That was necessary as I am from overseas bro. So no choice. Not sure how much paid. I think rm300.

No I did not know about special Maybank number. I just check the rates online for all the bank account I have. Tell me how many normal people know about special rates? Is it applicable for those without priority/private banking or it's only reserve for them? If only reserved, then no use to me as I am neither a priority or private banking customer. And my writing is for regular Joes.

I know money changer can TT but kind of risky for me based off hear say from here. This I know but I don't want to risk it.

So,.. after deducting this RM300 against the RM400, you seved ONLY RM 100,... or,... let's see you also used the amt for other overseas travel,.. then you saved only RM150,.. if it worth it ?

Many know abt that special number,... it depends on ur TT amt, not on your customer status... I shld have told you abt this number. 

NO risk, no gain.

Your calculation is wrong again.

The RM400 was the amt you saved by taking train up and down and eating bread. The RM300 was to pay for your passport, and this is an expense you can't avoid if you need to do it this way.

So,.. it then boils down to RM400 (you saved) minus the fee for your passport, RM300 (you expended) = RM100 nett savings ONLY after taking trains up and down and eating bread for that whole day.... Now,... is this worth it ?

If I don't count the passport it's worth it the train trip.

But as mentioned if I used banks to transfer the net loss is also RM700 (if you want to count passport). Cause either way the passport is already there. It's not like I purposely make a passport just to go down to sg. I didn't count in passport as it's a necessary expenses. Unavoidable.

Anyway if the same thing happen again without fintech, I think I will just take train. Once a year. Maximize my passport usage.

I think it's getting boring for everybody trying to explain things to you. Now you are twisting the facts by saying : don't count the passport. 

Anyway,... to your last sentence,... you can;t go to Singapore anymore,... VTL restricted from tomorrow till Jan 20th., and then quota will be halved after that. No chance for you to go anymore. Ur passport fees are wasted now.

I think it's getting boring for everybody trying to explain things to you. Now you are twisting the facts by saying : don't count the passport. 

Anyway,... to your last sentence,... you can;t go to Singapore anymore,... VTL restricted from tomorrow till Jan 20th., and then quota will be halved after that. No chance for you to go anymore. Ur passport fees are wasted now.

Not only UOB. I have now with HSBC as well, because CCB bkosed my account.

So I TL and I emailed all banks that I wanna be their premier banking client.

Hi, after successfully open CIMB SG, are we able to apply for CIMB SG credit card?

Hi, after successfully open CIMB SG, are we able to apply for CIMB SG credit card?

while waiting for responses,...
i think banks/ financial institutions, have to follow some guidelines set by MAS when it comes to CC issuance

CIMB SG system down. Some users complaint money disappear from CIMB SG and CIMB MY and "nowhere to be found".

https://www.sinchew.com.my/20211229/%e7%8b%...9b%9e%e9%a9%ac/

CIMB SG system down. Some users complaint money disappear from CIMB SG and CIMB MY and "nowhere to be found".

All their manpower are assigned to detect all transactions made and check if you did do hanky-panky transactions and then close your account.

That why their system is always down.

Not sure about Msia banks but Spore banks very on the ball partly due to strict Spore MAS ruling or they simply too efficient. No wonder foreigner companies first time come Southeast Asia choose Spore as HQ. If that company more used to coffee monies style will not choose Spore.

Yeah bro,... too effificent,...

But well,... nothing is perfect,... Eagle Hospitality Trust and Hyflux also made investors lost money,.....