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 Credit Card Thread V7, Everything about the world of plastic

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SUSDavid83
post Aug 22 2009, 10:19 AM

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QUOTE(btr999 @ Aug 22 2009, 10:14 AM)
whats the difference of AMEX and common classic credit card?
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Different company, my friend.

AMEX is by American Express.
Visa is by Visa
Mastercard is by Mastercard.

AMEX is not widely acceptable in Malaysia compared to Visa and Mastercard.
SUSDavid83
post Aug 23 2009, 06:39 PM

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QUOTE(rayfoo @ Aug 23 2009, 06:18 PM)
just wanna confirm here that hsbc doesnt have any visa wave cards rite?
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If I remembered correctly, the answer is NO.
SUSDavid83
post Aug 23 2009, 10:51 PM

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I think for foreign bank, only UOB is promoting Visa Wave. As for local banks, Maybank and EON are in this. Both are also offering cards with Paywave capability on top of Visa Wave.

For Mastercard Paypass, it'll be CIMB.

SUSDavid83
post Aug 26 2009, 07:07 PM

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Here's the link from Citibank website:

http://www.citibank.com.my/APPS/portal/loa...redit_limit.htm
SUSDavid83
post Aug 26 2009, 07:15 PM

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QUOTE(PinkGenie<3 @ Aug 26 2009, 06:20 PM)
Hello all,

I would like to know if I can use my Maybank credit card to pay HLB loan?

And let say if I want to use Cash Advance, wat do I do? Go to the ATM? Get the money from the counter? Do I need to call them up or anything?

Thanks a lot smile.gif
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I doubt you can use CC to repay a loan or hire purchase. Somebody did raise this before.

On the other way, it's totally unwise to perform any cash advance due to the exorbitant financial charge (in daily basis). You need a PIN for your CC to perform cash advance at ATM. Also bear in mind that there're an upfront financial charge for the withdrawal and financial charge will be imposed from the day you perform the withdrawal till you clear the withdrawn outstanding amount.
SUSDavid83
post Aug 26 2009, 07:24 PM

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For DA cardholders, do you receive marketing emails to your inbox?

Wondering if I could unsubscribe it.
SUSDavid83
post Aug 26 2009, 09:03 PM

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But the website has animation that demonstrate different scenarios. wink.gif
SUSDavid83
post Sep 2 2009, 08:43 AM

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New or already in the shelf?
SUSDavid83
post Sep 2 2009, 12:16 PM

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QUOTE(GHz @ Sep 2 2009, 08:56 AM)
New, it was launch yesterday.
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I found them.

Maybank Islamic Petronas Visa CC:
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

But I didn't found the CIMB one.
SUSDavid83
post Sep 2 2009, 03:02 PM

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QUOTE(aeronlim @ Sep 2 2009, 02:47 PM)
I think there is no much different with the old one, all the benefit and privileges are the same, maybe will attract many MU fans lor smile.gif
It seems like the 5x treat point are the same, but add in some Islamic terms such as Syariah, takaful blah blah, i heard this type of card can't used to purchase beer and pork something that Islam prohibited right?
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Shariah compliant transaction for all Islamic based CC.

This is an additional to existing Ikhwan series: Ikhwan AMEX and Ikhwan Visa.
SUSDavid83
post Sep 2 2009, 11:19 PM

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I also got 3 cards from MBB:

1. MBB Visa Classic (Black)
2. MBB Petronas Visa
3. MBB Ikhwan AMEX

No problem of not cancelling previous card to get another CC from MBB.

Wondering should I get a Mastercard from MBB. hmm.gif

This post has been edited by David83: Sep 2 2009, 11:26 PM
SUSDavid83
post Sep 2 2009, 11:25 PM

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I found more details on the two newly launched Islamic based CC from Petronas MyMesra page:

http://www.mymesra.com.my/index.php?ch=mm_...mo_promo&ac=123

Alternatively, you can go to M2U for the Ikhwan CC:

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

However, details for CIMB Islamic CC is still not available on CIMB page!
SUSDavid83
post Sep 3 2009, 11:07 AM

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QUOTE(bingozero @ Sep 3 2009, 10:36 AM)
Get a Mastercard from CIMB, it is free for life smile.gif
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I have one from CIMB DA. Seldome use it. I want to consolidate my points; that is my purpose. smile.gif
SUSDavid83
post Sep 3 2009, 12:48 PM

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QUOTE(miaomiaolala @ Sep 3 2009, 12:15 PM)
Any other recommendations for Maybank Cards besides Amex card?  laugh.gif
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What requirements are you aimning for?
SUSDavid83
post Sep 3 2009, 02:41 PM

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MBB also enforced it recently.

They called it MSOS (Maybankard Secure Online Shopping)

This post has been edited by David83: Sep 3 2009, 04:38 PM
SUSDavid83
post Sep 3 2009, 04:29 PM

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Mesra Card to collect Mesra points. Ikhwan Petronas Visa is to collect TP. Different systems.

This post has been edited by David83: Sep 3 2009, 04:38 PM
SUSDavid83
post Sep 3 2009, 08:58 PM

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QUOTE(Comlis @ Sep 3 2009, 08:34 PM)
Maybank and EON bank wont give additional cards 13.5% even if ur a good paymaster on other cards sharing same credit limit. DAMN SUCKS.
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It's true. New additional cards from MBB need to start from beginning.
SUSDavid83
post Sep 4 2009, 10:38 AM

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It has ended on 15 July. The remaining 6x points have been credited in last month.
SUSDavid83
post Sep 4 2009, 09:53 PM

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QUOTE(namh @ Sep 4 2009, 09:25 PM)
just want to get the clear information..

I now owned Maybank Ikhwan Mastercard.. recently, Maybank launched the Maybank Ikhwan PETRONAS Mastercard.. I think, it is much better if i change my card to the PETRONAS card.. because the normal card can not get any TP if you fill petrol at PETRONAS, but the new card can help you accumulate 5x TP, right?

if yes, I want to change my card to the new Maybank Ikhwan PETRONAS Mastercard..
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You'll only get 2x for Ikhwan AMEX or 1x for Ikhwan Visa. In this case, owning Ikwan Petronas Visa will get 5x TP.

As for my case, I got the classic Maybank Petronas Visa first before getting the Ikhwan AMEX.
SUSDavid83
post Sep 6 2009, 12:41 PM

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QUOTE(ronnie @ Sep 6 2009, 12:36 PM)
Can I pay my Direct Access credit card bills via Maybank2U ?
What are the charges ?
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RM 2 for interbank fund transfer.

I think DA should be selected under CIMB.

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