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Web Applications Which online banking you are using ?, which one is good ?

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acougan
post Aug 2 2006, 09:13 PM

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any sellers & buyers here trading using BCB bank transfer? i've heard BCB system very good, it will list out the details of the transaction (name & acc# of sender) so seller can verify from which account the money really came from!?

http://forums.ebay.com.my/thread.jspa?thre...d=1154513854959

anyone here can confirm that? how abt the IC no rule? issit optional? anyone wanna try v me? i can transfer RM1 to-n-back with another forumer to test this feature.

This post has been edited by acougan: Aug 2 2006, 09:15 PM
sotong168
post Aug 2 2006, 09:15 PM

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QUOTE(acougan @ Aug 2 2006, 09:13 PM)
any sellers & buyers here trading using BCB bank transfer? i've heard BCB system very good, it will list out the details of the transaction (name & acc# of sender) so seller can verify from which account the money really came from!?
anyone here can confirm that? anyone wanna try v me? i can transfer RM1 to-n-back with another forumer to test this feature.
*

''

it will show name & acc# but no ic or address

This post has been edited by sotong168: Aug 2 2006, 09:20 PM
acougan
post Aug 2 2006, 09:34 PM

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QUOTE(sotong168 @ Aug 2 2006, 09:15 PM)
''

it will show name & acc# but no ic or address
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wow! actually i recently bought something from an ebayer. my transaction history shown as "I-FUNDS TRF TO:XXXXXXXXXXXXXX"

so from my seller end, it should read "I-FUNDS TRF From Mr XXX Acc# XXXXXXXXXXXXXX"?

conclusion, BCB 3rd party transfer is very secured against identity theft. those active LYNer traders must adopt BCB immediately rclxms.gif

/

This post has been edited by acougan: Aug 2 2006, 09:35 PM
jack2
post Aug 2 2006, 11:12 PM

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QUOTE(nairud @ Aug 2 2006, 01:29 PM)
Why worry about the password when Alliance bank is already using GRID Toolbar that uses 2-factor authentication. Check it out from allianceonline. There's a link to dl that toolbar to use.
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The GRID AUTHENTICATOR is an enhanced browser add-on software that launches with your internet browser. Located as a toolbar, it confirms with indicators that you're accessing a genuine Alliance Bank website even before you log in. This prevents fraudulent websites from deceiving you into revealing your personal banking details

As part of the GRID's '2-FACTOR AUTHENTICATION', your existing allianceonline PIN and the hashed serial number of the PC's hard disk you choose to access allianceonline will be auto registered with us for identification. This exercise is scheduled to begin after 31 July 2006. More details will be coming your way soon.

SUSDavid83
post Aug 3 2006, 12:01 AM

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QUOTE(acougan @ Aug 2 2006, 09:34 PM)
wow! actually i recently bought something from an ebayer. my transaction history shown as "I-FUNDS TRF TO:XXXXXXXXXXXXXX"

so from my seller end, it should read "I-FUNDS TRF From Mr XXX Acc# XXXXXXXXXXXXXX"?

conclusion, BCB 3rd party transfer is very secured against identity theft. those active LYNer traders must adopt BCB immediately rclxms.gif
/
*
How you define "very secure"?

ayu
post Aug 3 2006, 12:48 AM

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Can i know about the HLB ? Just want to ask last 2 years. my cousin got open a cek book for the company . but it was close. Now still o bank RM1K like that. issit settled that all balance dhen can use back the company cek? my cousin open the HLB bank 1.
sunbeams
post Aug 3 2006, 02:15 AM

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QUOTE(sunbeams @ Jul 31 2006, 09:16 PM)
I'm using the following online banking services:

- Citibank
- Maybank2u
- RHB Bank
- Hong Leong Bank

Maybank2u ranks first on my list, while RHB Bank ranks the lowest, with untidy interfaces, lots of unfixed errors, browser compatibility issues etc.
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QUOTE(ayu @ Jul 31 2006, 09:18 PM)
RHB is ok or not?
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QUOTE(David83 @ Jul 31 2006, 10:44 PM)
He did say that "RHB Bank ranks the lowest, with untidy interfaces, lots of unfixed errors, browser compatibility issues etc.
"
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Thanks David for responding on my behalf. I rest my case.

doh.gif
sunbeams
post Aug 3 2006, 02:19 AM

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QUOTE(acougan @ Aug 2 2006, 12:41 AM)
been using RHBBank for a while, i feel its interface is most 'bank-like' unlike mb2u everything-in-1 design. mozilla 1.5 user here & no browser compatibility, so far

good points abt RHB, response to customer messages very prompt, can setup scheduled monthly payment. never experienced any lag b4 on the site. never tried transferring to 3rd party yet, so no comment.

bad point is still using 6-digit PIN/password, although the lastest bankcard is an improvemnt in security.
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QUOTE(laguna1811 @ Aug 2 2006, 11:59 AM)
RHB is slow la... and now introduce dotcom card very ma fan, need to key in the pin number...

slow until got 1 time i pay bill 2 times (cos i keep clicking 'conform' many times due to slow response)
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Speaking of RHB DotCom Card, is it really that secure? It was so frustrating trying to activate my DotCom Card.

