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 Credit Card Thread V7, Everything about the world of plastic

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SUSDavid83
post Jul 26 2009, 03:23 PM

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QUOTE(vampbreak @ Jul 26 2009, 03:14 PM)
Eh bingozero, that new SonyCard looks interesting. Got 10X TP when you buy sony product. Have you apply for this card yet ?
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That promo of 10x TP on Sony products has ended right?
SUSDavid83
post Jul 26 2009, 10:00 PM

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QUOTE(bingozero @ Jul 26 2009, 04:50 PM)
No I didn't apply for this card because I think I am not qualify for their requirement  biggrin.gif
SonyCard still have 10x TP promotion when you buy sony product.
http://corp.sony.com.my/sonycard/privileges.html

Today I having kfc and baskin-robbins, both the terminal already down and cannot accept credit card vmad.gif  I think is screamyx problem  tongue.gif
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But M2U said 2x TP:

Earn 2X TreatsPoints when you purchase Sony products at Sony Style, Sony Centre and selected Sony Designated Stores

URL: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
SUSDavid83
post Jul 26 2009, 11:33 PM

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QUOTE(bingozero @ Jul 26 2009, 11:01 PM)
That one you mention is the old style SonyCard, maybank announce is the new limited edition sonycard.
Both are different from the design.
And the new limited edition sonycard haven't update in maybank2u yet, more details just click the link on below.
http://corp.sony.com.my/sonycard/privileges.html
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I found an article in M2U:

http://www.maybank2u.com.my/mbb_info/m2u/p...s/AU02-Newsroom
SUSDavid83
post Jul 28 2009, 07:21 PM

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Anybody aware of this Autopay promotion with Mastercard from TM:

http://www.tm.com.my/customer-care/pdf/bil...yPromotion2.pdf
SUSDavid83
post Jul 29 2009, 04:59 PM

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Now Tesco and Tesco Extra are equipped with Paypass terminal.
SUSDavid83
post Jul 30 2009, 06:26 AM

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QUOTE(vin_ann @ Jul 29 2009, 09:58 PM)
Now Carrefour have the passpass terminal for so long, i din bother to use it...

and most of the cashier prefer the conventional type... signing !

since they want sign, just let it be!
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Carrefour is using Wave terminal right? Not Paypass.
SUSDavid83
post Aug 1 2009, 07:37 PM

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I applied corporate card for business trip last time.
SUSDavid83
post Aug 10 2009, 10:11 PM

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QUOTE(ashraful @ Aug 10 2009, 10:03 PM)
i just applied my MBB petronas card.
i want to know usually how long will they take time to approve?

and how long will MBB takes time to approve for intallment plans?

thnx~!
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What installament plan? It's always depending on the merchant whether it offers such facility. Usually based on partnership relationship and the merchant offers it, it'll be approved on the transaction itself. The merchant has a terminal with MBB and there's an option to convert the purchase into installament plan.
SUSDavid83
post Aug 13 2009, 07:56 AM

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Guys, I'm hosting some guests from China. Is it normal that a CC without chip (only magnetic strip) being declined by terminal easily?
So far I have observed that majority of MBF terminal failed to swipe this type of CC. I thought CC terminal should be equipped with dual swipe mode (chip based and strip based).

Anybody experienced this before?
SUSDavid83
post Aug 13 2009, 08:02 AM

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QUOTE(alexwsk @ Aug 13 2009, 08:00 AM)
most likely their cards are "UnionPay" instead of visa or master
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But the cards they carry are bearing Visa logo.
SUSDavid83
post Aug 15 2009, 01:13 PM

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QUOTE(sohming06 @ Aug 15 2009, 12:51 PM)
Hi All,

Have doubt here about HSBC Amanah CC and HSBC CC..
Any differences between these two cards?  blink.gif
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HSBC Amanah CC is an Islamic based CC. HSBC CC is a conventional CC.
SUSDavid83
post Aug 15 2009, 01:36 PM

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QUOTE(sohming06 @ Aug 15 2009, 01:31 PM)
Is it OK for me as non-islamic to apply for that card?
I have the card now, last time apply from shopping mall HSBC agent.
Any pro and cons?
Thks
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Why not? I'm holding an Islamic based CC as well.

The main difference may come from the list of privileges. Other than that, it's just another CC.

You should refer to the HSBC website to analyze for details.
SUSDavid83
post Aug 15 2009, 08:19 PM

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QUOTE(sohming06 @ Aug 15 2009, 06:26 PM)
Seems bad comment of this card.. cry.gif
1 more question, how come i still need to buy a security device for rm15? Can i go HSBC and take it myself?
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Buy? You lost your security token?

Last time I remembered that it's FOC. That device is still with me even though I have cancelled my HSBC conventional CC.
SUSDavid83
post Aug 15 2009, 11:38 PM

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QUOTE(sohming06 @ Aug 15 2009, 11:34 PM)
Huh? HSBC didnt give me the device woh..
I just received my card this morning via poslaju.. dont have security device inside woh..
Need to go collect at HSBC myself? rclxub.gif
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You need to apply for Internet banking facility in order to get the security device. It's requirement for HSBC Internet banking.
SUSDavid83
post Aug 20 2009, 06:13 PM

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QUOTE(Mozilla-Firefox @ Aug 20 2009, 05:53 PM)
I still dont understand the concept of credit card. about the payment. Does it mean if i pay my monthly bills on time i wont be charge of any interest?
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If you pay before the due date as indicated in the statement, you won't be charged for any interest.
SUSDavid83
post Aug 20 2009, 10:01 PM

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QUOTE(wahlauyeh @ Aug 20 2009, 09:35 PM)
can someone share with me the cheapest balance transfer rate currently and by which bank?
if there is a thread for this..plz provide me the link...thnx..
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Try this thread: http://forum.lowyat.net/index.php?showtopi...3346&hl=balance
SUSDavid83
post Aug 20 2009, 10:24 PM

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Please remember that the financial charge is still exorbitant even though the Tier system is being implemented for quite some time.
SUSDavid83
post Aug 20 2009, 10:37 PM

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Should you or anybody report this to Ambank?
SUSDavid83
post Aug 21 2009, 08:57 AM

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QUOTE(bingozero @ Aug 21 2009, 08:48 AM)
CIMB announse a new CIMB Touch 'n Go Visa credit card.
It is free for life without any condition.
For more info click here
Is this card have Visa payWave?
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I don't think it'll have payWave.
SUSDavid83
post Aug 21 2009, 03:07 PM

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Yes, lousy Zing card! Not worth. The good thing is automatically reloaded once your balance drops to certain threshold.

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