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 Credit Card Thread V7, Everything about the world of plastic

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alexwsk
post Jul 23 2009, 02:05 PM

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@tinkerbel
sry biggrin.gif
I think when you send POSLAJU, there's an option which let you select whether ONLY the intended recipient (with matching MyKad) can sign for it
alexwsk
post Jul 23 2009, 02:10 PM

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QUOTE(groggysquirrel @ Jul 23 2009, 01:18 PM)
2. i just dont understand why some people in this forum prefer to ask people to not this to not that instead of providing a better advice? maybe i LOVE to be in debt? why dont u let me decide whether i should get a cc or so? and i dont understand if u can afford an item, why do u still need a credit card, go ahead pay check or cash settle the payment once, and eventually this thread will be useless whats the point?
*
well, if u LOVE to be in debt, better go borrow from ah long - higher interest

most of the ppl here use cc because it's more convenient and can get extra rebates/reward points

CREDIT does not mean get into debt
alexwsk
post Jul 23 2009, 07:53 PM

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@tinkerbel
I went there at 3:30pm just now, diff to find parking, went all the way up to the level above the cinema

lots of ppl for thursday, i just redeemed Petronas RM50 vouchers + apply AMEX gold. Until now still no SMS said i can collect the card

the staff said minimum 2 hrs, but since lots of ppl shud be longer


Added on July 23, 2009, 8:02 pm
QUOTE(aeronlim @ Jul 23 2009, 04:44 PM)
@tinkerbel
Most of them can be pay by using TP + Card, not check so detail wor, sure lots of stuff.
Just now apply for the new Limited Edition Sony Card only. Will go there again later to collect the card if approved, hope can get la, the free gift is AC Milan Kaka jersey.
*
so hv you gotten ur card and the shirt? kaka in AC Milan shirt rolleyes.gif

This post has been edited by alexwsk: Jul 23 2009, 10:43 PM
alexwsk
post Jul 23 2009, 09:02 PM

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QUOTE(Crystalkhor @ Jul 23 2009, 08:45 PM)
Actually maybank should not say 2hr approval, apply at 12 noon till now still no sms. Luckily i didn't wait for the stupid card to be approved
*
hehe, i asked them to send straight to my office when i applied

UPDATE:
just received sms to collect my AMEX. 5 hrs plus, not very impressive, considering it's only thursday unsure.gif

This post has been edited by alexwsk: Jul 23 2009, 09:49 PM
alexwsk
post Jul 24 2009, 08:29 AM

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QUOTE(ronnie @ Jul 23 2009, 10:48 PM)
Do you think I can apply for 2 CCs at TreatsFair ?
- SonyCard Visa
- Amex Gold credit Card
*
sure can, i went and apply AMEX GOLD CC, the sales girl kept asking me to apply the AMEX Charge Card as well

@tinkerbell
shud be a permanent, but yesterday they took around 5 hrs plus to approve mine
if you go early maybe can get it faster
as for the gift, you'll hv to wait for the card to be ready b4 u can make purchase sweat.gif

This post has been edited by alexwsk: Jul 24 2009, 08:48 AM
alexwsk
post Jul 24 2009, 08:44 AM

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QUOTE(ks98 @ Jul 24 2009, 08:43 AM)
hi, what document did they ask from you? IC & existing credit card only?
*
yup, IC and exisiting CC, they just photostated those two
my CC is from MBB somemore


=======================================

btw, AMEX Gold CL is separated from MBB or combined?

This post has been edited by alexwsk: Jul 24 2009, 08:49 AM
alexwsk
post Jul 24 2009, 11:00 AM

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QUOTE(Putraskyline @ Jul 24 2009, 10:49 AM)
Confirm Amex Gold CC and MBB Cards limit are combined. Anyone know what is operating hour for Treatsfair?
*
10am - 10pm

@tinkerbel
you can apply today and collect it on sunday for the shopping biggrin.gif

This post has been edited by alexwsk: Jul 24 2009, 11:01 AM
alexwsk
post Jul 24 2009, 01:25 PM

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@tinkerbel
do give us an update tonight
alexwsk
post Jul 25 2009, 08:43 AM

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QUOTE(DarReNz @ Jul 25 2009, 03:12 AM)
anyone got their PIN number yet for the scb justone ?
*
yup, got it long time ago
they'll send to u few weeks after they sent u the cc


@tinkerbel
finally got ur free gift huh drool.gif
maybe i'll go and collect my card and get the free gift oso biggrin.gif

This post has been edited by alexwsk: Jul 25 2009, 08:44 AM
alexwsk
post Jul 25 2009, 11:50 AM

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QUOTE(Putraskyline @ Jul 25 2009, 11:47 AM)
@Tinkerbel

How do you know its have been approved?
*
i think she went to ask the staff
alexwsk
post Jul 26 2009, 11:31 PM

