QUOTE(l3g3nd1314 @ Apr 14 2011, 02:34 PM)
where to check?Public Mutual v2, PB/Public series
Public Mutual v2, PB/Public series
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Apr 14 2011, 02:39 PM
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#41
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3,626 posts Joined: Nov 2007 From: Hornbill land |
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Apr 14 2011, 03:10 PM
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#42
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QUOTE(l3g3nd1314 @ Apr 14 2011, 02:56 PM) i just ask my agent and he told me the same thing. Open on 18th april. Problem is, we are not allowed to switch from current bond/equities into public small cap right? If i sell current fund, when i buy back i have to waste 5.5% charge again |
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Apr 14 2011, 04:55 PM
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#43
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QUOTE(l3g3nd1314 @ Apr 14 2011, 03:53 PM) Yeap, but to me I think its worth the charge since the fund performance is quite outstanding and is so far the best performing fund among all unit trust in Malaysia. The previous time of its reopening only valid for two days only I recalculated again. I found that 425% actually include capital. Weird |
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Apr 20 2011, 09:36 AM
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#44
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QUOTE(kenjen @ Apr 20 2011, 08:31 AM) I am not sure if they open officially or not. I was told by a forumer here & was confirmed later on by my agent. Are you an agent yourself? If yes u should receive email. |
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Apr 20 2011, 03:18 PM
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#45
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QUOTE(kenjen @ Apr 20 2011, 03:02 PM) Thanks. Clarified through Public Mutual that it is indeed open. Thought want to do switching, but seems not allowed. Have to fork out some money for it. Yeah it sucks when you cannot switch over it. So i have no choice but to sell my current holding and buy back smallcap with 4% charge through my agent. But it really worth it (if you compared to past performance). Let me summarize some of the popular funds with 5 years holding.1. Smallcap - 183% 2. Public Regular Saving Fund- 90.7% 3. Public Saving Fund - 91.99% 4. Public Equity Fund - 96.45% Alternatively: AMB Value Trust Fund 196% ---> From Amanah Mutual Berhad Currently there is 3% fee charge for this fund. |
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Apr 22 2011, 09:47 AM
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#46
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Guys, i need some help with performance chart. Public Regular Saving Fund 10 years performance 252%. Does it mean that if i invest 100k 10 years ago, my holding worth 352k now? I was surprised when i see my sister holding since 1996 in that fund, simple estimate return around 100% only.
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Apr 22 2011, 11:46 AM
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#47
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QUOTE(MNet @ Apr 22 2011, 11:07 AM) Oh no~i check the statements and it was DCA. No wonder the return only 100+%. Sorry my mistake Added on April 22, 2011, 11:49 am QUOTE(Loonie2 @ Apr 22 2011, 10:40 AM) It should be shown in your statements. Try to ask from your agent. If lump sum easier to calculate. Dollar Cost Averaging you need to find the average of the NAV if not mistaken.This post has been edited by mois: Apr 22 2011, 11:49 AM |
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Apr 24 2011, 03:19 AM
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#48
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Edited
Added on April 24, 2011, 3:22 am QUOTE(dannyme @ Apr 23 2011, 11:47 PM) And what is so great about all these unscrupulous agents (not everyone) is their reasoning of why it is good to buy unit trust anytime. Best performing fund in PM is smallcap with 184% 5years. So impossible to become millionaire with 100-200k. 2008-2009 graph indeed look horrible. But 2008-present should give you something. We investor must know the risks of unit trust. Choose fund wisely. I never choose any fund perform lower than benchmark. Nobody want to time the market. For myself, i set -10% cut loss in my smallcap fund. Wondering what funds you were holding before? Bad experience for taking agent's advice?When it is booming, like these two years, they'll show u the extraodinary gain in just 2 years. When it drops, they'll reason that unit trust is a long term investment, look beyong the horizon...yada yada... So...check out the performance of most of the funds for like 4-5 years and u'll see some still in the -ve region while some cant even compete with fd. God...what a great sales pitch. This post has been edited by mois: Apr 24 2011, 03:22 AM |
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Apr 24 2011, 09:15 AM
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#49
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QUOTE(Irresistible @ Apr 24 2011, 08:36 AM) You look knowledgeable. I just bought Public Select Dividend fund at average cost of RM 0.32 (include all the fee). Bro, in UT right, we actually cannot set the target price for the fund. Unlike individual stocks, you have to set the TP. Because UT invests in many kind of stocks. From lipper leaders and performance chart, your fund consistently beat the benchmark over the last 3 years. And has a very high preservation. So less risky and less performance compared to popular fund like public equity, growth and so on. But beware during market crash, fund might drop 50%. This is what happened during 2008 crash. So u might consider to switch to bond fund during that time.What price is expected to achieve ? |
