numbers, it would take eternity to hack one's password. But then again, if someone attempts 3 consecutive login failures, wouldn't they automatically lock the account? |
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Aug 5 2006, 01:04 AM
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Elite
878 posts Joined: May 2006 From: Kuala Lumpur, Penang, Bangkok, Singapore
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Citibank sure does make things much more complicated. Here are the rules for choosing your new Citibank online banking user id and password:
QUOTE 7. Why is my chosen Username rejected? Your chosen Username would be rejected in one of the following cases: i. Your Username has been chosen by another user, OR ii. You have violated the rules of setting up the Username. Please ensure the following are adhered to: Your Username cannot contain any character other than alphabets, numbers or the 3 designated special characters (. @ -) Your Username cannot contain your credit card or ATM card number Your Username must contain at least one alphabet Your Username must contain at least one number Your Username must be at least 6 characters long but not exceeding 50 characters Your Username cannot contain 3 or more identical characters in a row (e.g. "aaa101", "user999", "abbb10") Your Username cannot contain 3 or more consecutive sequential characters (e.g. "abc007", "user123", "xx789xx") QUOTE 8. Why is my chosen Password rejected? Source:Your chosen Password would be rejected in one of the following cases: i. Your new Password is the same as your old Password; OR ii. You have violated the rules of setting up the Password. Please ensure the following are adhered to: Your Password cannot contain any character other than alphabets, numbers or the designated special characters (- _ * & . : $ ! # / + =) Your Password cannot begin or end with a space Your Password cannot contain your credit card or ATM card number Your Password cannot be the same as your Username Your Password must contain at least one alphabet Your Password must contain at least one number Your Password must be at least 6 characters long but not exceeding 50 characters Your Password cannot contain 3 or more identical characters in a row (e.g. "aaa101", "pwd999", "abbb10") Your Password cannot contain 3 or more consecutive sequential characters (e.g. "abc007", "pwd123", "xx789xx") Citibank Online - Choosing a User Name Citibank Online - Choosing a Password |
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