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Credit Card Thread V7, Everything about the world of plastic
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alexwsk
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Aug 7 2009, 11:35 AM
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QUOTE(Putraskyline @ Aug 7 2009, 11:29 AM) Ooh...Is this a rules implement by MBB? Thats mean I have to call MBB CS to reduce my CL and then Call Amex CS to up my CL? If I know this before, I would not apply for this card. Added on August 7, 2009, 11:31 amFrom Maybank2u, only Amex Gold have different credit limit. If I cancel my Ikhwan, then my request to upgrade CL should be approved, I guess. Correct ar? yup, that shud be it either cancel or reduce limit for ur ikhwan
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alexwsk
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Aug 7 2009, 12:35 PM
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QUOTE(jack2 @ Aug 7 2009, 12:03 PM) Are you able to login to SCB online banking today? can, i hv no problem
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alexwsk
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Aug 7 2009, 03:39 PM
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QUOTE(RJdio @ Aug 7 2009, 03:31 PM) Im going to be dumping my OCBC platinum (making it backup) for this AMEX gold card. Can I ask how long thier rewards are valid for ? u mean the points, it's valid as long as ur card is valid
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alexwsk
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Aug 7 2009, 04:40 PM
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@tinkerbel what's wrong with ur scb online? btw, hv u collected ur 2 AMEX gold?  Added on August 7, 2009, 4:41 pmQUOTE(GHz @ Aug 7 2009, 04:39 PM) No, I did not ask about that, but to reactivate the account need to go to Kajang branch. So I think forget it, the account will be automatically close in 2 months. Cheque book? also not asking them about that. why will auto close in 2 months? This post has been edited by alexwsk: Aug 7 2009, 04:41 PM
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alexwsk
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Aug 7 2009, 04:56 PM
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@GHz @hye ic, so whenever i want to close that account, i'll just make the balance ZERO currently i'm still enjoying the higher interest of that acc as compared to e$aver and need it to pay my justone online
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alexwsk
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Aug 8 2009, 09:54 AM
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@tinkerbel last time i went to the branch and hv them updated my mobile phone number in their system (even though mobile phone was clearly stated during the cc application), only i can register for the online banking @winner i was not able to add any bills until i phoned up the CS @tgeoklin it's always difficult to argue with them, they'll tell u the conversation rate is difference as the posting date for different cards will be different that's y i think BNM should ask all the banks to show the conversion rate and the admin charges clearly on the statement This post has been edited by alexwsk: Aug 8 2009, 09:58 AM
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alexwsk
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Aug 8 2009, 11:49 AM
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@winner let us know the outcome after u wrote in btw, i just noticed justone is totally "gone" from scb website, not at the drop down and also main menu of cards but if u type in manually, still can see the cards let's wait n see what they are going to do soon
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alexwsk
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Aug 11 2009, 09:10 AM
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QUOTE(Shinichi @ Aug 11 2009, 08:34 AM) Hi all, can I still apply for MBB Amex Gold if my annual income is 30k? Anyone know how much is the credit limit required for this card if to apply using existing CC? http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-CardsThanks. i applied using my MBB petronas with 15k CL. Not sure what's the minumum
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alexwsk
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Aug 11 2009, 03:08 PM
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QUOTE(MilesAndMore @ Aug 11 2009, 12:59 PM) So did they approve your application for the AMEX Gold credit card ? yes, mine got approved on the spot during the treats fair
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alexwsk
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Aug 11 2009, 03:36 PM
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QUOTE(ryoko2505 @ Aug 11 2009, 03:28 PM) hi, gotta ask..i cancelled my maybank CC facility a few months back, but the account number still shows up in M2U, is it possible to have the facility re-activated without going thru all the standard procedure of applying for a CC?will they just re-activate it again? even though it still shows up, it is actually cancelled IMHO, u'll be able to reactivate it by calling in, gv it a try
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alexwsk
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Aug 12 2009, 11:46 AM
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@winner got my card last friday thru poslaju, 2 weeks after the treats fair but actually i can collect the card on the application day itself, but after 5 hrs of the application just activated the AMEX thru the phone number printed on the back of the card  , quite fast to get thru to CS, and her voice is very pleasant
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alexwsk
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Aug 12 2009, 01:53 PM
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@winner that's a bit strange so next month you shud chk for it again
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alexwsk
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Aug 13 2009, 08:00 AM
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QUOTE(David83 @ Aug 13 2009, 07:56 AM) Guys, I'm hosting some guests from China. Is it normal that a CC without chip (only magnetic strip) being declined by terminal easily? So far I have observed that majority of MBF terminal failed to swipe this type of CC. I thought CC terminal should be equipped with dual swipe mode (chip based and strip based). Anybody experienced this before? most likely their cards are "UnionPay" instead of visa or master
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alexwsk
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Aug 13 2009, 11:15 AM
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QUOTE(David83 @ Aug 13 2009, 08:02 AM) But the cards they carry are bearing Visa logo.  then it shud work just well coz most of the foreign cc has no smart chip
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alexwsk
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Aug 14 2009, 02:04 PM
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Just noticed that I've received the 8% cash back for PBB CC mth 1 but did not manage to get the max RM50
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alexwsk
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Aug 14 2009, 02:56 PM
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QUOTE(GHz @ Aug 14 2009, 02:40 PM) I got mine too. 12-08-2009 8% CASH BACK MONTH 1 50.00 Very good. My 8th transaction was on the 4th weeks but still get it.   , what is the last date of that month for your transaction which made the total to RM625? i mean you could hv swipe >RM625 (thus reaching the max cash back of RM50) at the 1st swipe but your eight swipe is in the 4th week. This post has been edited by alexwsk: Aug 14 2009, 02:58 PM
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alexwsk
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Aug 14 2009, 03:22 PM
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QUOTE(GHz @ Aug 14 2009, 03:05 PM) I just look at my statement again(online), my 8th swipe in on 25th June, & my total spending is about RM620+ but I have one transaction at guardian (10% rebate there) strange, my 9th transaction was posted on 16th June (totalling > RM625), yet the cash back is RM36 only maybe no cash back for petrol?? need to go back and chk my earlier statements
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alexwsk
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Aug 14 2009, 04:28 PM
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@GHz :hmm,but i do get points for petrol transactions (PBB MU Master) @winner issit, din notice from the t&c Added on August 14, 2009, 4:30 pmQUOTE(jack2 @ Aug 14 2009, 03:25 PM) For AMEX CC, did you all fill the email ID in the AMEX cc application form? If you need statement to be sent, they will charge u RM5 per month. yes, the CS did mentioned this during application This post has been edited by alexwsk: Aug 14 2009, 04:30 PM
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alexwsk
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Aug 14 2009, 10:37 PM
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QUOTE(GHz @ Aug 14 2009, 04:36 PM) @winner yes forgot to mention that as well. if i not wrong , any bill is excluded even you pay it somewhere else. @alexwsk I did not sure whether it is T&C but I am holding PB card since 2001. This always been the case. yup, confirmed online bill payment/prepaid reload thru pbebanking not qualify but all my petrols qualified
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alexwsk
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Aug 17 2009, 10:15 PM
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QUOTE(MilesAndMore @ Aug 17 2009, 05:08 PM) He promised my mom to change the fee waiver rule. Now the annual fee will be waived for both cards once my mom swipe twice on each card in 45 days. We shall find out what happens next in about a month time. what to do? get the cards and swipe twice each wait for the bill and pay fully wait for the next bill with RM0 balance cancel the cards
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