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 How much is your net worth?, gauging your financial performance.

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KIP21
post Oct 7 2025, 06:09 PM

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QUOTE(sexysarah1992 @ Oct 7 2025, 01:12 PM)
Cash in bank- 1,683,890


House 1- fully paid( market value 1.2m)- currently staying
House 2- balance 368k(market value 850k) . Rented out at 3k
House 3 - balance 650k( market value 1.1m). Rented to a company for 5.5k

House 4- fully paid( market value 900k)- rented out at 3.5k

Gold savings current value- 900k. Been holding for 15 years. Every month add a few grams
Us Stocks- around RM800k but change daily due to fluctuations.
Epf- 780k( i self contribute as well). should be more but i withdrew for house purchase

Car 1- BMW 530i fully paid off
Car 2- BMW 218i fully paid off
Car 2- Alphard - balance 60k. Bought recon with 50% dp
Car 3- Mini Aceman - balance 150k . Bought brand new with 50k dp

Bitcoin- about RM450k .Not gonna touch it.

Average monthly income range- 40k to 70k depending on business
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Care I ask how old are you? if 1992, you are just 33.. That's an amazing path for an individual net worth.
sexysarah1992
post Oct 7 2025, 07:34 PM

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QUOTE(KIP21 @ Oct 7 2025, 06:09 PM)
Care I ask how old are you? if 1992, you are just 33.. That's an amazing path for an individual net worth.
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40 this year
BenChiew
post Oct 8 2025, 03:08 AM

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QUOTE(Wedchar2912 @ Sep 16 2025, 07:03 PM)
Oh no lah, never worked for Maybank before… it’s just that they’re the behemoth local bank, so naturally I use them as a benchmark for what a big corporate employer in Malaysia looks like.

I’ve actually been out of the market for some years, so my numbers may be a bit dated: comp is probably even higher now. What I shared earlier is still ballpark accurate.

Maybe the difference is in how we define levels. To me:

Senior management = C-suite or those reporting directly to the CEO or another very senior exec (CFO, CTO, CIO, etc.). No way these guys are only pulling RM50K a month nowadays.
Mid-level = department heads with real authority, usually reporting to a division head (who’s senior mgmt).
Junior management = a wide range, but these days even a bank branch head often falls into this category.
And of course, salary bands overlap. quite normal.

This is a very large corp in the context of Malaysia. medium ones will be lower remuneration....

On the EPF side, we already have around 90K active millionaire members. That’s over 1% of all active members. I think 1% is already a pretty decent ratio, no? even if 2%, because this is stats, I think the salary band is still consistent.
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Early this year figures suggest there are 150k people having 650k-1mil. Above 1 mil is 130k people.

guy3288
post Oct 8 2025, 09:08 AM

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QUOTE(KIP21 @ Oct 7 2025, 06:09 PM)
Care I ask how old are you? if 1992, you are just 33.. That's an amazing path for an individual net worth.
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she is 40 years old now bro!!

so in 1992 she was just a kid 7 years old ???

another cakap tak serupa bikin...... hmm.gif hmm.gif


QUOTE(sexysarah1992 @ Oct 7 2025, 07:34 PM)
40 this year
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Ramjade
post Oct 8 2025, 09:10 AM

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QUOTE(guy3288 @ Oct 8 2025, 09:08 AM)
she is 40 years old now bro!!

so in 1992  she was just a kid 7 years old ???

another cakap tak serupa bikin...... hmm.gif  hmm.gif
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You can put any date into the username. Eg I can put 1547. Does that makes me 500+ years old ? 😛
sexysarah1992
post Oct 8 2025, 09:19 AM

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QUOTE(guy3288 @ Oct 8 2025, 09:08 AM)
she is 40 years old now bro!!

so in 1992  she was just a kid 7 years old ???

another cakap tak serupa bikin...... hmm.gif  hmm.gif
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Another dungu who thinks 1992 is my birthyear
guy3288
post Oct 8 2025, 09:36 AM

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QUOTE(Ramjade @ Oct 8 2025, 09:10 AM)
You can put any date into the username. Eg I can put 1547. Does that makes me 500+ years old ? 😛
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see this guy asked her in 1992 , are you 33 years old??

QUOTE(KIP21 @ Oct 7 2025, 06:09 PM)
Care I ask how old are you? if 1992, you are just 33.. That's an amazing path for an individual net worth.
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dont you think she was only 7 years old then???

QUOTE(sexysarah1992 @ Oct 8 2025, 09:19 AM)
Another dungu who thinks 1992 is my birthyear
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see that guy asked , you 33 years old in 1992?

how can you think you born in 1992 there?

This post has been edited by guy3288: Oct 8 2025, 09:38 AM
sexysarah1992
post Oct 8 2025, 09:38 AM

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QUOTE(guy3288 @ Oct 8 2025, 09:36 AM)
see this guy asked her in 1992 , are you 33 years old??
see that guy asked , you 33 years old in 1992?

how can you think you born in 1992 there?
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What he meant was he was guessing if 1992 was my birth year which makes me 33 this year. Not 33 years old in 1992

Adoi
guy3288
post Oct 8 2025, 09:40 AM

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QUOTE(sexysarah1992 @ Oct 8 2025, 09:38 AM)
What he meant was he was guessing if 1992 was my birth year which makes me 33 this year. Not 33 years old in 1992

Adoi
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oh i see sorry for misunderstanding that , my fault sis doh.gif
Unkerpanjang
post Oct 8 2025, 10:07 AM

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Can LHDN compel forums like Lowyat to disclose user identities, esp those boasting blatant wealth?

Answer is Yes?
BenChiew
post Oct 8 2025, 10:26 AM

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QUOTE(Unkerpanjang @ Oct 8 2025, 10:07 AM)
Can LHDN compel forums like Lowyat to disclose user identities, esp those boasting blatant wealth?

