Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
6 Pages « < 3 4 5 6 >Bottom

Outline · [ Standard ] · Linear+

 Credit Card Thread V7, Everything about the world of plastic

views
     
alexwsk
post Aug 7 2009, 11:35 AM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


QUOTE(Putraskyline @ Aug 7 2009, 11:29 AM)
Ooh...Is this a rules implement by MBB? Thats mean I have to call MBB CS to reduce my CL and then Call Amex CS to up my CL? If I know this before, I would not apply for this card.


Added on August 7, 2009, 11:31 am
From Maybank2u, only Amex Gold have different credit limit. If I cancel my Ikhwan, then my request to upgrade CL should be approved, I guess. Correct ar?
*
yup, that shud be it
either cancel or reduce limit for ur ikhwan
alexwsk
post Aug 7 2009, 12:35 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


QUOTE(jack2 @ Aug 7 2009, 12:03 PM)
Are you able to login to SCB online banking today?
*
can, i hv no problem
alexwsk
post Aug 7 2009, 03:39 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


QUOTE(RJdio @ Aug 7 2009, 03:31 PM)
Im going to be dumping my OCBC platinum (making it backup) for this AMEX gold card. Can I ask how long thier rewards are valid for ?
*
u mean the points, it's valid as long as ur card is valid
alexwsk
post Aug 7 2009, 04:40 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


@tinkerbel
what's wrong with ur scb online?
btw, hv u collected ur 2 AMEX gold? tongue.gif


Added on August 7, 2009, 4:41 pm
QUOTE(GHz @ Aug 7 2009, 04:39 PM)
No, I did not ask about that, but to reactivate the account need to go to Kajang branch. So I think forget it, the account will be automatically close in 2 months.

Cheque book? also not asking them about that.
*
why will auto close in 2 months?

This post has been edited by alexwsk: Aug 7 2009, 04:41 PM
alexwsk
post Aug 7 2009, 04:56 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


@GHz @hye
ic, so whenever i want to close that account, i'll just make the balance ZERO biggrin.gif
currently i'm still enjoying the higher interest of that acc as compared to e$aver
and need it to pay my justone online
alexwsk
post Aug 8 2009, 09:54 AM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


@tinkerbel
last time i went to the branch and hv them updated my mobile phone number in their system (even though mobile phone was clearly stated during the cc application), only i can register for the online banking

@winner
i was not able to add any bills until i phoned up the CS sweat.gif

@tgeoklin
it's always difficult to argue with them, they'll tell u the conversation rate is difference as the posting date for different cards will be different
that's y i think BNM should ask all the banks to show the conversion rate and the admin charges clearly on the statement

This post has been edited by alexwsk: Aug 8 2009, 09:58 AM
alexwsk
post Aug 8 2009, 11:49 AM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


@winner
let us know the outcome after u wrote in

btw, i just noticed justone is totally "gone" from scb website, not at the drop down and also main menu of cards

but if u type in manually, still can see the cards rolleyes.gif

let's wait n see what they are going to do soon
alexwsk
post Aug 11 2009, 09:10 AM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


QUOTE(Shinichi @ Aug 11 2009, 08:34 AM)
Hi all, can I still apply for MBB Amex Gold if my annual income is 30k?
Anyone know how much is the credit limit required for this card if to apply using existing CC?

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Thanks.
*
i applied using my MBB petronas with 15k CL.
Not sure what's the minumum
alexwsk
post Aug 11 2009, 03:08 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


QUOTE(MilesAndMore @ Aug 11 2009, 12:59 PM)
So did they approve your application for the AMEX Gold credit card ?
*
yes, mine got approved on the spot during the treats fair
alexwsk
post Aug 11 2009, 03:36 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


QUOTE(ryoko2505 @ Aug 11 2009, 03:28 PM)
hi,
gotta ask..i cancelled my maybank CC facility a few months back, but the account number still shows up in M2U, is it possible to have the facility re-activated without going thru all the standard procedure of applying for a CC?will they just re-activate it again?
*
even though it still shows up, it is actually cancelled
IMHO, u'll be able to reactivate it by calling in, gv it a try
alexwsk
post Aug 12 2009, 11:46 AM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