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May 5 2011, 10:05 AM
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#50
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QUOTE(kevyeoh @ May 5 2011, 09:59 AM) well...my problem now is they accept the money and i have no idea when they will refund my money...it's quite a big sum for me... Instead of calling them, i suggest you to go to one of the Public Mutual branch.i'm quite pissed with public mutual... they should have make sure they don't accept any new fund by default if the fund is closed.... how can they allow fund to be continued to be transferred into the bond fund when it's closed? then now my money is stuck...i called 3 times...the 3rd time...the customer service told me might take up to 2 weeks to give me back my money? wtf... when want money...customer pay fast...when refund...it's always like that so slow... |
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May 5 2011, 03:55 PM
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#51
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May 5 2011, 11:12 PM
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#52
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May 6 2011, 08:43 AM
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#53
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QUOTE(howszat @ May 5 2011, 11:53 PM) What do you mean - bleeding? There aren't enough big drops in the last 2 years to call "bleeding". Bleeding for me mean im losing money (9k in 2 weeks). No i dont include the 5.5% charge.If you included the initial 5.5% charge as bleeding, that's the wrong thing to do. |
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May 6 2011, 09:17 AM
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#54
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QUOTE(rkg38 @ May 6 2011, 09:01 AM) js two week time u lost 9k exclude the 5.5% services charges... Yeap. For this fund, you need holding power. It doesnt open often. Only once in a while and it is closed for now. Do u invest in this fund as well? The charge i get actually is 4%.sure u invest a lot...(highest during re-open period is 0.9815, and price for 4 May is 0.9607) |
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May 17 2011, 07:08 PM
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#55
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QUOTE(wongmunkeong @ May 15 2011, 11:01 AM) Hi Im_Not_Stupid - how low is low, how high is high = personal judgement, risk appetite & entry/exit rules. Do u mind to share more about your own entry/exit rules? I think you mean switch to bond fund right? If there is rally in equity market, do u switch over bond fund? And switch back during market correction? Or let it withstand the volatility of the market? Personally, i'd consider NAV low enough to be of value to do BULK purchase (33% of my "value ammo") if the current NAV is about 30% to 40% lower than the 3 years' moving average. Non-agents will have problems getting historical data - talk with your PM Agent for the data. They can get it from "Financial Advisor" application (must be subscribed from PM). If i was not privy to such access, i'd use do exactly what i'd recommend - ask my PM Agent for statistical data. They are getting the commission AND "career benefits" right, thus, help a customer out with data shouldn't be a prob. Mind U, i am a bit of a baka expecting service from sales agents, else i buta pay commission and management fees for nothing |
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May 30 2011, 09:17 AM
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#56
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Any idea why public smallcap keep doing down even the market up so much? Underperforming though.
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Jun 7 2011, 12:12 PM
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#57
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Public mutual launches some lucky draw. Prize for Category 1 seem better than category 2(eliIte and gold member)
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Jun 8 2011, 09:12 AM
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#58
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QUOTE(guanteik @ Jun 8 2011, 07:37 AM) Guys, my current agent is from public series. If i want to invest in PB series such as PB Islamic Bond and PB Fixed Income, i cannot go through the same agents right? Are these two funds still open for investment? I done a survey and they perform better than PNB funds. This post has been edited by mois: Jun 8 2011, 09:45 AM |
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Jun 8 2011, 10:15 AM
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#59
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QUOTE(cheahcw2003 @ Jun 8 2011, 09:59 AM) u can only buy pb series fund with public bank. Agents do not carry pb series. Pb Islamic bond is closed whislt pb fixed income is still available for subscription. PB islamic bond is closed? |
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Jun 8 2011, 10:09 PM
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#60
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2 senior investors talking, junior like me diam diam
Lately quite a bad time for me. Psmallcap make me lost around 20k since it reopens This post has been edited by mois: Jun 8 2011, 10:10 PM |
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