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@tinkerbel
you spent >RM300 on ur uncollected AMEX for the free gift?
alexwsk
post Jul 27 2009, 02:05 PM

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@tinkerbel
wah, two AMEX Gold CC drool.gif

is that even possible rolleyes.gif
alexwsk
post Jul 27 2009, 02:08 PM

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QUOTE(air @ Jul 27 2009, 02:05 PM)
Lol just applied the MBB AMEX Gold CC card and Charge card, they said will send both card to me, but I asked them to put higher priority on AMEX gold charge card. I really like the Golden + Ancient type design of the charge card ^^...
*
hehe, the promoter kept asking me to sign up both, but i refused
i'm even going to cancel the MBB petronas I used to apply the AMEX CC oso

@tinkerbel
yes, u can apply the charge card as well
we all live in boleh land thumbup.gif

This post has been edited by alexwsk: Jul 27 2009, 02:10 PM
alexwsk
post Jul 27 2009, 02:18 PM

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@tinkerbel
since when you became moderator oledi ohmy.gif
maybe he/she already met the target for charge card brows.gif
alexwsk
post Jul 27 2009, 02:21 PM

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QUOTE(vin_ann @ Jul 27 2009, 02:19 PM)
@Tinkerbel

shd be need to waits for notification letter, give MBB some time, they need to sort it out those send direct to home or collect from branch.

else, if tomolo i go to the branch and ask for the card, they might not have the card yet, then wasted my time and energy.
*
yup, if you go tomolo, 100% waste ur time
luckily i asked them to send to office
alexwsk
post Jul 27 2009, 02:34 PM

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QUOTE(air @ Jul 27 2009, 02:29 PM)
I applied both cards at their booth (PJ Sec 14 MBB branch inside there) after I took and read through one of the brochures(actually just fancy its Charge card design)

Personally I think Charge card are more suitable for billing as they did not incur day-by-day interest charge(1.5% or 9% divide by 30 days)

MBB AMEX GOLD Credit is better when you purchase some electronics which above RM1500.

*
the sales girl attending me is from the Dataran Maybank branch
the credit card is not gd if <RM1500? unsure.gif


Added on July 27, 2009, 2:36 pm
QUOTE(vin_ann @ Jul 27 2009, 02:25 PM)
hmmm maybe next year TP fair apply for amex charge card... haha
anyways, my office = maybank branch  icon_rolleyes.gif
*
gd for u, i need to walk 5 minutes to the MBB branch from my office

This post has been edited by alexwsk: Jul 27 2009, 02:36 PM
alexwsk
post Jul 27 2009, 04:33 PM

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QUOTE(jack2 @ Jul 27 2009, 03:38 PM)
My friend has received his SCB Just one card.. but how to login to scb online banking then?
*
go to the website https://ibank.standardchartered.com.my/nfs/login.htm and click on Instant Registration / Forgot Password
follow the instructions there

This is applicable if you have registered your hp with the bank
alexwsk
post Jul 28 2009, 09:21 AM

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QUOTE(winner @ Jul 28 2009, 05:18 AM)
What I referred to was that a lot of people couldn't get their cards within 2 hours as promised.  sad.gif
Hmmm...I think your figure may apply to CIMB or DA only. The 100k CL doesn't apply to SCB VI, based on occurence.  rclxub.gif
*
i think only those who applied during thursday morning session can get it within 2 hrs

so for SCB VI, what's the CL required?
alexwsk
post Jul 28 2009, 10:39 AM

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QUOTE(ronnie @ Jul 28 2009, 09:54 AM)
I got a call from EON Bank offering me a FREE-for-life* Platinum card.

Which should I be choosing ?
user posted image
1. http://www.eonbank.com.my/consumer/creditc...rcard_fnb.shtml

user posted image
2. http://www.eonbank.com.my/consumer/creditc...matta_fnb.shtml

user posted image
3. http://www.eonbank.com.my/consumer/creditc...sc_cc_fnb.shtml

I love their FREE Entry to Plaza Premium Lounge
The GSC offers movie discounts... maybe can just use the FREE RM100 Bonus Value(BV)

*I read their terms that their Platinum Free-For-Life need to swipe 36 times in one year sad.gif
*
for the free entry to plaza premium lounge, tnc applies
i thk SCB plat is better for this purpose


Added on July 28, 2009, 10:40 am
QUOTE(tgeoklin @ Jul 28 2009, 10:29 AM)

Added on July 28, 2009, 10:31 am
Actually its RM50K minimum to be eligible but at RM80K, its 90% assured  tongue.gif
*
hehe, will work my CL up bit by bit to 50k

This post has been edited by alexwsk: Jul 28 2009, 10:40 AM
alexwsk
post Jul 28 2009, 11:34 AM

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@tinkerbel
true, no need to chase after it, it will come to u eventually
satisfied with the SCB JustOne for now (until I've finish ed off the RM600 rebate)

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