I really feel their online banking system isn't user friendly enough. Lot's of areas for improvement.
SUSDavid83
post Aug 3 2006, 07:11 AM

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Just want to share my frustations, usually I want to do some Internet banking during midnights on certain days. Found out that Maybank2u and BCB channel-e always down for maintenance at these hours. Service will resume after 2am or 3am.

For PB, I don't think that their Internet banking is 24 hours; till midnight only. At Maybank2u and BCB are still better in this sense.
local_machine
post Aug 3 2006, 07:14 AM

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i'm using maybank2u and channel-e BCB. both are good for me... user friendly and good security...
acougan
post Aug 3 2006, 07:20 AM

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QUOTE(David83 @ Aug 3 2006, 12:01 AM)
How you define "very secure"?
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its further protection against "conman-in-the-middle" trick. refer http://forum.lowyat.net/index.php?showtopic=321722&st=0 and lots more cases at lelong & ebay. using mb2u, seller only "sees" money coming in, but kenot verify from where. the mb2u receipt/screenshot can also be easily created/ photoshopped. scammers love mb2u tongue.gif

the thing about mb2u is their system too popular liao, their site always straining under heavy traffic, but usually operational at 1am - only 1 hr maintenance.


QUOTE(sunbeams @ Aug 3 2006, 02:19 AM)
Speaking of RHB DotCom Card, is it really that secure? It was so frustrating trying to activate my DotCom Card.

I really feel their online banking system isn't user friendly enough. Lot's of areas for improvement.
*
i wonder what activation problems u having? mine was quick & painless. now i hide all those dotcom numbers into a txt full of random generated numbers, incase i lose the card tongue.gif

like i said, i like RHB customer messaging system, u can ask all kinds of noob questions & they'll reply very promptly. y don't u try forwarding ur suggestions to help them improve. i mostly use RHB for paying bills. bills pending & bills payment history makes my easier.


QUOTE(jack2 @ Aug 2 2006, 11:12 PM)
The GRID AUTHENTICATOR is an enhanced browser add-on software......

As part of the GRID's '2-FACTOR AUTHENTICATION', your existing allianceonline PIN and the hashed serial number of the PC's hard disk you choose to access allianceonline will be auto registered with us for identification. ......
i'm curious abt this GRID AUTHENTICATOR. i'm no alliancebank customer but "..hashed serial number of the PC's hard disk .." u mean their customer can only access if their using an authenticated PC? what happens if they access at office, fren's PC or laptop???

/

This post has been edited by acougan: Aug 3 2006, 07:43 AM
SUSDavid83
post Aug 3 2006, 09:20 AM

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QUOTE(acougan @ Aug 3 2006, 07:20 AM)
its further protection against "conman-in-the-middle" trick. refer http://forum.lowyat.net/index.php?showtopic=321722&st=0 and lots more cases at lelong & ebay. using mb2u, seller only "sees" money coming in, but kenot verify from where. the mb2u receipt/screenshot can also be easily created/ photoshopped. scammers love mb2u tongue.gif
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There's pros and cons regarding this.

Pros is privacy issue is settled. Cons is you don't know where the money comes from.
nairud
post Aug 3 2006, 09:24 AM

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sorry mate. i'm just an alliance user and have yet to fully try it out

This post has been edited by nairud: Aug 3 2006, 09:56 AM
Joshua_0718
post Aug 3 2006, 10:40 AM

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1. Maybank2U
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sotong168
post Aug 3 2006, 10:42 AM

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think of register m2u as drive by many forumers & lelong kaki using its service
SUSDavid83
post Aug 3 2006, 11:07 AM

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It'll be very handy if you have Maybank2u with you all the time. smile.gif

Not promoting ... please don't misinterpret.
sotong168
post Aug 3 2006, 11:40 AM

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QUOTE(David83 @ Aug 3 2006, 11:07 AM)
It'll be very handy if you have Maybank2u with you all the time. smile.gif

Not promoting ... please don't misinterpret.
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ok bro, thks...tot tat u only trust online service provider with security device wink.gif
SUSDavid83
post Aug 3 2006, 11:43 AM

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QUOTE(sotong168 @ Aug 3 2006, 11:40 AM)
ok bro, thks...tot tat u only trust online service provider with security device wink.gif
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Not exactly ... if they have, it's the best. tongue.gif

Maybank2u is quite secured with their TAC implementation.
ayu
post Aug 3 2006, 11:18 PM

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Do now the can use the phone baking on maybank?
SUSDavid83
post Aug 3 2006, 11:30 PM

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I tried BCB phone banking before but very limited things you can do with it. So, I have terminated it.

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