@winner
got my card last friday thru poslaju, 2 weeks after the treats fair
but actually i can collect the card on the application day itself, but after 5 hrs of the application sweat.gif

just activated the AMEX thru the phone number printed on the back of the card rclxms.gif , quite fast to get thru to CS, and her voice is very pleasant biggrin.gif
alexwsk
post Aug 12 2009, 01:53 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


@winner
that's a bit strange
so next month you shud chk for it again
alexwsk
post Aug 13 2009, 08:00 AM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


QUOTE(David83 @ Aug 13 2009, 07:56 AM)
Guys, I'm hosting some guests from China. Is it normal that a CC without chip (only magnetic strip) being declined by terminal easily?
So far I have observed that majority of MBF terminal failed to swipe this type of CC. I thought CC terminal should be equipped with dual swipe mode (chip based and strip based).

Anybody experienced this before?
*
most likely their cards are "UnionPay" instead of visa or master
alexwsk
post Aug 13 2009, 11:15 AM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


QUOTE(David83 @ Aug 13 2009, 08:02 AM)
But the cards they carry are bearing Visa logo.
*
hmm.gif then it shud work just well
coz most of the foreign cc has no smart chip
alexwsk
post Aug 14 2009, 02:04 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


Just noticed that I've received the 8% cash back for PBB CC mth 1
but did not manage to get the max RM50
alexwsk
post Aug 14 2009, 02:56 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


QUOTE(GHz @ Aug 14 2009, 02:40 PM)
I got mine too.

12-08-2009 8% CASH BACK MONTH 1 50.00

Very good. My 8th transaction was on the 4th weeks but still get  it. rclxms.gif
*
hmm.gif , what is the last date of that month for your transaction which made the total to RM625?
i mean you could hv swipe >RM625 (thus reaching the max cash back of RM50) at the 1st swipe but your eight swipe is in the 4th week.

This post has been edited by alexwsk: Aug 14 2009, 02:58 PM
alexwsk
post Aug 14 2009, 03:22 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


QUOTE(GHz @ Aug 14 2009, 03:05 PM)
I just look at my statement again(online), my 8th swipe in on 25th June, & my total spending is about RM620+ but I have one transaction at guardian (10% rebate there)
*
strange, my 9th transaction was posted on 16th June (totalling > RM625), yet the cash back is RM36 only
maybe no cash back for petrol??

need to go back and chk my earlier statements
alexwsk
post Aug 14 2009, 04:28 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


@GHz
:hmm,but i do get points for petrol transactions (PBB MU Master)

@winner
issit, din notice from the t&c


Added on August 14, 2009, 4:30 pm
QUOTE(jack2 @ Aug 14 2009, 03:25 PM)
For AMEX CC,

did you all fill the email ID in the AMEX cc application form?

If you need statement to be sent, they will charge u RM5 per month.
*
yes, the CS did mentioned this during application

This post has been edited by alexwsk: Aug 14 2009, 04:30 PM
alexwsk
post Aug 14 2009, 10:37 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


QUOTE(GHz @ Aug 14 2009, 04:36 PM)
@winner
yes forgot to mention that as well. if i not wrong , any bill is excluded even you pay it somewhere else.

@alexwsk
I did not sure whether it is T&C but I am holding PB card since 2001. This always been the case.
*
yup, confirmed online bill payment/prepaid reload thru pbebanking not qualify
but all my petrols qualified rclxm9.gif
alexwsk
post Aug 17 2009, 10:15 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ


QUOTE(MilesAndMore @ Aug 17 2009, 05:08 PM)
He promised my mom to change the fee waiver rule. Now the annual fee will be waived for both cards once my mom swipe twice on each card in 45 days. We shall find out what happens next in about a month time.
*
what to do? get the cards and swipe twice each
wait for the bill and pay fully
wait for the next bill with RM0 balance

cancel the cards icon_rolleyes.gif

6 Pages « < 3 4 5 6 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.4897sec    0.46    7 queries    GZIP Disabled
Time is now: 6th December 2025 - 12:55 PM