Yes, the cc will be closed once the FD/TD is uplifted

and also ur credit line

based on 200 MR points = RM1 for pay with points here
RM40 (5x points = 200) can get RM1 back, so it's 2.5%

of course you can redeem for RM50 vouchers which require less than 10k MR points
i don't see why anyone wants to redeem RM50 vouchers which require more than 10k though

This post has been edited by alexwsk: Aug 25 2009, 09:05 AM

i hv no problem swiping in China and another forumer has no problem swiping in SG if my memories serves me right

---

Added on August 25, 2009, 10:44 ambeen using it twice at shell pump, no prob so far

This post has been edited by alexwsk: Aug 25 2009, 10:44 AM

there's no AF for AMEX Gold CC, it's free for life with no conditions attached

the one with AF is AMEX Gold charge card

This post has been edited by alexwsk: Aug 25 2009, 12:08 PM

Basically you can get free gift
If you use it as if you are using the cash which u hv in the bank, then go for it

---

Added on August 25, 2009, 12:54 pmbeen using MBB cc since 2003, no prob so far
except longer waiting period to call CS (but it depends on what time u call, I hv no prob calling early in the morning)

---

Added on August 25, 2009, 12:58 pmU can pay it using M2U, just like the normal MBB cc
as for the overseas charges, it's definitely higher than master and visa, 2.5% or above if not mistaken

This post has been edited by alexwsk: Aug 25 2009, 12:58 PM

u mean other banks' ATM or even scb's one?

just received a SMS from PBB saying that I can register for the 8%+2% cash rebate (8x swipe) again for this SEPTEMBER only

anyone else get the same SMS?

This post has been edited by alexwsk: Sep 2 2009, 06:42 PM

it's just an additional layer of security for websites that support it
you are required to enter a PIN number (the same PIN when you sign up for Verified by Visa) before you are allow to complete the payment

i thk she applied at the bank
but anyhow, it might differs from one customer to another

hehe, the extra security is that you'll need to key in the additional PIN lor (people feels safer when required to do more verifications ma )
although not all websites support that

u r doing great for a 21 yrs old
u can get the cimb/DA gold cards, MBB AMEX Gold CC, MBB Sony Visa (if u like sony)

do read the posts above or search this thread, u shud be able to find the cc suitable for your needs

China Union Pay as its name imply, is use mainly in China
U can apply for HSBC, Citi or UOB oso, but some of the cards need to call to waive AF
UOB has minimum swipe requirements if not mistaken

u shud decide depends on what's ur main usage

if u don't use, there will be no charges except for AF (if applicable)
the finance charges is applicable if you use the card and not pay in full after the due date

do u mind sharing which card is that?

i'm not sure whether easy to approve or not, but the min salary requirement is among the lowest for plat

it applies if not mistaken
anything in foreign currency will incur the charges

@tinkerbel
have you registered you mobile phone with SCB? u'll need to walk in to any branch to have them key in into the system if not mistaken (the number you've filled in during CC application will not be automatically entered into the system)

after that you shud be able to register thru the website with ease