so nice.
im just spent on HSBC today.

helo,

any1 have problems login into HSBC online banking?

im not sure whether is my streamyx is slow or the HSBC website have problems. slow until time-out...

while im surfing low yat n the star got no problems

thanks you.

then it's shd be my Tm Nut Streamyx problem.

cash withdrawal RM1,000 will have addtional fee of RM50 = RM1,050.

from the movement u withdrawal RM1,000+ ur advance fee of RM1,050 interest is counting the movement u took money off the ATM. it's 1.8% or 1.5% dairly depending which category u in.

after ur cash advance, u spend another RM1,500. the RM1,500 will be interest free for 20days, provided u do not have any outstanding balance or have paid the minimum amount of previous statement.

on repayment, it's shd be the repay the 1st withdrawal or spending. in your case, ur RM800 is paid of the cash advance portion. but waits, i might wrong. the above is only my assumption on 1st in 1st out.

the bank might play the opposite way, 1st in last out. if like that, bank is earning big bucks.

Good luck mate!

CALL CUSTOMER SERVICE, tht's what best for!!

can not auto link 1?

so cacat-ed ar...

bro, take out ur Telekom bill and see and cross check the account number when u pay.

u shd start to scare when u see ur streamyx bill instead of Telekom bill.

but now AEON CC got 2% cash rebate for the Jusco purchases, n also dun know how many times of rewards points.

it's going to be more creative. yet the Customer service part, i thinks is handled by the VADS, the outsourced call centre for TM NUt too...

tht's why our hye got the peanut when he complain.

it's advisable to follow hye's advise! else we will be the monkey asking more peanut!

today, my colleague called to HSBC CS to ask for annual fees waiver.

guess what, the 1st sentence she shot to the CS is: "im waited 6 minutes 28second only got people answered my call".

beside she asking for the annual fees waiver, she also want to ask for the waiver of finance charges for late payment. She said, im going to pay all the outstanding clear today and you better waive my finance charges, else i will cancel your card.

dun know whether she managed to ask for waiver o tht o not.

She also complaining that, her HSBC Amanah CC also rejected 1st time, only second attempt she got it.

that day, sunday, i went to One Utama HSBC and applied the Amanah CC.
if smooth, expected can get my card within 3 weeks time.

wired thing is, the Customer service requested my highest credit limits CC and if got existing HSBC CC will get better chances to get approved.

but i can sense that, im going to get rejected, since i have "quite" a number of CC.

ya. perhaps u can request ur token to be obtained from 1U HSBC Amanah, as they open 7 days... including public holiday.

1U New Wing. u will find it.

towards british india side there...

dude, i was like you when im 1st time wanted to pay my CC via cash deposit machine!

since i wanted to settle on the spot, i called the CS on the spot. you seems dun wan to utilise the service!!!

u have to KEY in your CC number in order to pay! not insert CC !!!

can enter card 1 ar? i never notice it.

anyways, now doesnt need to bother... as im already stop using UOB... now waiting free time to cancel it. haha

take it easy dude. MBB wont be so stupid not to renew ur card. they want ur biz...

just wait n see. or u sendiri be pro-active call their CS n ask their advise.

yesterday when i was in Carrefour planning to buy some normal routine stock, i saw MBB CC counter there and i asked them whether the Carrefour cash rebate will be extended before go to buy n pay using MBB CC.

the promoter said, most likely MBB will be extend, just that memo not yet out...

later, i saw they all using Carrefour cash rebate as part of their strategy to attract customer.


@Chester

im also got that Starbucks complimentary when im applied the HSBC Amanah "Generic" card. they din called it gold or classic o whatever, but "generic".

after tht, im asked the CS, beside the starbucks voucher, do your have any FREE Gift. then he replied said that islamic banking did not encourage free gift practice.

@All

just now saw my professional magazine, Direct Access 2% cash rebate is still keep on going. Horey!!

do not be nice with Citibank CS.

you are consumer, you are KING.

dun wan waive ur annual fee? tell them go hell, n say u want to cancel card now, if un-able to waive the fee.

nowadays it's all about consumer market ma...

just keep track and take good care of your CC lo... then you wont be feel cheated.

it's common thing among CS.

CS A tell is 1.
CS B tell is 2.
CS C tell is 1.

then it's confirm 1 is correct.

so u try to call 2 times see whether u will get the same answer o not... only call 3rd time if 1st 2 call got different answer.

who care...

it's no good to talks people behind lo...

it's year end, every1 is busy...

btw, HLB is seem attacking on CC focus on cash rebate. it's so tempted...

i want cash rebate.

new facilities? share with us when u back from there lo...

i thinks the Citibank CC agent is try to BLUFF you lo... make his bank looks good, while others ugly.

i have my Direct access Visa n Master for combined limits of RM8k. so i cancelled my Visa, and my CL still is 8K. it's like what cenduku mention lo....

aiyo... worry about burst ur CL, bring another Credit card from different bank lol.... no need to worry so much le...

aiyo... just beware n dont give out important information lol...

like on sunday, got 1 malay called me. he said he is from Hospital Puswri (the 1 hospital which exam the Anuar BBM case) is offering me attractive medical check up.

i know, nothing is good, so im terus BLUFF him, saying im already been to SJMC to do that day only... somemore FREE... after he listen it, he confuse... and i try to ask how he get my number.

he said might be my friend who thinks it's good thing, n give my hp number to them.