QUOTE(miaomiaolala @ Sep 6 2009, 01:32 PM)
I tot IBG transfers charges are reduced to RM0.50 already? 
I believe it depends on account type you have with Maybank2u.Credit Card Thread V7, Everything about the world of plastic
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 Sep 6 2009, 01:42 PM
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#81
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All Stars
52,874 posts Joined: Jan 2003 
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Sep 8 2009, 08:57 PM
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#82
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Shinichi @ Sep 8 2009, 08:50 PM) Yay got my MBB Amex Gold today. AMEX uses the small 4-digit in the front; above the card number. About the back 3 digit code, do they work the same as Visa/Master, for online purchase verification purpose? |
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Sep 8 2009, 11:28 PM
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#83
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All Stars
52,874 posts Joined: Jan 2003
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Usually I pick the card from branch.
I believe that I did sign some forms during the pick up.  |
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Sep 10 2009, 08:05 PM
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#84
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52,874 posts Joined: Jan 2003
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QUOTE(arvil22 @ Sep 10 2009, 07:47 PM) How About HSBC ,Citibank or UOB? Any link or details for it? Added on September 10, 2009, 7:51 pm Still Got 1 More Name China Union Pay(中国银联) |
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Sep 12 2009, 12:56 PM
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#85
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(skty @ Sep 12 2009, 10:41 AM) Standard financial charge (interest rate) Retails purchases: 18% p.a or 1.5% p.m from statement date upon paying the minimum amount. *Malaysia had adopted tiered pricing interest rate: BNM Press Statement 18% p.a. (now, most bank had adopted 17.5% p.a. starting Apr 09) 17% p.a. (now, most bank had adopted 16% p.a. starting Apr 09) 15% p.a. (now, most bank had adopted 13.5% p.a. starting Apr 09) Cash advance: 18% p.a from the date of withdrawal. Late payment: 1% of outstanding or RM 5 whichever is higher. Minimum payment amount: 5% of outstanding or RM 25/RM 50 whichever is higher. can I know what those mean? QUOTE Retails purchases: 18% p.a or 1.5% p.m from statement date upon paying the minimum amount. *Malaysia had adopted tiered pricing interest rate: BNM Press Statement 18% p.a. (now, most bank had adopted 17.5% p.a. starting Apr 09) 17% p.a. (now, most bank had adopted 16% p.a. starting Apr 09) 15% p.a. (now, most bank had adopted 13.5% p.a. starting Apr 09) This portion is applicable if you have any outstanding amount that is not cleared after the statement due date. You'll be charged accordingly from the due date onwards on a daily basis. The advertised rates are per annum fashion and you need to convert these figures in daily rates fashion. The tiered interested rate is offered to those who have a good payment record; meaning didn't carry any outstanding amount for at least 10 months. 17.5% is for fresh cardholders, 16% for at least 10 months (if I remembeder correctly) and 13.5% for 12 months and above. QUOTE Cash advance: 18% p.a from the date of withdrawal. This charge will be imposed if you withdraw cash from your credit card under cash advance transaction. You'll be charged at this rate in daily basis from the date of withdrawal till you clear this outstanding withdrawn amount. Same as the retail purchases interest rate; the advertised rate is per annum and you need to convert it to daily rate. On top of this, you'll be for upfront processing fee called cash advance withdrawal fee which is 5%o of the withdrawn amount or min of RM 15 to RM 20 (depending on the bank). QUOTE Late payment: 1% of outstanding or RM 5 whichever is higher. This charge will be credited into your next billing cycle if you didn't pay for the billed outstanding amount after due date. If you pay for the min amount, you won't be charged for this. QUOTE Minimum payment amount: 5% of outstanding or RM 25/RM 50 whichever is higher. This is the min amount need to be paid from your outstanding amount before you're being charged for the late payment. Some may opt to pay min amount instead of full outstanding amount. Bear in that, any outstanding amount will be charged for retail purchase interest rate. All these won't be a big headache for you if you're a good paymaster and didn't use the available fancy features of tricky credit card. This post has been edited by David83: Sep 12 2009, 12:59 PM |
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Sep 13 2009, 11:17 PM
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#86
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Gen-X @ Sep 13 2009, 11:13 PM) Pridential do not accept Amex. I think most insurance companies here do not accept AMEX. Exception will be given to Etiqa insurance. When was this? As hye said CIMB only recently started charging 1%. In 2 weeks time when I get my statements for Alliance Visa Plat, MBB Petronas Gold and Direct Access Visa Infinite (where I should get 1& rebate for overseas transactions) I will post my transactions in US last month for comparison.  |
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Sep 15 2009, 02:55 PM
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#87
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(marky @ Sep 15 2009, 02:44 PM) isit possible to change my maybank flex card to the petronas 1? currently still hav 1 installment plan in the maybank flex Conversion is not possible. Applying for additional is more possible. |
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