Public Dividend Select Vs Public Itikal ?

-removed-

This post has been edited by guanteik: Dec 5 2010, 07:31 PM

both is equally good:)

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Look at 3yr

From PB website it show +16.79



From http://www.trustnetmiddleeast.com/Factshee...ype=performance it show -11.26%



So I need to believe which 1?

The PB one.

There were 3 distributions:
- July 2008, 4 sen
- July 2009, 2 sen
- July 2010, 2.5 sen

In the second chart, these distributions which are deducted from the NAV are shown as vertical drops in the chart literally. The 2008 one is quite obvious (big drop), 2009 is not obvious, and 2010 another smaller vertical drop, all around the July/Aug timeframe.

The PB chart compensates for this by plotting the actual value of your investment (Units x NAV), whereas the second chart shows the value of NAV directly. Not only are distributions an unnecessary annoyance - they are downright misleading in this case.

guys do public mutual have anything where i can cash in rm2k for 2 years time for example and on the 3rd year i am able to withdraw the money out and start all over again? I need something like that for my own personal financial investment.

You can cash out anytime as long as you make sure you're not in loss when doing so.

isn't there some sort of mature period? can straight cash out anytime??? then why there is 10 or 15 years plan?

Not maturity period but they'll advise you to keep for at least 3 years for gains but fund performance is very subjective; meaning some fund can break even or gain in less than one year and some fund are struggling to exceed the initial offer price. Do remember that there's a 5.5% upfront service charge imposed upon purchase. Profit/Loss is calculated based on when you bought the fund and when you cash out.

Ahhh thank you very much bro! that explains. hehe

Huh..some interesting.. Which UT is not taxable and by having income earning based on NAV.? Can recommend ah.?

UT with no dividend means no tax. If you sell the units in the UT, the money you gained is considered capital gain and not taxable.

for Shariah unit trust ... So far which one offer best profit ?
I once invest in public Islamic Equity ... coz the economic crisis ... the prize went down last year .. anly manage to get 30% for 4 years investment ...

How about public islamic alpha 40 ... the fund just launched few days back ... is it good to invest in aggressive unit trust ...?

public islamic alpha 40 i think already closed on 6th dec ago....

That's closed for initial offering for special service charge rate and DDI promo.

You can still buy it but will be charged at regular service charge.

In fact, it just started to "trade" today and you'll see if there's any NAV change tomorrow for today's activity.

overseas mutual fund such as Franklin Templeton, Fidelity and soo forth, some of the fund never declare distribution, so the initial launching price say USD10, can be go as high as USD60-70 for a period of time, the investment profit will be accumulated and push up the unit price, as long as no dividend is declared, then it is not taxable, so whenever investor wanna sell their unit, will sell at NAV and it is tax free. This thiingy will never happend in Msia

Yeah this will not happen in Malaysia, where everyone is thought to think dividend is 'earnings' and demands them, no dividend means no 'untung'. Also they are programmed to think the cheaper per unit, the UT have a better chance to 'grow'. Maybe some of the UT consultants are to be blamed for this misinformation.

Public Equity

VS

Public Dividend Select

Which will you chose?

guys i wanna ask about elite gold member. It says that we need at least 500k in order to become an Elite gold member. 500k means total money we have in PM or just pure capital? thinking to top up another 3k to become one though.

This post has been edited by mois: Dec 11 2010, 07:25 AM