Answer is Yes?
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They can if they wanted to. Very easily. Just do an audit.
Nowadays with a lot of data and digital trails, it’s easy to deploy AI to crunch the numbers to come up with a list.
LHDN is probably very busy with e-invoicing. Big money there.
SUSfuzzy
post Oct 8 2025, 10:47 AM

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QUOTE(Wedchar2912 @ Sep 16 2025, 07:03 PM)
Oh no lah, never worked for Maybank before… it’s just that they’re the behemoth local bank, so naturally I use them as a benchmark for what a big corporate employer in Malaysia looks like.

I’ve actually been out of the market for some years, so my numbers may be a bit dated: comp is probably even higher now. What I shared earlier is still ballpark accurate.

Maybe the difference is in how we define levels. To me:

Senior management = C-suite or those reporting directly to the CEO or another very senior exec (CFO, CTO, CIO, etc.). No way these guys are only pulling RM50K a month nowadays.
Mid-level = department heads with real authority, usually reporting to a division head (who’s senior mgmt).
Junior management = a wide range, but these days even a bank branch head often falls into this category.
And of course, salary bands overlap. quite normal.

This is a very large corp in the context of Malaysia. medium ones will be lower remuneration....

On the EPF side, we already have around 90K active millionaire members. That’s over 1% of all active members. I think 1% is already a pretty decent ratio, no? even if 2%, because this is stats, I think the salary band is still consistent.
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For Maybank - C level should be around 100-150k. At least that was what I remember few years back. They do give out large bonuses and shares as well which makes up a big portion of their overall compensation.

Then next level should roughly be around 40-80.

And so on so forth.
guy3288
post Oct 8 2025, 11:03 AM

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QUOTE(Unkerpanjang @ Oct 8 2025, 10:07 AM)
Can LHDN compel forums like Lowyat to disclose user identities, esp those boasting blatant wealth?

Answer is Yes?
*
unker must have read many excessively rich users here?

Nobody knows who we are

Can exaggeration be found as fault?
SUSfuzzy
post Oct 8 2025, 11:04 AM

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QUOTE(Unkerpanjang @ Oct 8 2025, 10:07 AM)
Can LHDN compel forums like Lowyat to disclose user identities, esp those boasting blatant wealth?

Answer is Yes?
*
It's an anonymous forum, take everything with a heavy dose of salt.
Unkerpanjang
post Oct 8 2025, 11:18 AM

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QUOTE(guy3288 @ Oct 8 2025, 11:03 AM)
unker must have read many excessively rich users here?

Nobody knows who we are

Can exaggeration be found as fault?
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Bro, not so much fault, but Im sure can be traced, pdpa or not.

Whether it's make believe $ fantasy or real, leave it LHDN to decide, just reading up on the whistleblower website...Pls disregard my posts. Apologies!

user posted image

This post has been edited by Unkerpanjang: Oct 8 2025, 11:27 AM
jasontoh
post Oct 8 2025, 11:19 AM

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QUOTE(Wedchar2912 @ Sep 15 2025, 09:49 PM)
well, my reference is large corps here... and I suspect I am being conservative already.

Can look up CEOs and C-suite salary in big firms in Malaysia via annual reports... its quite transparent but must dig for info.
(eg: Maybank's CEO earns like 200K to 300K pm )

then one can guess what mid level management make => hence my comment of mid to senior management.
(senior management is C-suite and some people include their one down).

junior management is typically what some would think of as a small department's manager. so those guys are wider in range... can range from 10 to 25K...
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The company size also impacting the salary of the C-Suite. Some mid management salary is already the salary of CEO of SME companies.
Wedchar2912
post Oct 8 2025, 12:01 PM

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QUOTE(jasontoh @ Oct 8 2025, 11:19 AM)
The company size also impacting the salary of the C-Suite. Some mid management salary is already the salary of CEO of SME companies.
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maybe this is why some here got confused... thinking all CEOs and all C-suite and all mid-management are paid the same...

Wedchar2912
post Oct 8 2025, 12:04 PM

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QUOTE(Unkerpanjang @ Oct 8 2025, 11:18 AM)
Bro, not so much fault, but Im sure can be traced, pdpa  or not.

Whether it's make believe $ fantasy or real,  leave it LHDN to decide, just reading up on the whistleblower website...Pls disregard my posts. Apologies!

user posted image
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wah unker... who annoyed you so much until you post such "reminder"....

I myself also wonders if this process works or not.... I can imagine all those financial gurus and influencers who claim this and that.... wonder why no one use process to kacau them....

eitherway, this is just a public forum Unker... in one ear... out the other lor...

edit: I am not from the future... despite the numbers... lol

This post has been edited by Wedchar2912: Oct 8 2025, 12:05 PM
Ramjade
post Oct 8 2025, 12:12 PM

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QUOTE(Wedchar2912 @ Oct 8 2025, 12:04 PM)
wah unker... who annoyed you so much until you post such "reminder"....

I myself also wonders if this process works or not.... I can imagine all those financial gurus and influencers who claim this and that.... wonder why no one use process to kacau them....

eitherway, this is just a public forum Unker... in one ear... out the other lor...

edit: I am not from the future... despite the numbers... lol
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Whistleblower not protected in Malaysia. Can be seen in the news.

This post has been edited by Ramjade: Oct 8 2025, 12:17 PM
Wedchar2912
post Oct 8 2025, 12:14 PM

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QUOTE(Ramjade @ Oct 8 2025, 12:12 PM)
Whistleblower not protected in Malaysia
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only protected if the gov of the day deemed the whistleblower to be working for the gov....

next gov, no idea man... hmm.gif



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