Cant u look for ready built properties? is more secure for first timer u know?

Hi. Do u have any recommendation?

you wanna buy many properties?

no lar.. QiQio asked me buy ready built properties mar.. so I just wanna know whether got any ready built that better and cheaper that Zest or not lor.

Sierra Residency.. in BK5.. low density.. no balcony.. completion soon in June.. Subsale goin at RM200k..

This project sold like hot cake.. When i got to know this project 2 years back, it had already sold out.. lauching price was RM99k - RM120k ..

Freehold Residential title..

sierraresidency.blogspot.com/

This post has been edited by eugene jk: Feb 3 2009, 04:56 PM

After think twice, I know I can't buy ready built property now. I need time to accumulate my renovation fees and furniture cost. It will cost me another 30-50k. So 2 to 3 yrs time is good for me to accumulate it. Unless I ask my family to help. haa...

This post has been edited by sk_lim_taurus: Feb 3 2009, 05:18 PM

no need wat.. u can buy one mattress first and that's more than sufficient.. then wait 2-3 yrs and then reno yr home..

Don wan... If is ready, sure I wanna make it nice to stay lar.. Home Sweet Home

Hi..yeap,i've heard bout Kinrara 9 development in puchong from my real estate agent...according to him,kinrara 9 is much cheaper than zen.How true is tht,i have no idea,yet to explore...

veen_0809@yahoo.com

Hi!

BLR is dropped. But I'm wondering whether this source is accurate or not. The rate is differ depends on banks. Any one can advise?

Data last refreshed on 6th February 2009.
Data unchanged since 4th February 2009.
Source: www.bankinginfo.com.my

No. Banking Institution With Effect From BLR (% p.a.)
1 Affin Bank Berhad 03/02/2009 5.90
2 Alliance Bank Malaysia Berhad 03/02/2009 5.95
3 AmBank (M) Berhad 10/12/2008 6.55
4 Bangkok Bank Berhad 28/01/2009 5.50
5 Bank of America Malaysia Berhad 01/02/2009 5.95
6 Bank of China (Malaysia) Berhad 03/02/2009 5.95
7 Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad 29/01/2009 5.75
8 CIMB Bank Berhad 03/02/2009 5.95
9 Citibank Berhad 06/02/2009 6.00
10 Deutsche Bank (Malaysia) Berhad 03/02/2009 5.75
11 EON Bank Berhad 01/12/2008 6.50
12 Hong Leong Bank Berhad 03/02/2009 5.95
13 HSBC Bank Malaysia Berhad 03/02/2009 5.95
14 J.P. Morgan Chase Bank Berhad 01/02/2009 5.75
15 Malayan Banking Berhad 03/02/2009 5.95
16 OCBC Bank (Malaysia) Berhad 03/02/2009 5.95
17 Public Bank Berhad 03/02/2009 5.95
18 RHB Bank Berhad 03/02/2009 5.95
19 Standard Chartered Bank Malaysia Berhad 03/02/2009 5.95
20 The Bank of Nova Scotia Berhad 03/02/2009 5.95
21 The Royal Bank of Scotland Berhad 22/01/2009 5.75
22 United Overseas Bank (Malaysia) Berhad 03/02/2009 5.95

bangkok bank?.. hmm..wat if suddenly chap lap?

erm.. if chap lap then u no need to pay back the loan lor. but pray so that it happens after 100% loan is released. haa...

Even thought the BLR is lower but we need to go thru the overall package. BLR is fluctuated so BLR minus how many % is important.

Hav u applied any loan packages?

nope.. lazy to apply .. havent even do any research.. waiting for u for feedback then only do some research..

haa... u really lazy ner.. wait for my info ar.. can.. then don blame me if not accurate ya.

i thought we should work out the loan now as our booking period is only for 3 months?

Hi

I think with the current BLR rate that is going now. Bank will find it difficult to offer BLR minus 2. However, you may need to take up MRTA in order for them to push for the offer.

If anyone is able to get an offer of BLR minus 2 and above plz do let me know.

then have u called up any banks or any loan agent (ahlong) come n talk to u oredi?..

You mean after they called u asking whether u still want the unit or not and if u want.. u need to sign the S&P.. which means u already have the loan agreement from bank already?..

No la. I have not take any loan package yet. but will work it out next week. since the loan package is improved now. so don wan to take too long time to bother myself.

do it fast...

with the current changes of BLR, god knows whats gonna happen to the spread...

Waa...few future owners Of The Zest here!! I've locked in a unit at level 2, Type A...Level 2 + 5 levels of carpark = 7th Floor... ok gua...wondering if I should changed it higher...haha..

Anyway, still wondering, to buy or not to buy....everyone is like still anticipating for a correction in property price...well, who knows what will happen in the coming days...

by the way, does OCBC provides loan service for this property as of now? Thanks...

hi max,

Seems that you are the latest who went to their office.. can update us on the take up rate of the condo units?

Thks